MISSION LOCALE D'ANDERLECHT POUR L'EMPLOI, LA FORMATION ET LE DEVELOPPEMENT
ActiveSummary
MISSION LOCALE D'ANDERLECHT POUR L'EMPLOI, LA FORMATION ET LE DEVELOPPEMENT has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €411k and a net result of €-7k. Equity is growing by ~20.7% per year across the filed fiscal years. Its solvency ranks better than 37% of 514 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▲+70
Solvency58▼-5
Growth57▲+22
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.23 against 2.18 in 2023; short-term debt: 42.2% and cash: 29.5% of total assets), but 66.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
33.4%
Return on assets
-0.6%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-7k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-07-2025, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
15 d early
2023
30 d early
2022
32 d early
2021
11 d early
2020
25 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
€61k▲ 308%
2023 · €15k
2018: €35k
2019: €29k
2020: €49k
2021: €67k
2022: €66k
2023: €15k
2018 → 2024
EBIT margin
-10.6%▲ 271.9pp
2023 · -282.5%
2018: 0.3%
2019: 474.1%
2020: 133.1%
2021: 77.0%
2022: 155.5%
2023: -282.5%
2018 → 2024
Net result
€-7k▲ 83.3%
2023 · €-44k
2018: €10k
2019: €135k
2020: €64k
2021: €50k
2022: €101k
2023: €-44k
2018 → 2024
Working capital
€637k▲ 11.8%
2023 · €570k
2018: €344k
2019: €685k
2020: €695k
2021: €739k
2022: €665k
2023: €570k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€49k-€67k▲ 35.9%€66k▼ 0.8%€15k▼ 77.4%€61k▲ 308%
Equity€311k-€361k▲ 15.9%€462k▲ 28.1%€418k▼ 9.5%€411k▼ 1.7%
Operating result€65k-€51k▼ 21.4%€103k▲ 100%€-42k€-6k▲ 84.7%
Net result€64k-€50k▼ 22.1%€101k▲ 104%€-44k€-7k▲ 83.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2024 against €42k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.23M
Fixed assets
€75k ▲ 44.3%
Current assets
€1.16M ▲ 9.8%
Equity and liabilities €1.23M
Equity
€411k ▼ 1.7%
Provisions
€257k ▲ 35.2%
Debt
€563k ▲ 13.4%
Debt's share of the balance-sheet total rises from 44.9% to 45.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€14k▲
2023 · €-28k
Cash flow
€13k▲
2023 · €-30k
Current ratio
2.23▲
2023 · 2.18
Debt to equity
1.37▲
2023 · 1.19
ROE
-1.8%▲
2023 · -10.5%
ROA
-0.6%▲
2023 · -4.0%
Interest coverage
6.53▲
2023 · -13.89
Debt ≤ 1 year
€519k▲
2023 · €482k
Staff costs
€2.23M▲
2023 · €2.14M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 49 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.10M€1.23M▲
Fixed assets21/28€52k€75k▲
Intangible fixed assets21€0-
Tangible fixed assets22/27€48k€71k▲
Plant, machinery and equipment23€0-
Furniture and vehicles24€48k€71k▲
Financial fixed assets28€4k€4k=
Current assets29/58€1.05M€1.16M▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€767k€779k▲
Trade receivables40€39k€15k▼
Other amounts receivable41€729k€765k▲
Cash at bank and in hand54/58€283k€363k▲
Deferred charges and accrued income490/1€2k€14k▲
Equity and liabilities
Total equity and liabilities10/49€1.10M€1.23M▲
Equity10/15€418k€411k▼
Reserves13€103k€95k▼
Profit (loss) carried forward14€315k€315k=
Provisions and deferred taxes16€190k€257k▲
Amounts payable17/49€496k€563k▲
Amounts payable within one year42/48€482k€519k▲
Current portion of amounts payable after more than one year42€0€0=
Trade debts44€169k€135k▼
Suppliers440/4€169k€135k▼
Taxes, remuneration and social security45€256k€330k▲
Taxes450/3€11k€62k▲
Remuneration and social security454/9€246k€267k▲
Accrued charges and deferred income492/3€14k€44k▲
Income statement
Code20232024
Turnover70€15k€61k▲
Non-recurring operating income76A€21k€4k▼
Goods, raw materials, services and sundry goods60/61€315k€312k▼
Remuneration, social security and pensions62€2.14M€2.23M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€20k▲
Other operating charges640/8€35k€106k▲
Non-recurring operating charges66A€1k€523▼
Gross operating margin9900€2.21M€2.42M▲
Operating profit (loss)9901€-42k€-6k▲
Financial income75/76B€457€1k▲
Recurring financial income75€457€1k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€-44k€-7k▲
Profit (loss) for the period9904€-44k€-7k▲
Profit (loss) for the period to be appropriated9905€-44k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€268k€308k▲
Profit (loss) brought forward from the previous period14P€312k€315k▲
From contributions791€47k€7k▼
Social balance
Average headcount (FTE)908734.634.1▼
The notes to these accounts (67 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
06-08
State Gazette act
Resignation: Patrick Stélandre (director)Appointments: Jérémie Rafalowicz (director) and Scprl Contrôle Légal des Comptes & Consultance (commissaire réviseur) · Admission: Jérémie Rafalowicz (member)5 facts ▸
State Gazette act
Resignation: Patrick Stélandre (director)
Appointments: Jérémie Rafalowicz (director) and Scprl Contrôle Légal des Comptes & Consultance (commissaire réviseur) · Admission: Jérémie Rafalowicz (member)5 facts ▸
- General meeting, 25-06-2026
- Director resignation, Patrick Stélandre (director)
- Director appointment, Jérémie Rafalowicz (director)
- Member admission, Jérémie Rafalowicz (member)
- Auditor appointment, Scprl Contrôle Légal des Comptes & Consultance (commissaire réviseur)
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-44k ▼143%
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Highest result since 2018net €135k ▲1233%
Operating result €138k, net result €135k, both a record.
31-12
Financial
Equity above €200kEq €247k ▲119%
2 profitable years in a row build equity to €247k.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Jérémie Rafalowicz
CurrentDirector · since 25-06-2026
25-06-2026
Jérémie Rafalowicz: Appointed as Director
25-06-2026
Patrick Stélandre: Resigned as Director
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Birminghamstraat 2251070 AnderlechtGround area
4,237 m²
Building footprint
1,077 m²
Volume, LiDAR
19,411 m³
Parcel 21304B0067/00V000, Brussels · tallest building 30.5 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
MISSION LOCALE D'ANDERLECHT POUR L'EMPLOI, LA FORMATION ET LE DEVELOPPEMENT
since 19892.155.478.669
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21304B0067/00V000 | Brussels | 4,237 m² | 1 · 1,077 m² | 30.5 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| Scprl Contrôle Légal des Comptes & ConsultanceCurrent Commissaire réviseur | 25-06-2026 → present |
Structure & network
Connections & network
1 connected companyLinked via shared directors
via Jérémie Rafalowicz · Director
→
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Transition
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Of 2,203 companies in sector 88999 we hold annual accounts for 802. 630 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded25-05-1989
Fiscal year end31-12
Activities, NACEBEL 2025
85323Education
88999Other social work without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:direction@mlanderlecht.brussels
Phone:0488631172