ZZoomer
ActiveSummary
ZZoomer has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€515,617) and a net result of €16,412. Equity is shrinking by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 7% of 924 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▲+71
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.67 against 0.5 in 2024; short-term debt: 72.3% and cash: 2.4% of total assets), and equity is negative.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-66%
Return on assets
2.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 924 sector peers (2025).
NBB · sector comparisonPosition among 924 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
45 d late
2024
84 d late
2023
16 d early
2022
on the day
2021
11 d early
2020
2 d late
2019
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
-€515,617▲ 3.1%
2024 · -€532,028
Total assets
€781,755▼ 22.7%
2024 · €1.0m
Net result
€16,412
2024 · -€402,637
Working capital
-€188,306▲ 49.9%
2024 · -€375,591
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€23,806-€64,202-€246,004▼ 283%-€312,832▼ 27.2%€40,171
Net result€2,822within the sector's middle half-€42,574below the sector's middle half€299,125above the sector's middle half-€402,637below the sector's middle half€16,412within the sector's middle half
Equity-€385,943below the sector's middle half▲ 0.7%-€428,517below the sector's middle half▼ 11.0%-€129,392below the sector's middle half▲ 69.8%-€532,028below the sector's middle half▼ 311%-€515,617below the sector's middle half▲ 3.1%
Total assets€3.3mabove the sector's middle half▲ 231%€3.8mabove the sector's middle half▲ 14.2%€817,491within the sector's middle half▼ 78.5%€1.0mwithin the sector's middle half▲ 23.7%€781,755within the sector's middle half▼ 22.7%
Debt€3.7m▲ 166%€4.1m▲ 9.6%€946,882▼ 76.7%€1.5m▲ 63.0%€1.3m▼ 15.9%
Working capital-€2.4m▼ 200%-€1.6m▲ 31.0%-€402,048▲ 75.6%-€375,591▲ 6.6%-€188,306▲ 49.9%
Solvency-11.6%below the sector's middle half▲ 27.1pp-11.3%below the sector's middle half▲ 0.3pp-15.8%below the sector's middle half▼ 4.5pp-52.6%below the sector's middle half▼ 36.8pp-66.0%below the sector's middle half▼ 13.3pp
Staff (FTE)17.3above the sector's middle half▲ 220%30.1above the sector's middle half▲ 74.0%16.6above the sector's middle half▼ 44.9%12.7above the sector's middle half▼ 23.5%8.6above the sector's middle half▼ 32.3%
above
within
below
the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €40,171 after a loss of €312,832 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €781,755
Fixed assets
€405,198 ▼ 35.6%
Current assets
€376,558 ▼ 1.4%
Key figures and ratios
EBITDA
€241,665▲
2024 · -€15,323
Cash flow
€217,905▲
2024 · -€105,128
Current ratio
0.67▲
2024 · 0.50
Quick ratio
0.46▲
2024 · 0.41
Debt to equity
-2.52▲
2024 · -2.90
ROA
2.1%▲
2024 · -39.8%
Interest coverage
8.89▲
2024 · -0.38
Debt ≤ 1 year
€564,864▼
2024 · €757,509
Debt > 1 year
€731,328▼
2024 · €760,581
Staff costs
€467,944▼
2024 · €683,154
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 908 companies that looked in July 2024 the way this one looks now, 5.9% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit under 5% of the balance sheet
5.9%
went bankrupt
3.9%
stopped otherwise
89%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 908 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €50,004 | €0 | €3.5m | €43,530 | €1,057 | ▼ 97.6% |
| Remuneration, social security and pensions62 | €629,012 | €1.3m | €878,667 | €683,154 | €467,944 | ▼ 31.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €670,423 | €939,997 | €547,539 | €297,508 | €201,493 | ▼ 32.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €504 | €4,275 | €35,191 | €214,740 | -€160,781 | ▼ 175% |
