H.I. INVEST
ActiveH.I. INVEST has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €18.70M and a net result of €244k. Equity remains stable across the filed fiscal years (±1.9% per year). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
75
/ 100
Excellent▼ -18 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability7▼-93
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.4M at 30 days acceptable
Liquidity ample (current ratio 72.02 against 7.04 in 2023), and 0.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
99.3%
Return on assets
1.3%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
70 d late
2023
148 d early
2022
70 d late
2021
30 d late
2020
90 d late
2019
140 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€244k▼ 97.2%
2023 · €8.82M
2018: €8.49M
2019: €1.54M
2020: €302k
2021: €64k
2022: €-222k
2023: €8.82M
2018 → 2024
Working capital
€9.24M▼ 38.1%
2023 · €14.93M
2018: €11.18M
2019: €5.97M
2020: €4.60M
2021: €3.48M
2022: €2.04M
2023: €14.93M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€15.72M-€15.54M▼ 1.2%€15.31M▼ 1.4%€24.14M▲ 57.6%€18.70M▼ 22.5%
Operating result€-27k-€-20k▲ 25.1%€-9k▲ 56.7%€-12k▼ 38.1%€-1k▲ 90.6%
Net result€302k-€64k▼ 78.7%€-222k€8.82M€244k▼ 97.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2024 against €12k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €18.84M
Fixed assets
€9.48M▲ 2.9%
Current assets
€9.37M▼ 46.2%
Equity and liabilities €18.84M
Equity
€18.70M▼ 22.5%
Debt
€139k▼ 94.4%
The debt ratio falls from 9.3% to 0.7%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
99.3%▲
2023 · 90.7%
Current ratio
72.02▲
2023 · 7.04
Quick ratio
72.02▲
2023 · 7.04
Debt / equity
0.01▼
2023 · 0.10
ROE
1.3%▼
2023 · 36.6%
ROA
1.3%▼
2023 · 33.2%
Debt
€139k▼
2023 · €2.47M
Debt ≤ 1 year
€130k▼
2023 · €2.47M
Income taxes
€136k▲
2023 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€26.61M€18.84M▼
Fixed assets21/28€9.21M€9.48M▲
Financial fixed assets28€9.21M€9.48M▲
Current assets29/58€17.40M€9.37M▼
Amounts receivable within one year40/41€3.95M€2.98M▼
Trade receivables40€5k€25k▲
Other amounts receivable41€3.94M€2.95M▼
Current investments50/53€8.20M€4.62M▼
Cash at bank and in hand54/58€5.22M€1.63M▼
Deferred charges and accrued income490/1€42k€141k▲
Equity and liabilities
Total equity and liabilities10/49€26.61M€18.84M▼
Equity10/15€24.14M€18.70M▼
Contributions10/11€3.59M€3.59M=
Capital10€3.59M€3.59M=
Issued capital100€3.59M€3.59M=
Reserves13€9.67M€11.15M▲
Non-distributable reserves130/1€359k€2.98M▲
Legal reserve130€359k€359k=
Own shares acquired1312-€2.62M
Distributable reserves133€9.31M€8.17M▼
Profit (loss) carried forward14€10.88M€3.97M▼
Amounts payable17/49€2.47M€139k▼
Amounts payable within one year42/48€2.47M€130k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€19k€103k▲
Taxes450/3€19k€103k▲
Other amounts payable47/48€2.45M€25k▼
Accrued charges and deferred income492/3€2k€9k▲
Income statement
Code20232024
Non-recurring operating income76A-€960
Other operating charges640/8€960€968▲
Non-recurring operating charges66A€880€2k▲
Gross operating margin9900€-10k€2k▲
Operating profit (loss)9901€-12k€-1k▲
Financial income75/76B€8.89M€851k▼
Recurring financial income75€226k€242k▲
Non-recurring financial income76B€8.67M€609k▼
Financial charges65/66B€3k€469k▲
Recurring financial charges65€3k€11k▲
Non-recurring financial charges66B€0€458k▲
Profit (loss) for the period before taxes9903€8.88M€380k▼
Income taxes67/77€53k€136k▲
Profit (loss) for the period9904€8.82M€244k▼
Profit (loss) for the period to be appropriated9905€8.82M€244k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10.88M€11.12M▲
Profit (loss) brought forward from the previous period14P€2.05M€10.88M▲
Transfer from equity791/2-€1.14M
Transfer to equity691/2-€8.29M
To other reserves6921-€8.29M
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 70 days late
2024
31-12
Financial
Liquidity times 10current ratio 72.02
Current ratio from 7.04 to 72.02; short-term debt falls from €2.47M to €130k.
05-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
26-01
State Gazette act
General meeting · Statutes amendment
Capital increase · Share issue
2023
31-12
Financial
Back to profitnet €8.82M
Net result €8.82M after one loss-making year.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 70 days late
28-02
State Gazette act
Incorporation · Founding capital
Bank account · Corporate purpose
2022
31-12
Financial
Weakest financial yearnet €-222k ▼445%
Net result drops to €-222k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 29.72
Current ratio from 11.74 to 29.72; short-term debt falls from €324k to €71k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 90 days late
2020
31-12
Financial
Liquidity times 6current ratio 40.56
Current ratio from 7.15 to 40.56; short-term debt falls from €970k to €116k.
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 140 days late
18-03
State Gazette act
General meeting · Capital increase
Share issue · Bank account
2019
24-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 85 days late
08-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 434 days late
2017
06-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 98 days late
2016
29-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 121 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
06-01-2020
Charles le Hodey: Resigned as Director
12-05-2015
Philippe le HODEY: Resigned as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Belle Alliancelaan 11000 BrusselGround area
1,472 m²
Building footprint
309 m²
Volume, LiDAR
6,259 m³
2 parcels, Brussels · tallest building 29.9 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Terhulpsesteenweg 1103, 1170 Watermaal-Bosvoorde
since 19892.045.676.649
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0267/00G004 ProtectedSite or landscapeTer Kamerenbos |
Brussels | 1,090 m² | 1 · 220 m² | 29.9 m · 9 fl. |
| 21652E0747/00X003 | Brussels | 382 m² | 1 · 89 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Connections & network
9 connected companiesNetwork connections
Shared director
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Show 5 more network connections
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Shared director
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Shared address
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Ownership & control
1 partyH.I. INVESTBE 0438.072.784
controls
Where this company holds controlthis company sits on their board1
1 subsidiary · 1 location
Recognitions · licences · registrations
Legal Entity Identifier
8755003ZAZTEYYN4GL84
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded31-07-1989
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.