Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Réso asbl is 0.1% (very low). The 2024 annual accounts show equity of €425k and a net result of €-28k. Equity is shrinking by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 22% of 59 sector peers (fiscal year 2024). The company has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Signals
1 signal · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 09-07-2026 | 343 d late | 2026-00288051 |
| 31-12-2023 | 31-07-2024 | 30-10-2024 | 91 d late | 2024-00524515 |
| 31-12-2022 | 31-07-2023 | 26-10-2023 | 87 d late | 2023-00503965 |
| 31-12-2021 | 31-07-2022 | 26-07-2022 | 5 d early | 2022-20221083 |
| 31-12-2020 | 31-07-2021 | 04-10-2021 | 65 d late | 2021-70900561 |
| 31-12-2019 | 31-07-2020 | 30-07-2020 | 1 d early | 2020-37900031 |
| 31-12-2018 | 31-07-2019 | 04-07-2019 | 27 d early | 2019-30700555 |
| 31-12-2017 | 31-07-2018 | 10-07-2018 | 21 d early | 2018-31300313 |
| 31-12-2016 | 31-07-2017 | 04-07-2017 | 27 d early | 2017-28900034 |
| 31-12-2015 | 31-07-2016 | 07-07-2016 | 24 d early | 2016-30000457 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2024How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 12.3% | 51.7% | |
| Net result | €-28k | €74k | |
| Equity | €425k | €281k | |
| Staff costs | €7.31M | €961k | |
| Employees (FTE) | 133.4 | 20.5 |
Show 13 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | €822k |
| EBITDA | €11k |
| Net profit | €-28k |
| Cash flow | €31k |
| Staff costs | €7.31M |
| Income taxes | €6k |
| Dividends | - |
| Total assets | €3.46M |
| Equity | €425k |
| Debt | €3.04M |
| of which ≤ 1y | €2.41M |
| of which > 1y | - |
| Working capital | €962k |
| Employees (FTE) | 133.4 |
| 2024 | |
|---|---|
| Current ratio | 1.40 |
| Quick ratio | 1.40 |
| Working capital ratio | 27.8% |
| Solvency | 12.3% |
| Debt / equity | 7.16 |
| Long-term debt ratio | - |
| Interest coverage | 11.21 |
| Gross margin | 90.4% |
| Net margin | -3.5% |
| ROA | -0.8% |
| ROE | -6.7% |
| EBITDA margin | 1.4% |
| Days sales outstanding | 71d |
| Days payable outstanding | 2796d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (22 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €3.46M |
| Fixed assets | 21/28 | €93k |
| Tangible fixed assets | 22/27 | €84k |
| Financial fixed assets | 28 | €9k |
| Current assets | 29/58 | €3.37M |
| Amounts receivable within one year | 40/41 | €1.88M |
| Cash & bank | 54/58 | €1.45M |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €3.46M |
| Equity | 10/15 | €425k |
| Reserves | 13 | €1.06M |
| Accumulated profits (losses) | 14 | €-640k |
| Amounts payable | 17/49 | €3.04M |
| Amounts payable within one year | 42/48 | €2.41M |
| Trade debts payable within one year | 44 | €603k |
| Income statement | ||
| Turnover | 70 | €822k |
| Operating result | 9901 | €-48k |
| Financial income | 75 | €27k |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €-22k |
| Income taxes | 67/77 | €6k |
| Net result for the period | 9904 | €-28k |
| Result to be appropriated | 9905 | €-28k |
Health barometer
FY 2024 · computedThe full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Directors
Directors & mandates
42 directors-
Current01-10-2025 → present
5 events
- 01-10-2025 Appointed· Director
- 02-02-2023 Resigned· Director