| Other operating charges640/8 | €83,762 | €45,768 | €2.1m | €25,683 | €22,286 | ▼ 13.2% |
| Non-recurring operating charges66A | €826 | €212,212 | €591,306 | €55,014 | €65,424 | ▲ 18.9% |
| Gross operating margin9900 | €1.4m | €2.4m | €4.0m | €963,268 | €636,538 | ▼ 33.9% |
| Operating profit (loss)9901 | €23,806 | -€64,202 | -€246,004 | -€312,832 | €40,171 | ▲ 113% |
| Financial income75/76B | €649 | €47,115 | €556,131 | €440 | €3,435 | ▲ 681% |
| Recurring financial income75 | €649 | €585 | €223 | €440 | €3,435 | ▲ 681% |
| Non-recurring financial income76B | - | €46,530 | €555,908 | - | - | - |
| Financial charges65/66B | €21,633 | €25,342 | €11,001 | €90,245 | €27,195 | ▼ 69.9% |
| Recurring financial charges65 | €21,633 | €25,342 | €11,001 | €40,245 | €27,195 | ▼ 32.4% |
| Non-recurring financial charges66B | - | - | - | €50,000 | €0 | ▼ 100% |
| Profit (loss) for the period before taxes9903 | €2,822 | -€42,429 | €299,125 | -€402,637 | €16,412 | ▲ 104% |
| Income taxes67/77 | - | €145 | €0 | - | - | - |
| Profit (loss) for the period9904 | €2,822 | -€42,574 | €299,125 | -€402,637 | €16,412 | ▲ 104% |
| Profit (loss) for the period to be appropriated9905 | €2,822 | -€42,574 | €299,125 | -€402,637 | €16,412 | ▲ 104% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.3m | €3.8m | €817,491 | €1.0m | €781,755 | ▼ 22.7% |
| Formation expenses20 | €964 | €0 | - | - | - | - |
| Fixed assets21/28 | €2.8m | €1.7m | €581,486 | €629,272 | €405,198 | ▼ 35.6% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €2.7m | €1.7m | €577,034 | €624,820 | €393,236 | ▼ 37.1% |
| Land and buildings22 | €1,011 | €779 | €547 | €315 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | €19,678 | €27,447 | €11,560 | €9,570 | €2,000 | ▼ 79.1% |
| Furniture and vehicles24 | €1.6m | €1.2m | €537,761 | €603,857 | €386,985 | ▼ 35.9% |
| Leasing and similar rights25 | €1.1m | €489,674 | €21,571 | €6,856 | €0 | ▼ 100% |
| Other tangible fixed assets26 | €14,124 | €14,445 | €5,596 | €4,222 | €4,251 | ▲ 0.7% |
| Financial fixed assets28 | €3,952 | €3,952 | €4,452 | €4,452 | €11,962 | ▲ 169% |
| Current assets29/58 | €569,485 | €2.1m | €236,004 | €381,918 | €376,558 | ▼ 1.4% |
| Stocks and contracts in progress3 | €69,684 | €69,284 | €35,191 | €67,891 | €115,670 | ▲ 70.4% |
| Stocks30/36 | €69,684 | €69,284 | €35,191 | €67,891 | €115,670 | ▲ 70.4% |
| Amounts receivable within one year40/41 | €419,510 | €1.8m | €198,982 | €267,776 | €232,899 | ▼ 13.0% |
| Trade receivables40 | €419,304 | €1.8m | €164,753 | €262,660 | €227,378 | ▼ 13.4% |
| Other amounts receivable41 | €206 | €289 | €34,229 | €5,116 | €5,521 | ▲ 7.9% |
| Cash at bank and in hand54/58 | €72,694 | €163,118 | €1,817 | €24,955 | €18,488 | ▼ 25.9% |
| Deferred charges and accrued income490/1 | €7,597 | €16,218 | €15 | €21,296 | €9,501 | ▼ 55.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.3m | €3.8m | €817,491 | €1.0m | €781,755 | ▼ 22.7% |
| Equity10/15 | -€385,943 | -€428,517 | -€129,392 | -€532,028 | -€515,617 | ▲ 3.1% |
| Contributions10/11 | €150,000 | €150,000 | €150,000 | €150,000 | €150,000 | = |
| Profit (loss) carried forward14 | -€535,943 | -€578,517 | -€279,392 | -€682,028 | -€665,617 | ▲ 2.4% |
| Provisions and deferred taxes16 | - | €158,720 | €0 | - | - | - |
| Provisions for liabilities and charges160/5 | - | €158,720 | €0 | - | - | - |
| Other liabilities and charges164/5 | - | €158,720 | €0 | - | - | - |
| Amounts payable17/49 | €3.7m | €4.1m | €946,882 | €1.5m | €1.3m | ▼ 15.9% |
| Amounts payable after more than one year17 | €667,082 | €327,012 | €279,113 | €760,581 | €731,328 | ▼ 3.8% |
