ZYH
ActiveSummary
The computed 12-month bankruptcy probability of ZYH is 4.2% (elevated). The 2025 annual accounts show equity of €17k and a net result of €7k. Its solvency ranks better than 83% of 13305 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency95
Growth-
Track record67
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 2.12; short-term debt: 30.3% and cash: 43.4% of total assets), and 30.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.7%
Return on assets
27.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
5 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€17k
Total assets
€24k
Net result
€7k
Working capital
€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €24k
Fixed assets
€9k
Current assets
€15k
Equity and liabilities €24k
Equity
€17k
Debt
€7k
Debt finances 30.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€11k
Cash flow
€9k
Current ratio
2.12
Quick ratio
1.80
Debt to equity
0.43
ROE
39.9%
ROA
27.8%
Interest coverage
106.23
Debt ≤ 1 year
€7k
Income taxes
€2k
Staff costs
€2k
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet
Code2025
Assets
Total assets20/58€24k
Fixed assets21/28€9k
Tangible fixed assets22/27€7k
Plant, machinery and equipment23€7k
Financial fixed assets28€1k
Current assets29/58€15k
Stocks and contracts in progress3€2k
Stocks30/36€2k
Amounts receivable within one year40/41€2k
Trade receivables40€349
Other amounts receivable41€2k
Cash at bank and in hand54/58€10k
Deferred charges and accrued income490/1€371
Equity and liabilities
Total equity and liabilities10/49€24k
Equity10/15€17k
Contributions10/11€10k
Profit (loss) carried forward14€7k
Amounts payable17/49€7k
Amounts payable within one year42/48€7k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€112
Remuneration and social security454/9€112
Other amounts payable47/48€6k
Income statement
Code2025
Remuneration, social security and pensions62€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€475
Gross operating margin9900€14k
Operating profit (loss)9901€8k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€107
Recurring financial charges65€107
Profit (loss) for the period before taxes9903€8k
Income taxes67/77€2k
Profit (loss) for the period9904€7k
Profit (loss) for the period to be appropriated9905€7k
Appropriation of the result
Profit (loss) to be appropriated9906€7k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
NBB filing
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2024
Ground area
64 m²
Building footprint
63 m²
Volume, LiDAR
629 m³
Parcel 62020A0417/00W012, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ZYH
since 20242.369.962.396
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62020A0417/00W012 | Wallonia | 64 m² | 1 · 63 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.369.962.396
Similar companies · same sector, comparable size
BREWSTER
BE 1008.799.109
Merelbeke-Melle · Eq €16,622
The smallest waffle shop
BE 0749.710.129
Antwerpen · Eq €16,633
BIG FRIT
BE 1020.172.655
Aarschot · Eq €16,620
Fritonomie
BE 1021.439.890
La Louvière · Eq €16,619
A&F BIOFOOD
BE 0540.981.965
Elsene · Eq €16,616
Of 21,853 companies in sector 56112 we hold annual accounts for 9,776. 7,832 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.