BEMAKO HOLDING
ActiveBEMAKO HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.19M and a net result of €51k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 60% of 2380 sector peers (fiscal year 2025). The company has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
2 d early
2023
26 d early
2022
27 d early
2021
1 d early
2020
43 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€1.19M▲ 4.5%
2024 · €1.14M
2018: €1.23M
2019: €1.24M
2020: €1.25M
2021: €1.17M
2022: €1.11M
2023: €1.12M
2024: €1.14M
2018 → 2025
Net result
€51k▲ 28.4%
2024 · €39k
2018: €17k
2019: €6k
2020: €12k
2021: €49k
2022: €48k
2023: €10k
2024: €39k
2018 → 2025
Total assets
€1.65M▲ 2.5%
2024 · €1.61M
2018: €1.25M
2019: €1.24M
2020: €1.26M
2021: €1.59M
2022: €1.56M
2023: €1.64M
2024: €1.61M
2018 → 2025
Solvency
72.1%▲ 1.3pp
2024 · 70.8%
2018: 99.1%
2019: 99.6%
2020: 99.6%
2021: 73.5%
2022: 71.2%
2023: 68.6%
2024: 70.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.17M-€1.11M▼ 4.4%€1.12M▲ 0.9%€1.14M▲ 1.2%€1.19M▲ 4.5%
Operating result€64k-€63k▼ 0.5%€16k▼ 74.9%€57k▲ 257%€71k▲ 25.0%
Net result€49k-€48k▼ 0.7%€10k▼ 80.3%€39k▲ 314%€51k▲ 28.4%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 25% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.65M
Fixed assets
€1.36M▼ 0.5%
Current assets
€285k▲ 19.5%
Equity and liabilities €1.65M
Equity
€1.19M▲ 4.5%
Debt
€459k▼ 2.2%
The debt ratio falls from 29.2% to 27.9%: equity grows while debt is paid down.
Key figures and ratios
Solvency
72.1%▲
2024 · 70.8%
ROE
4.3%▲
2024 · 3.5%
ROA
3.1%▲
2024 · 2.5%
Debt
€459k▼
2024 · €469k
Debt ≤ 1 year
€401k▲
2024 · €370k
Debt > 1 year
€58k▼
2024 · €99k
Income taxes
€19k▲
2024 · €16k
Staff costs
€72k▼
2024 · €74k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.61M€1.65M▲
Fixed assets21/28€1.37M€1.36M▼
Tangible fixed assets22/27€18k€12k▼
Plant, machinery and equipment23€17k€11k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€1.35M€1.35M=
Current assets29/58€238k€285k▲
Amounts receivable within one year40/41€236k€279k▲
Trade receivables40€12k€47k▲
Other amounts receivable41€224k€232k▲
Cash at bank and in hand54/58€0€6k▲
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€1.61M€1.65M▲
Equity10/15€1.14M€1.19M▲
Contributions10/11€800k€800k=
Capital10€800k€800k=
Issued capital100€800k€800k=
Reserves13€172k€197k▲
Non-distributable reserves130/1€56k€81k▲
Legal reserve130€55k€80k▲
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€116k€116k=
Profit (loss) carried forward14€165k€190k▲
Amounts payable17/49€469k€459k▼
Amounts payable after more than one year17€99k€58k▼
Financial debts170/4€99k€58k▼
Amounts payable within one year42/48€370k€401k▲
Current portion of amounts payable after more than one year42€47k€55k▲
Financial debts43€13k€0▼
Credit institutions430/8€13k€0▼
Trade debts44€25k€27k▲
Suppliers440/4€25k€27k▲
Taxes, remuneration and social security45€8k€24k▲
Taxes450/3€0€16k▲
Remuneration and social security454/9€8k€8k▲
Other amounts payable47/48€278k€295k▲
Income statement
Code20242025
Remuneration, social security and pensions62€74k€72k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€0€998▲
Gross operating margin9900€133k€146k▲
Operating profit (loss)9901€57k€71k▲
Financial income75/76B€12k€12k▼
Recurring financial income75€12k€12k▼
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€13k▼
Profit (loss) for the period before taxes9903€55k€69k▲
Income taxes67/77€16k€19k▲
Profit (loss) for the period9904€39k€51k▲
Profit (loss) for the period to be appropriated9905€39k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€165k€215k▲
Profit (loss) brought forward from the previous period14P€125k€165k▲
Transfer from equity791/2€26k€0▼
Transfer to equity691/2-€25k
To the legal reserve6920-€25k
Profit to be distributed694/7€26k€0▼
Return on contributions (dividend)694€26k€0▼
Social balance
Average headcount (FTE)90871.00.9▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
State Gazette act
General meeting · Director reappointmentGeneral meeting · Director reappointment · Permanent representative3 facts ▸
State Gazette act
General meeting · Director reappointment
General meeting · Director reappointment · Permanent representative3 facts ▸
- General meeting, 2026-06-30
- Director reappointment, INGWER (bestuurder)
- Permanent representative, Maertens Igor
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 17 days late
2025
31-12
Financial
Highest result since 2018net €51k ▲28.4%
Operating result €71k, net result €51k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €6k ▼62%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 53.19
Current ratio from 20.52 to 53.19; short-term debt falls from €12k to €5k.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 1966
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brouwershof 71980 ZemstGround area
2,590 m²
Building footprint
486 m²
Volume, LiDAR
2,579 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BEMAKO HOLDING
since 19662.012.761.480
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23020C0085/00Y000 | Flanders | 1,459 m² | 1 · 297 m² | 8.9 m · 2 fl. |
| 23020C0085/00C002 | Flanders | 1,131 m² | 1 · 189 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
4 connected companiesNetwork connections
Shared corporate director
→
Shared corporate director
→
Shared corporate director
→
Shared corporate director
→
Ownership & control
1 partyControl over this companysits on this company's board1
5 subsidiaries · 1 location
controls
BEMAKO HOLDINGBE 0403.625.314
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,689. 12,247 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
74855
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.