Hermanito
ActiveHermanito has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €783k and a net result of €139k. Equity is growing by ~12.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+24
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 7.63 against 7.29 in 2024), and 6.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.1%
Return on assets
16.6%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-03-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
58 d early
2023
68 d early
2022
2 d early
2021
8 d early
2020
60 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€783k▲ 15.3%
2024 · €679k
2018: €345k
2019: €380k
2020: €424k
2021: €479k
2022: €535k
2023: €612k
2024: €679k
2018 → 2025
Total assets
€841k▲ 10.5%
2024 · €761k
2018: €859k
2019: €840k
2020: €778k
2021: €707k
2022: €697k
2023: €732k
2024: €761k
2018 → 2025
Net result
€139k▲ 57.7%
2024 · €88k
2018: €34k
2019: €35k
2020: €44k
2021: €55k
2022: €56k
2023: €78k
2024: €88k
2018 → 2025
Working capital
€322k▲ 11.3%
2024 · €289k
2018: €262k
2019: €276k
2020: €206k
2021: €178k
2022: €195k
2023: €244k
2024: €289k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€479k-€535k▲ 11.5%€612k▲ 14.5%€679k▲ 10.9%€783k▲ 15.3%
Operating result€71k-€69k▼ 3.6%€90k▲ 30.9%€96k▲ 7.3%€149k▲ 54.9%
Net result€55k-€56k▲ 1.5%€78k▲ 39.1%€88k▲ 13.7%€139k▲ 57.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 55% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €841k
Fixed assets
€471k▲ 10.6%
Current assets
€370k▲ 10.5%
Equity and liabilities €841k
Equity
€783k▲ 15.3%
Debt
€58k▼ 29.4%
The debt ratio falls from 10.8% to 6.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€167k▲
2024 · €113k
Cash flow
€157k▲
2024 · €105k
Solvency
93.1%▲
2024 · 89.2%
Current ratio
7.63▲
2024 · 7.29
Quick ratio
7.63▲
2024 · 7.29
Debt / equity
0.07▼
2024 · 0.12
ROE
17.8%▲
2024 · 13.0%
ROA
16.6%▲
2024 · 11.6%
Interest coverage
62.06▲
2024 · 27.10
Debt
€58k▼
2024 · €82k
Debt ≤ 1 year
€49k▲
2024 · €46k
Debt > 1 year
€0▼
2024 · €36k
Income taxes
€14k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€761k€841k▲
Fixed assets21/28€426k€471k▲
Tangible fixed assets22/27€426k€471k▲
Land and buildings22€426k€471k▲
Current assets29/58€335k€370k▲
Amounts receivable within one year40/41€8k€2k▼
Other amounts receivable41€8k€2k▼
Current investments50/53€280k€284k▲
Cash at bank and in hand54/58€45k€83k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€761k€841k▲
Equity10/15€679k€783k▲
Contributions10/11€170k€170k=
Reserves13€509k€613k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€509k€613k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€82k€58k▼
Amounts payable after more than one year17€36k€0▼
Financial debts170/4€36k€0▼
Amounts payable within one year42/48€46k€49k▲
Current portion of amounts payable after more than one year42€38k€36k▼
Trade debts44€387€144▼
Suppliers440/4€387€144▼
Taxes, remuneration and social security45€8k€12k▲
Taxes450/3€8k€12k▲
Other amounts payable47/48€275€283▲
Accrued charges and deferred income492/3-€9k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Other operating charges640/8€9k€17k▲
Gross operating margin9900€122k€184k▲
Operating profit (loss)9901€96k€149k▲
Financial income75/76B€5k€7k▲
Recurring financial income75€5k€7k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€97k€154k▲
Income taxes67/77€9k€14k▲
Profit (loss) for the period9904€88k€139k▲
Profit (loss) for the period to be appropriated9905€88k€139k▲
Appropriation of the result
Profit (loss) to be appropriated9906€88k€139k▲
Transfer from equity791/2€22k€35k▲
Transfer to equity691/2€88k€139k▲
To other reserves6921€88k€139k▲
Profit to be distributed694/7€22k€35k▲
Return on contributions (dividend)694€22k€35k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €139k ▲57.7%
Operating result €149k, net result €139k, both a record.
03-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €500kEq €535k ▲11.5%
5 profitable years in a row build equity to €535k.
22-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pachtgoeddreef 359031 GentGround area
2,400 m²
Building footprint
202 m²
Volume, LiDAR
1,164 m³
Parcel 44017B0146/00K002, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pachtgoeddreef 35, 9031 Gent
since 19902.231.385.129
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017B0146/00K002 | Flanders | 2,400 m² | 1 · 202 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyHermanitoBE 0439.947.854
controls
Where this company holds controlthis company sits on their board1
1 location
Recognitions · licences · registrations
Legal Entity Identifier
8755009WXP4T9X61FZ02
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-1990
Fiscal year end30-09
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:naudtsherman@msn.com
Phone:0473/390.307