- 28-10-2021 Mandate renewed· Director
- 23-10-2018 Mandate renewed· Director
- 10-12-2015 Appointed· Director
-
Current01-10-2025 → present
-
Current23-12-2024 → present
-
Current02-01-2024 → present
2 events
- 23-12-2024 Mandate renewed· Director
- 02-01-2024 Appointed· Director
-
Current23-09-2022 → present
2 events
- 23-12-2024 Mandate renewed· Director
- 23-09-2022 Appointed· Director
-
Current28-10-2021 → present
Show 8 more sitting directors
-
Current28-10-2021 → present
2 events
- 23-12-2024 Mandate renewed· Director
- 28-10-2021 Appointed· Director
-
Current21-08-2020 → present
7 events
- 23-12-2024 Mandate renewed· Director
- 28-10-2021 Mandate renewed· Director
- 21-08-2020 Mandate renewed· Director
- 23-10-2018 Resigned· Director
- 20-09-2017 Mandate renewed· Director
- 10-12-2015 Appointed· Director
- 29-07-2014 Mandate renewed· Director
-
Current13-05-2019 → present
4 events
- 28-10-2021 Mandate renewed· Director
- 13-05-2019 Mandate renewed· Director
- 10-12-2015 Resigned· Director
- 03-10-2013 Appointed· Manager
-
Current23-10-2018 → present
2 events
- 23-12-2024 Mandate renewed· Director
- 23-10-2018 Appointed· Director
-
Current20-09-2017 → present
4 events
- 23-12-2024 Mandate renewed· Director
- 28-10-2021 Mandate renewed· Director
- 21-08-2020 Mandate renewed· Director
- 20-09-2017 Appointed· Director
-
Current20-09-2016 → present
3 events
- 28-10-2021 Mandate renewed· Director
- 13-05-2019 Mandate renewed· Director
- 20-09-2016 Mandate renewed· Director
-
Current24-06-2015 → present
4 events
- 23-12-2024 Mandate renewed· Director
- 28-10-2021 Mandate renewed· Director
- 23-10-2018 Mandate renewed· Director
- 24-06-2015 Mandate renewed· Director
-
Current24-06-2015 → present
4 events
- 23-12-2024 Mandate renewed· Director
- 28-10-2021 Mandate renewed· Director
- 23-10-2018 Mandate renewed· Director
- 24-06-2015 Appointed· Director
Historic, not recently confirmed (5)
-
Not recently confirmedlast confirmed in an act from 2018
2 events
- 23-10-2018 Mandate renewed· Director
- 24-06-2015 Appointed· Director
-
Not recently confirmedlast confirmed in an act from 2017
-
Not recently confirmedlast confirmed in an act from 2016
-
Not recently confirmedlast confirmed in an act from 2014
-
Not recently confirmedlast confirmed in an act from 2013
2 events
- 03-10-2013 Appointed· Director
- 03-10-2013 Resigned· Manager
Permanent representatives (2)
-
Permanent representative02-02-2023 → present
-
Permanent representative- → 02-02-2023
Former directors (21)
-
Former28-10-2021 → 01-10-2025
3 events
- 01-10-2025 Resigned· Director
- 23-12-2024 Mandate renewed· Director
- 28-10-2021 Appointed· Director
-
Former29-07-2014 → 01-10-2025
5 events
- 01-10-2025 Resigned· Director
- 23-12-2024 Mandate renewed· Director
- 02-02-2023 Appointed· Director
- 10-12-2015 Resigned· Director
- 29-07-2014 Mandate renewed· Director
-
Former- → 01-10-2025
-
Former- → 23-12-2024
-
Former29-07-2014 → 23-09-2022
5 events
- 23-09-2022 Resigned· Director
- 28-10-2021 Mandate renewed· Director
- 21-08-2020 Mandate renewed· Director
- 20-09-2017 Mandate renewed· Director
- 29-07-2014 Mandate renewed· Director
Statutory auditor
4 auditors| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| Callens, Vandelanotte & TheunissenCurrent Statutory auditor · represented by Baudouin Theunissen |
