ZYMO

Active

Private limited companyfounded 20179 yrs activeVan Beethovenstraat 17, 2018 Antwerpen, BelgiumKBO/BCE: BE 0674.813.261

Summary

ZYMO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €166,482 and a net result of €47,043. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 9% of 33 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch Report Compare

ZYMOActiveChecked score 82/100

Risk analysis Report Compare

Activity

Installation of industrial machinery and equipment

NACE 33200

1 site

Size

€1.3mtotal assets 2026

Equity: €166,482
Profit: €47,043

Turnover not published (abridged schema)

Financial health

82 Excellent Checked score 2026

Bankruptcy chance 12 m: 0.4%

Structure

Accounts 33 d early0 of 3 deeds read

Why 82- Sector Repair, maintenance and installation of machinery and equipment (NACE 33)- Equity €166,482 (13.3% of total assets)+ Size: total assets €1.3m+ Figures for FY 2026 (filed 28-09-2026)Show the evidence

Checked score

Score 2026

82 / 100

Excellent

Probability in this band: under 0.55%

Better than 38% of its sector peers (NACE 33, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2025

Average

Solvency 38+3

equity 13.3% of total assets

Liquidity 41-2

short-term debt 30.3% · cash 3.0%

Profitability 62+23

return on assets 3.8%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (2,371 companies)

Last 24 months 11-2024: 0.7% 12-2024: 0.7%▼ -5.6% vs 11-2024 01-2025: 0.7%● 0.0% vs 12-2024 02-2025: 0.3%▼ -47.1% vs 01-2025 03-2025: 0.3%● 0.0% vs 02-2025 04-2025: 0.3%▼ -0.9% vs 03-2025 05-2025: 0.3%▲ +1.2% vs 04-2025 06-2025: 0.3%▼ -11.2% vs 05-2025lowest value 07-2025: 0.3%▲ +12.0% vs 06-2025 08-2025: 0.4%▲ +9.0% vs 07-2025 09-2025: 0.4%▲ +10.4% vs 08-2025 10-2025: 0.6%▲ +46.3% vs 09-2025 11-2025: 0.6%● 0.0% vs 10-2025 12-2025: 0.6%● 0.0% vs 11-2025 01-2026: 0.6%● 0.0% vs 12-2025 02-2026: 0.6%● 0.0% vs 01-2026 03-2026: 0.6%● 0.0% vs 02-2026 04-2026: 0.6%▼ -0.7% vs 03-2026 05-2026: 0.6%▲ +3.5% vs 04-2026 06-2026: 0.6%● 0.0% vs 05-2026 07-2026: 0.7%▲ +4.5% vs 06-2026 08-2026: 0.7%▲ +14.1% vs 07-2026 09-2026: 0.8%▲ +5.4% vs 08-2026highest value 10-2026: 0.4%▼ -49.1% vs 09-2026

Size: total assets €1.3m lowers the probability for this profile
Sector Repair, maintenance and installation of machinery and equipment (NACE 33) raises the probability
Equity €166,482 (13.3% of total assets) raises the probability
Figures for FY 2026 (filed 28-09-2026) lowers the probability

Credit up to €13,000 at 30 days acceptable

Liquidity short (current ratio 0.95 against 0.8 in 2025; short-term debt: 30.3% and cash: 3% of total assets), and 86.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 33, micro). Better than this share of them on solvency 18%, liquidity 31%, profitability 26%, growth against the median 76%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €1.3m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Sector Repair, maintenance and installation of machinery and equipment (NACE 33)

In the bankruptcy model this factor raises the probability.

KBO

Equity €166,482 (13.3% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Figures for FY 2026 (filed 28-09-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 33 sector peers (2026).

NBB · sector comparison

Position among 33 sector peers

Solvency

better than 9%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-09-2026, 33 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2026

33 d early

2025

39 d early

2024

34 d early

2023

32 d early

2022

31 d early

2021

31 d early

2020

17 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 28 September (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

07-10-2026 today31-03-2027 close31-10-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

28-09-26 Annual accounts filedfiscal year 2026 · micro…
31-03-26 Highest result since 2019net €47,043 ▲25,987%
31-03-26 Equity above €150,000Eq €166,482 ▲39.4%

Key points

Caution: Among the weakest 10% on solvencysector median 48.9% · 33 companies 13.3% View
Positive: Always filed on timeaccounts within the deadline every year 8 years View
Positive: 8 profitable years in a rowprofit 2026: €47,043 8 years View