ZYPPER
ActiveThe computed 12-month bankruptcy probability of ZYPPER is 2.9% (moderate). The 2024 annual accounts show equity of €795 and a net result of €-2k. Its solvency ranks better than 29% of 15869 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
36
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency37
Growth-
Track record67
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.14; short-term debt: 88% and cash: 100% of total assets), and 88% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
12%
Return on assets
-25.7%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
44 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€795
Total assets
€7k
Net result
€-2k
Working capital
€795
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €7k
Equity
€795
Debt
€6k
Debt finances 88.0% of the balance-sheet total.
Key figures and ratios
Solvency
12.0%
Current ratio
1.14
Quick ratio
1.14
ROA
-25.7%
Debt
€6k
Debt ≤ 1 year
€6k
Equity ratios withheld: equity of €795 is too small for a meaningful ratio.
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€7k
Current assets29/58€7k
Cash at bank and in hand54/58€7k
Equity and liabilities
Total equity and liabilities10/49€7k
Equity10/15€795
Contributions10/11€3k
Profit (loss) carried forward14€-2k
Amounts payable17/49€6k
Amounts payable within one year42/48€6k
Financial debts43€5k
Credit institutions430/8€5k
Trade debts44€183
Suppliers440/4€183
Taxes, remuneration and social security45€786
Taxes450/3€786
Income statement
Code2024
Other operating charges640/8€387
Gross operating margin9900€-1k
Operating profit (loss)9901€-2k
Financial income75/76B€38
Recurring financial income75€38
Financial charges65/66B€38
Recurring financial charges65€38
Profit (loss) for the period before taxes9903€-2k
Profit (loss) for the period9904€-2k
Profit (loss) for the period to be appropriated9905€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€-2k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogvelden 142840 RumstGround area
319 m²
Building footprint
91 m²
Volume, LiDAR
18 m³
Parcel 11036D0358/00M000, Flanders · tallest building 2.7 m. Linked by address, not a title deed.
1 establishment unit
ZYPPER
since 20242.360.433.731
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036D0358/00M000 | Flanders | 319 m² | 1 · 91 m² | 2.7 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Blue TECH
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DAS AUTOMATISERING
BE 0437.804.550
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ELECTRONICS PAYMENTS TECHNOLOGIES
BE 0735.476.368
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BUREAUTIQUE POSTIAU
BE 0865.520.013
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Of 2,126 companies in sector 46500 we hold annual accounts for 1,403. 71 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-2024
Fiscal year end31-12
Activities, NACEBEL
46500Wholesale of information and communication equipment
46510Wholesale trade
46660Wholesale trade
47120Other non-specialised retail sale
47400Retail sale of information and communication equipment
47410Retail trade
47910Retail trade
58290Other software publishing
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.