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HELIOTROPE

Active
Private limited companyfounded 198442 yrs activeKoninklijke Sinte-Mariastraat 74, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0425.850.190

HELIOTROPE has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €33k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 43% of 9369 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
64 / 100
Healthy▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+95
Solvency59▲+18
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.41 against 0.11 in 2024), and 53.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 42 years 0 50 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
46.9%
Return on assets
16.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
14 d early
2024
28 d late
2023
20 d late
2022
31 d late
2021
3 d late
2020
24 d early
2019
28 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€96k▲ 53.9%
2024 · €62k
2018: €14k 2019: €39k 2020: €62k 2021: €54k 2022: €58k 2023: €62k 2024: €62k
2018 → 2025
Total assets
€204k▲ 9.5%
2024 · €186k
2018: €145k 2019: €234k 2020: €218k 2021: €192k 2022: €183k 2023: €177k 2024: €186k
2018 → 2025
Net result
€33k▲ 5,836%
2024 · €564
2018: €-551 2019: €25k 2020: €23k 2021: €-7k 2022: €3k 2023: €4k 2024: €564
2018 → 2025
Working capital
€-64k▲ 41.9%
2024 · €-110k
2018: €-95k 2019: €-99k 2020: €-72k 2021: €-87k 2022: €-94k 2023: €-102k 2024: €-110k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€54k-€58k▲ 6.2%€62k▲ 6.7%€62k▲ 0.9%€96k▲ 53.9%
Operating result€-5k-€9k€9k▲ 1.0%€2k▼ 73.7%€19k▲ 675%
Net result€-7k-€3k€4k▲ 13.8%€564▼ 85.3%€33k▲ 5,836%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2021: €-5k€-5kNet result 2021: €-7k€-7kOperating result 2022: €9k€9kNet result 2022: €3k€3kOperating result 2023: €9k€9kNet result 2023: €4k€4kOperating result 2024: €2k€2kNet result 2024: €564€564Operating result 2025: €19k€19kNet result 2025: €33k€33k20212022202320242025
The operating result recovers in 2025; 2025 is 675% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €204k
Fixed assets €160k▼ 7.3%
Current assets €44k▲ 223%
Equity and liabilities €204k
Equity €96k▲ 53.9%
Debt €108k▼ 12.7%
The debt ratio falls from 66.6% to 53.1%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€20k
2024 · €3k
Cash flow
€35k
2024 · €2k
Solvency
46.9%
2024 · 33.4%
Current ratio
0.41
2024 · 0.11
Quick ratio
0.41
2024 · 0.11
Debt / equity
1.13
2024 · 1.99
ROE
35.0%
2024 · 0.9%
ROA
16.4%
2024 · 0.3%
Interest coverage
98.90
2024 · 5.80
Debt
€108k
2024 · €124k
Debt ≤ 1 year
€108k
2024 · €124k
Income taxes
€9k
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€186k€204k
Fixed assets21/28€172k€160k
Tangible fixed assets22/27€10k€10k
Land and buildings22€9k€8k
Furniture and vehicles24€483€2k
Financial fixed assets28€163k€150k
Current assets29/58€14k€44k
Amounts receivable within one year40/41€10k€20k
Trade receivables40€8k€19k
Other amounts receivable41€2k€572
Cash at bank and in hand54/58€1k€24k
Deferred charges and accrued income490/1€2k€578
Equity and liabilities
Total equity and liabilities10/49€186k€204k
Equity10/15€62k€96k
Contributions10/11€19k€19k=
Reserves13€32k€65k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€30k€64k
Profit (loss) carried forward14€12k€12k=
Amounts payable17/49€124k€108k
Amounts payable within one year42/48€124k€108k
Trade debts44€2k€4k
Suppliers440/4€2k€4k
Advances received on contracts in progress46€2k€5k
Taxes, remuneration and social security45€8k€6k
Taxes450/3€8k€6k
Other amounts payable47/48€112k€93k
Income statement Code20242025
Non-recurring operating income76A-€300
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€942€1k
Other operating charges640/8€905€2k
Gross operating margin9900€4k€22k
Operating profit (loss)9901€2k€19k
Financial income75/76B€8€24k
Recurring financial income75€8€24k
Non-recurring financial income76B€8-
Financial charges65/66B€588€207
Recurring financial charges65€588€207
Profit (loss) for the period before taxes9903€2k€43k
Income taxes67/77€1k€9k
Profit (loss) for the period9904€564€33k
Profit (loss) for the period to be appropriated9905€564€33k
Appropriation of the result
Profit (loss) to be appropriated9906€12k€45k
Profit (loss) brought forward from the previous period14P€11k€12k
Transfer to equity691/2-€33k
To other reserves6921-€33k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €33k ▲5836%
Net result €33k, the highest in the series.
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
20-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Back to profitnet €3k
Net result €3k after one loss-making year.
03-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
31-12
Financial Weakest financial yearnet €-7k ▼131%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
07-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial Back to profitnet €25k
Net result €25k after one loss-making year.
29-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
06-06
State Gazette act Board meeting · Director resignation
Power of attorney · General meeting
2018
29-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 1984
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Koninklijke Sinte-Mariastraat 741030 Schaarbeek
Ground area
298 m²
Building footprint
183 m²
Volume, LiDAR
2,409 m³
2 parcels, Brussels · tallest building 20.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Dautzenbergstraat 4, 1050 Elsene
Activities of head offices; management consultancy activities
since 19842.025.019.807
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21909E0229/00K009 Brussels 185 m² 1 · 108 m² 20.1 m · 6 fl.
21444B0198/00X000 Brussels 113 m² 1 · 75 m² 16.1 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Ownership & control

1 party
HELIOTROPEBE 0425.850.190
controls
Where this company holds controlthis company sits on their board1

Similar companies · same sector, comparable size

Of 18,210 companies in sector 71111 we hold annual accounts for 6,291. 5,456 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-06-1984
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.