| Financial debts170/4 | €667,082 | €327,012 | €279,113 | €760,581 | €731,328 | ▼ 3.8% |
| Amounts payable within one year42/48 | €3.0m | €3.7m | €638,052 | €757,509 | €564,864 | ▼ 25.4% |
| Current portion of amounts payable after more than one year42 | €499,049 | €499,319 | €81,050 | €51,382 | €38,600 | ▼ 24.9% |
| Trade debts44 | €2.2m | €2.9m | €462,698 | €340,955 | €307,730 | ▼ 9.7% |
| Suppliers440/4 | €2.2m | €2.9m | €462,698 | €340,955 | €307,730 | ▼ 9.7% |
| Taxes, remuneration and social security45 | €194,559 | €156,121 | €94,108 | €349,046 | €201,667 | ▼ 42.2% |
| Taxes450/3 | €89,079 | €16,450 | €18,801 | €112,989 | €55,013 | ▼ 51.3% |
| Remuneration and social security454/9 | €105,480 | €139,670 | €75,307 | €236,058 | €146,654 | ▼ 37.9% |
| Other amounts payable47/48 | €89,049 | €132,808 | €197 | €16,125 | €16,866 | ▲ 4.6% |
| Accrued charges and deferred income492/3 | €85,995 | €22,504 | €29,717 | €25,128 | €1,180 | ▼ 95.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,822 | -€42,574 | €299,125 | -€402,637 | €16,412 | ▲ 104% |
| + Depreciation and write-downs630 | €670,423 | €939,997 | €547,539 | €297,508 | €201,493 | ▼ 32.3% |
| Operating cash flow (approximation) | €673,246 | €897,424 | €846,664 | -€105,128 | €217,905 | ▲ 307% |
| Investment in fixed assets (approximation) | - | €85,996 | €596,481 | -€345,294 | €22,581 | ▲ 107% |
| Change in cash | - | €90,425 | -€161,301 | €23,138 | -€6,467 | ▼ 128% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 45 days late
2025
31-12
Financial
Back to profitnet €16,412
Net result €16,412 after one loss-making year.
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 84 days late
2024
31-12
Financial
Weakest financial yearnet -€402,637
Net result drops to -€402,637, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €299,125
Net result €299,125 after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €2,822
Net result €2,822 after 3 loss-making years.
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
2020
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 26 days late
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2020
Ground area
1,149 m²
Building footprint
305 m²
Volume, LiDAR
1,628 m³
Parcel 24094C0689/00P000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
19
companies at this address
See who is registered here
1 establishment unit
MOEV
since 20202.303.346.261
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24094C0689/00P000 | Flanders | 1,149 m² | 1 · 305 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
- Mobify BVNLparentSourceown accounts 2022100%
Holdings 0
The accounts to 31-12-2022 list no holdings, and no other source names one.
According to the 2022 annual accounts of ZZoomer and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 3 entries · 8,250 EUR awarded · 8,250 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 3,000 EUR | 3,000 EUR |
| 2022 | 2 | 5,250 EUR | 5,250 EUR |
Recognitions · licences · registrations
Dual-learning approval
2 live approvals · 1 endedFietshersteller (vwo)
Fietshersteller duaal (so)
Show 1 ended approval
Fietsmecanicien (so)
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Of 1,188 companies in sector 77399 we hold annual accounts for 711. 234 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-10-2017
Fiscal year end31-12
Activities, NACEBEL 2025
77399Renting and leasing of other machinery, equipment and tangible goods
77210Renting and leasing of sports and recreation goods
Contact
E-mail
info@zzoomer.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0683445964
Also
9925:BE0683445964
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.