ZYL Services
ActiveZYL Services has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83k and a net result of €47k. Equity is growing by ~32.3% per year across the filed fiscal years. Its solvency ranks better than 81% of 9384 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 5.49 against 5.11 in 2024), and 17.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.6%
Return on assets
46.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
10 d early
2024
19 d late
2023
20 d late
2022
16 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€83k▲ 0.3%
2024 · €83k
2022: €25k
2023: €41k
2024: €83k
2022 → 2025
Total assets
€101k▼ 0.8%
2024 · €102k
2022: €37k
2023: €51k
2024: €102k
2022 → 2025
Net result
€47k▲ 13.7%
2024 · €42k
2022: €21k
2023: €16k
2024: €42k
2022 → 2025
Working capital
€79k▲ 2.7%
2024 · €77k
2022: €25k
2023: €36k
2024: €77k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€25k-€41k▲ 63.4%€83k▲ 100%€83k▲ 0.3%
Operating result€27k-€22k▼ 21.0%€53k▲ 146%€60k▲ 13.8%
Net result€21k-€16k▼ 24.8%€42k▲ 159%€47k▲ 13.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€5k▼ 28.9%
Current assets
€96k▲ 1.0%
Equity and liabilities €101k
Equity
€83k▲ 0.3%
Debt
€18k▼ 6.0%
The debt ratio falls from 18.3% to 17.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€62k▲
2024 · €54k
Cash flow
€49k▲
2024 · €43k
Solvency
82.6%▲
2024 · 81.7%
Current ratio
5.49▲
2024 · 5.11
Quick ratio
5.49▲
2024 · 5.11
Debt / equity
0.21▼
2024 · 0.22
ROE
56.8%▲
2024 · 50.1%
ROA
46.9%▲
2024 · 40.9%
Interest coverage
819.79▼
2024 · 1045.94
Debt
€18k▼
2024 · €19k
Debt ≤ 1 year
€18k▼
2024 · €19k
Income taxes
€13k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€102k€101k▼
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€6k€4k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€4k€3k▼
Financial fixed assets28€700€700=
Current assets29/58€95k€96k▲
Amounts receivable within one year40/41€13k€27k▲
Trade receivables40€12k€27k▲
Other amounts receivable41€1k-
Cash at bank and in hand54/58€80k€69k▼
Deferred charges and accrued income490/1€3k€67▼
Equity and liabilities
Total equity and liabilities10/49€102k€101k▼
Equity10/15€83k€83k▲
Contributions10/11€4k€4k=
Reserves13€79k€79k▲
Distributable reserves133€79k€79k▲
Amounts payable17/49€19k€18k▼
Amounts payable within one year42/48€19k€18k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€16k€11k▼
Taxes450/3€16k€11k▼
Other amounts payable47/48-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€118€520▲
Gross operating margin9900€54k€63k▲
Operating profit (loss)9901€53k€60k▲
Financial income75/76B€60€1▼
Recurring financial income75€60€1▼
Financial charges65/66B€52€76▲
Recurring financial charges65€52€76▲
Profit (loss) for the period before taxes9903€53k€60k▲
Income taxes67/77€11k€13k▲
Profit (loss) for the period9904€42k€47k▲
Profit (loss) for the period to be appropriated9905€42k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€47k▲
Transfer from equity791/2-€47k
Transfer to equity691/2€42k€47k▲
To other reserves6921€42k€47k▲
Profit to be distributed694/7-€47k
Return on contributions (dividend)694-€47k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €47k ▲13.7%
Operating result €60k, net result €47k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Weakest financial yearnet €16k ▼24.8%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rotterdamstraat 392060 AntwerpenGround area
199 m²
Building footprint
110 m²
Volume, LiDAR
925 m³
Parcel 11805E0525/00K003, Flanders · tallest building 13.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ZYL Services
since 20222.333.883.544
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11805E0525/00K003 | Flanders | 199 m² | 1 · 110 m² | 13.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,505 companies in sector 71121 we hold annual accounts for 6,525. 5,159 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2022
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
43222Installation of electric heating, air conditioning, cooling and ventilation
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.