- | 21-03-2024 → present |
Show 3 earlier auditors
| Baudouin Theunissen Statutory auditor succeeded by Crowe Horwath, Callens, Pirenne, Theunissen & C° in 2020 |
- | 29-07-2014 → 21-08-2020 |
| Crowe Horwath, Callens, Pirenne, Theunissen & C° Statutory auditor succeeded by Callens, Vandelanotte & Theunissen in 2024 |
- | 21-08-2020 → 21-03-2024 |
| Marian BUSKI Statutory auditor |
- | - → 03-10-2013 |
Insolvency mandates
Legal Structure
| NACE primary | Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg(88999) |
| Legal form | Non-profit association(017) |
| Incorporation | 14-11-1982 |
| Status | Active |
| Postal code | 6000 |
Structure & network
Connections & network
1 connected companyOwnership & control
1 partyEach band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
48 locationsShow 42 more locations
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63020C0014/04_000 | Wallonia | 3.4 ha | 1 · 16 m² | 0.4 m |
| 21902A0280/00S000 | Brussels | 2.1 ha | 1 · 6,815 m² | 36.4 m · 8 fl. |
| 56043A0250/00D003 | Wallonia | 1.4 ha | 1 · 987 m² | 9.5 m · 1 fl. |
| 92021E0024/00R000 | Wallonia | 1.4 ha | 1 · 1,279 m² | - |
| 57462B0009/00B004 | Wallonia | 8,120 m² | 1 · 2,651 m² | 14.8 m · 3 fl. |
| 25782C0576/00Z005 | Wallonia | 6,531 m² | 1 · 1,689 m² | 17.9 m · 4 fl. |
| 81001A1733/02X002 | Wallonia | 5,643 m² | 1 · 28 m² | 2.4 m · 1 fl. |
| 62814C0146/00M000 | Wallonia | 5,497 m² | 1 · 570 m² | 51.2 m · 16 fl. |
| 81001A0956/00K000 | Wallonia | 3,544 m² | - | - |
| 25099D0028/00Z000 | Wallonia | 3,473 m² | 1 · 861 m² | 8.7 m · 2 fl. |
29 more parcels, available from Kantoor S.
See plans →Publications
Lifecycle & Insolvency Signals
Belgian State Gazette · acts
24 of 24 acts readWhat every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.
- General meeting , 2025-10-01
- Director resignation, Nicolas Vandenhemel (administrateur)
- Director resignation, Jean-Marc Namotte (administrateur)
- Director resignation, Anne Léonard (administratrice et au poste de présidente)
- Director appointment, Daniel Cornesse (président)
- Board meeting , 2025-10-01
- General meeting , 2024-10-24
- Director reappointment, Anne LEONARD (administrateur)
- Director reappointment, Fabrice EEKLAER (administrateur)
- Director reappointment, Isabelle BAREZ (administrateur)
- Director reappointment, Isabelle DEBROUX (administrateur)
- Director reappointment, Isabelle MEERHAEGHE (administrateur)
- General meeting , 2024-02-22
- Auditor appointment, Callens, Vandelanotte & Theunissen SRL (Commissaire)
- Mandate compensation, Callens, Vandelanotte & Theunissen SRL
- General meeting , 2023-11-29
- Director appointment, Isabelle DEBROUX (Administratrice)
- Statutes amendment
- Corporate purpose , La mise au travail de demandeurs d'emploi pour assurer une aide à toute personne se trouvant dans le besoin matériellement ou socialement. Elle a aussi pour but…
- General meeting , 2022-11-29
- Director resignation, Isabelle BAREZ (présidente)
- Director resignation, Daniel CORNESSE (administrateur)
- Director appointment, Anne LEONARD (présidente)
- Director appointment, Jean-Marc NAMOTTE (administrateur)
Show 19 older acts
What every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.
