ZYX
ActiveZYX has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-23k) and a net result of €-4k. Equity is shrinking by ~33.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 36373 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
32
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability11▲+2
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.31 against 0.32 in 2023; short-term debt: 137.6% and cash: 0.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-37.6%
Return on assets
-5.9%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-23k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
8 d early
2022
11 d early
2021
39 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-23k▼ 18.6%
2023 · €-19k
2018: €31k
2019: €-354
2020: €-4k
2021: €-9k
2022: €-14k
2023: €-19k
2018 → 2024
Total assets
€60k▼ 1.0%
2023 · €60k
2018: €92k
2019: €66k
2020: €64k
2021: €62k
2022: €62k
2023: €60k
2018 → 2024
Net result
€-4k▲ 22.8%
2023 · €-5k
2018: €-18k
2019: €-31k
2020: €-4k
2021: €-5k
2022: €-6k
2023: €-5k
2018 → 2024
Working capital
€-57k▼ 4.7%
2023 · €-54k
2018: €-9k
2019: €-40k
2020: €-42k
2021: €-46k
2022: €-51k
2023: €-54k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-4k-€-9k▼ 119%€-14k▼ 61.7%€-19k▼ 31.6%€-23k▼ 18.6%
Operating result€-4k-€-5k▼ 31.3%€-5k▼ 12.9%€-4k▲ 20.4%€-3k▲ 17.5%
Net result€-4k-€-5k▼ 30.1%€-6k▼ 13.7%€-5k▲ 17.1%€-4k▲ 22.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2024 against €4k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €60k
Fixed assets
€34k▼ 2.8%
Current assets
€25k▲ 1.6%
Key figures and ratios
EBITDA
€-3k▲
2023 · €-3k
Cash flow
€-3k▲
2023 · €-4k
Solvency
-37.6%▼
2023 · -31.4%
Current ratio
0.31▼
2023 · 0.32
Quick ratio
0.01▲
2023 · 0.01
Debt / equity
-3.66▲
2023 · -4.18
ROA
-5.9%▲
2023 · -7.6%
Interest coverage
-91.61▼
2023 · -9.97
Debt
€82k▲
2023 · €79k
Debt ≤ 1 year
€82k▲
2023 · €79k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€60k€60k▼
Fixed assets21/28€35k€34k▼
Tangible fixed assets22/27€35k€34k▼
Land and buildings22€35k€34k▼
Current assets29/58€25k€25k▲
Stocks and contracts in progress3€25k€25k=
Stocks30/36€25k€25k=
Amounts receivable within one year40/41€496€875▲
Other amounts receivable41€496€875▲
Cash at bank and in hand54/58€27€49▲
Equity and liabilities
Total equity and liabilities10/49€60k€60k▼
Equity10/15€-19k€-23k▼
Contributions10/11€19k€19k=
Reserves13€30k€30k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€28k€28k=
Profit (loss) carried forward14€-68k€-71k▼
Amounts payable17/49€79k€82k▲
Amounts payable within one year42/48€79k€82k▲
Financial debts43€64€64=
Credit institutions430/8€64€64=
Other amounts payable47/48€79k€82k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€994€994=
Other operating charges640/8€2k€636▼
Gross operating margin9900€-1k€-2k▼
Operating profit (loss)9901€-4k€-3k▲
Financial charges65/66B€326€27▼
Recurring financial charges65€326€27▼
Profit (loss) for the period before taxes9903€-5k€-4k▲
Profit (loss) for the period9904€-5k€-4k▲
Profit (loss) for the period to be appropriated9905€-5k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-68k€-71k▼
Profit (loss) brought forward from the previous period14P€-63k€-68k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-31k
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
10-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 41 days late
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Denderleeuw · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Parochiestraat 1019472 DenderleeuwGround area
578 m²
Building footprint
434 m²
Volume, LiDAR
331 m³
Parcel 41030A0805/00N002, Flanders · tallest building 5.1 m. Linked by address, not a title deed.
1 establishment unit
ZYX
since 19882.039.387.287
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41030A0805/00N002 | Flanders | 578 m² | 1 · 434 m² | 5.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WOONDECOR BOCHOLT
BE 0440.358.521
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TOK WORX
BE 0750.670.924
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MARCEL BAUDOUX
BE 0453.392.450
Floreffe · Eq €31k
RICOTEAM
BE 0502.678.942
Jette · Eq €30k
DMS Gietvloeren
BE 0776.764.023
Lokeren · Eq €30k
Of 914 companies in sector 43333 we hold annual accounts for 400. 305 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded13-07-1988
Fiscal year end31-12
Activities, NACEBEL
43333Wallpapering and laying of floor and wall coverings in other materials
45433
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.