ZYNO
ActiveZYNO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €378k and a net result of €299. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 46% of 311 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-20
Solvency49▲+2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity short (current ratio 0.22 against 0.38 in 2024), and 60.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 02
Relative position
BE, all sectors
reference
Sector 02
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.2%
Return on assets
0%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
16 d late
2021
28 d late
2020
1 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€378k▲ 0.1%
2024 · €378k
2019: €54k
2021: €354k
2022: €355k
2023: €362k
2024: €378k
2019 → 2025
Total assets
€965k▼ 4.0%
2024 · €1.01M
2019: €936k
2021: €999k
2022: €898k
2023: €784k
2024: €1.01M
2019 → 2025
Net result
€299▼ 98.1%
2024 · €15k
2019: €24k
2021: €6k
2022: €660
2023: €8k
2024: €15k
2019 → 2025
Working capital
€-303k▼ 37.7%
2024 · €-220k
2019: €-396k
2021: €-355k
2022: €-43k
2023: €25k
2024: €-220k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€354k-€355k▲ 0.2%€362k▲ 2.2%€378k▲ 4.2%€378k▲ 0.1%
Operating result€15k-€11k▼ 26.4%€18k▲ 62.8%€31k▲ 77.7%€7k▼ 78.1%
Net result€6k-€660▼ 88.2%€8k▲ 1,056%€15k▲ 102%€299▼ 98.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 78% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €965k
Fixed assets
€882k▲ 1.1%
Current assets
€83k▼ 37.6%
Equity and liabilities €965k
Equity
€378k▲ 0.1%
Debt
€587k▼ 6.5%
The debt ratio falls from 62.5% to 60.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€164k▲
2024 · €156k
Cash flow
€158k▲
2024 · €140k
Solvency
39.2%▲
2024 · 37.5%
Current ratio
0.22▼
2024 · 0.38
Quick ratio
0.22▼
2024 · 0.38
Debt / equity
1.55▼
2024 · 1.66
ROE
0.1%▼
2024 · 4.1%
ROA
0.0%▼
2024 · 1.5%
Interest coverage
25.66▲
2024 · 9.43
Debt
€587k▼
2024 · €628k
Debt ≤ 1 year
€386k▲
2024 · €353k
Debt > 1 year
€201k▼
2024 · €270k
Income taxes
€174▲
2024 · €70
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.01M€965k▼
Fixed assets21/28€873k€882k▲
Tangible fixed assets22/27€872k€881k▲
Land and buildings22€194k€194k=
Plant, machinery and equipment23€259k€287k▲
Furniture and vehicles24€229k€211k▼
Other tangible fixed assets26€190k€190k=
Financial fixed assets28€1k€1k=
Current assets29/58€133k€83k▼
Amounts receivable within one year40/41€115k€66k▼
Trade receivables40€115k€66k▼
Other amounts receivable41-€500
Cash at bank and in hand54/58€15k€12k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.01M€965k▼
Equity10/15€378k€378k▲
Contributions10/11€307k€307k=
Reserves13€48k€48k=
Distributable reserves133€48k€48k=
Profit (loss) carried forward14€23k€23k▲
Amounts payable17/49€628k€587k▼
Amounts payable after more than one year17€270k€201k▼
Financial debts170/4€270k€201k▼
Amounts payable within one year42/48€353k€386k▲
Current portion of amounts payable after more than one year42€130k€145k▲
Trade debts44€43k€37k▼
Suppliers440/4€43k€37k▼
Advances received on contracts in progress46-€18k
Taxes, remuneration and social security45€12k€5k▼
Taxes450/3€12k€5k▼
Other amounts payable47/48€168k€181k▲
Accrued charges and deferred income492/3€6k-
Income statement
Code20242025
Non-recurring operating income76A€54k€9k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€125k€157k▲
Other operating charges640/8€11k€10k▼
Non-recurring operating charges66A€1k-
Gross operating margin9900€168k€175k▲
Operating profit (loss)9901€31k€7k▼
Financial income75/76B€600-
Recurring financial income75€600-
Financial charges65/66B€17k€6k▼
Recurring financial charges65€17k€6k▼
Profit (loss) for the period before taxes9903€15k€474▼
Income taxes67/77€70€174▲
Profit (loss) for the period9904€15k€299▼
Profit (loss) for the period to be appropriated9905€15k€299▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€23k▲
Profit (loss) brought forward from the previous period14P€8k€23k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €299 ▼98.1%
Net result drops to €299, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
16-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 16 days late
2022
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 28 days late
2021
30-06
Financial
Equity above €200kEq €354k ▲554%
2 profitable years in a row build equity to €354k.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 1 day late
2020
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2018
13-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ganzestraat 553590 DiepenbeekGround area
7,976 m²
Building footprint
2,006 m²
Volume, LiDAR
14,141 m³
Parcel 71403F0002/00F000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ZYNO
since 20162.257.175.251
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71403F0002/00F000 | Flanders | 7,976 m² | 1 · 2,006 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MOBAUT
BE 0707.875.613
Sint-Katelijne-Waver · Eq €377k
GREEN DISTRIBUTION
BE 0555.676.871
Bièvre · Eq €370k
COHOUT
BE 0467.809.026
Nieuwerkerken (Limb.) · Eq €391k
THOMAS
BE 0607.860.792
Bastogne · Eq €363k
SYLVA NOVA
BE 1000.013.679
Visé · Eq €393k
Of 607 companies in sector 02100 we hold annual accounts for 212. 156 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2016
Fiscal year end30-06
Activities, NACEBEL
02100Forestry and logging
01110Growing of cereals (except rice), leguminous crops and oil seeds
01430Raising of horses and other equines
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.