- General meeting , 2022-06-24
- Director appointment, Yannick VINCENT (administrateur)
- Director resignation, Bruno ANTOINE (administrateur)
- Director resignation, Marc BECKER (administrateur)
- General meeting , 2021-09-30
- General meeting , 2021-09-30
- Director reappointment, Bruno ANTOINE (administrateur)
- Director reappointment, Isabelle BAREZ (administrateur)
- Director reappointment, Marc BECKER (administrateur)
- Director reappointment, Daniel CORNESSE (administrateur)
- Director reappointment, Fabrice EEKLAER (administrateur)
- General meeting , 2020-07-29
- Director resignation, SAVOYE Marcel (administrateur)
- Director reappointment, ANTOINE Bruno (administrateur)
- Director reappointment, EEKLAER Fabrice (administrateur)
- Director reappointment, SENGIER Jean-Marc (administrateur)
- Auditor appointment, Crowe Horwath, Callens, Pirenne, Theunissen & C° (commissaire)
- General meeting , 2019-06-27
- Director resignation, Virgine DELVAUX (administratrice)
- General meeting , 2019-04-29
- Name change , Réso asbl
- Statutes amendment
- Statutes amendment
- Director reappointment, Isabelle BAREZ (administrateur/trice)
- Director reappointment, Enrique RODRIGUEZ MERINO (administrateur/trice)
- General meeting , 2018-06-28
- Director reappointment, Myriam BEN HAMIDA (administrateur)
- Director reappointment, Daniel CORNESSE (administrateur)
- Director reappointment, Virginie DELVAUX (administrateur)
- Director reappointment, Mélanie EVRARD (administrateur)
- Director reappointment, Pierre HENTIENS (administrateur)
- General meeting , 2017-06-22
- Director appointment, Calogero Aiesi (directeur technique)
- Director appointment, Fabrice Eeklaer (administrateur)
- Director resignation, Danielle POTIER (directrice pédagogique)
- Director resignation, Doffiny Chantal
- Director resignation, Dorchies Michel
- Board meeting , 13/10/2016
- Director resignation, Thierry Jacques (Conseil d'Administration)
- Power of attorney, Enrique RODRIGUEZ Y MERING
- General meeting , 23/06/2016
- Director appointment, Enrique Rodriguez Mérino (directeur général)
- Director appointment, Danielle Potier (directrice pédagogique/chef de projet)
- Director resignation, Moeèz BEN HADJ (directeur adjoint)
- Director resignation, Danielle Potier (directrice)
- Director reappointment, Enrique Rodriguez Mérino (administrateur)
- General meeting , 2015-12-10
- Director appointment, Jean-Marc SENGIER (président)
- Director appointment, Daniel CORNESSE (administrateur)
- Director resignation, Marc BECKER (président)
- Director resignation, Jean-Marc NAMOTTE (administrateur)
- Statutes amendment
- General meeting , 2015-06-24
- Director appointment, Myriam Ben Hamida (administrateur)
- Director appointment, Mélanie Evrard (administrateur)
- Director appointment, Virginie Delvaux (administrateur)
- Director appointment, Pierre Hentiens (administrateur)
- Director reappointment, Jean-Marc Urbain (administrateur)
- General meeting , 2014-06-26
- Director reappointment, Michel DORCHIES (administrateur)
- Director reappointment, Jean-Marc NAMOTTE (administrateur)
- Director reappointment, Bruno ANTOINE (administrateur)
- Director reappointment, Jean-Marc SENGIER (administrateur)
- Director reappointment, Chantal DOFFINI (administrateur)
- General meeting , 2013-06-13
- Director appointment, Enrique RODRIGUEZ (administrateur)
- Director appointment, Isabelle BAREZ (administrateur)
- Director appointment, Thierry JACQUES (administrateur)
- Director appointment, Marc BECKER (Président)
- Director appointment, Marian BUSKI (auditeur interne)
- General meeting , 2012-06-14
- Director reappointment, Jean-Marc URBAIN (administrateur)
- General meeting , 2011-06-16
- Member admission, Michel DORCHIES
- Member admission, Jean-Marc NAMOTTE
- Member admission, Marie-Reine KINT
- Director appointment, Michel DORCHIES (administrateur)
- Director appointment, Jean-Marc NAMOTTE (administrateur)
- General meeting , 22/06/2010
- Member admission, Marie-Héléne SKA
- Member admission, Philippe VANSNICK
- Director reappointment, Marcel SAVOYE (administrateur)
- Director reappointment, Claude ROLIN (administrateur)
- Director reappointment, Paul MALET (administrateur)
- General meeting , 2009-07-01
- Director reappointment, Jean-Marc URBAIN (administrateur)
- General meeting , 24/06/2008
- Member admission, Patricia BIARD
- Member admission, Marian BUSKI
- Director reappointment, Chantal DOFFINY (administrateur)
- Director reappointment, Jean-Marc SENGIER (administrateur)
- Director reappointment, Bruno ANTOINE (administrateur)
- General meeting , 2007-06-26
- Member admission, Bernd DESPINEUX
- Director appointment, Bernd DESPINEUX (administrateur)
- Director appointment, Alain BOUSARD (administrateur-gérant)
- Director reappointment, Marcel SAVOYE (administrateur)
- Director reappointment, André DELHAYE (administrateur)
Analysis
Financial profile
5 of 5 axes measuredFragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameFR | Réso asbl |