ZYDE -AMEEL
ActiveZYDE -AMEEL has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209k and a net result of €33k. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 93% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 9.34 against 5.95 in 2024; short-term debt: 10.7% and cash: 11.5% of total assets), and 10.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.3%
Return on assets
14.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
30 d early
2023
33 d early
2022
35 d early
2021
34 d early
2020
31 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€209k▲ 18.9%
2024 · €176k
2018: €80k
2019: €97k
2020: €117k
2021: €144k
2022: €153k
2023: €143k
2024: €176k
2018 → 2025
Total assets
€234k▲ 11.2%
2024 · €211k
2018: €286k
2019: €331k
2020: €357k
2021: €312k
2022: €321k
2023: €278k
2024: €211k
2018 → 2025
Net result
€33k▼ 0.2%
2024 · €33k
2018: €12k
2019: €17k
2020: €21k
2021: €27k
2022: €9k
2023: €-11k
2024: €33k
2018 → 2025
Working capital
€208k▲ 21.5%
2024 · €171k
2018: €66k
2019: €88k
2020: €76k
2021: €113k
2022: €131k
2023: €129k
2024: €171k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€144k-€153k▲ 6.1%€143k▼ 6.9%€176k▲ 23.4%€209k▲ 18.9%
Operating result€40k-€13k▼ 67.1%€-11k€45k€49k▲ 9.9%
Net result€27k-€9k▼ 67.0%€-11k€33k€33k▼ 0.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €234k
Fixed assets
€1k▼ 75.1%
Current assets
€233k▲ 13.2%
Equity and liabilities €234k
Equity
€209k▲ 18.9%
Debt
€25k▼ 27.8%
The debt ratio falls from 16.4% to 10.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€54k▲
2024 · €54k
Cash flow
€38k▼
2024 · €42k
Solvency
89.3%▲
2024 · 83.6%
Current ratio
9.34▲
2024 · 5.95
Quick ratio
8.25▲
2024 · 4.48
Debt / equity
0.12▼
2024 · 0.20
ROE
15.9%▼
2024 · 19.0%
ROA
14.2%▼
2024 · 15.9%
Interest coverage
2777.62▲
2024 · 1352.67
Debt
€25k▼
2024 · €35k
Debt ≤ 1 year
€25k▼
2024 · €35k
Income taxes
€16k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€211k€234k▲
Fixed assets21/28€5k€1k▼
Tangible fixed assets22/27€5k€1k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€5k-
Current assets29/58€206k€233k▲
Stocks and contracts in progress3€51k€27k▼
Stocks30/36€51k€27k▼
Amounts receivable within one year40/41€5k€4k▼
Trade receivables40€705€3k▲
Other amounts receivable41€5k€937▼
Current investments50/53€122k€172k▲
Cash at bank and in hand54/58€25k€27k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€211k€234k▲
Equity10/15€176k€209k▲
Contributions10/11€19k€19k=
Reserves13€157k€191k▲
Distributable reserves133€157k€191k▲
Amounts payable17/49€35k€25k▼
Amounts payable within one year42/48€35k€25k▼
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€1k€873▼
Taxes450/3€1k€873▼
Other amounts payable47/48€27k€22k▼
Accrued charges and deferred income492/3€21€26▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€5k▼
Other operating charges640/8€2k€944▼
Gross operating margin9900€55k€55k▼
Operating profit (loss)9901€45k€49k▲
Financial income75/76B€99€154▲
Recurring financial income75€99€154▲
Financial charges65/66B€40€19▼
Recurring financial charges65€40€19▼
Profit (loss) for the period before taxes9903€45k€49k▲
Income taxes67/77€11k€16k▲
Profit (loss) for the period9904€33k€33k▼
Profit (loss) for the period to be appropriated9905€33k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€33k▲
Profit (loss) brought forward from the previous period14P€-11k-
Transfer to equity691/2€23k€33k▲
To other reserves6921€23k€33k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €209k ▲18.9%
2 profitable years in a row build equity to €209k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 5.95
Current ratio from 1.95 to 5.95; short-term debt falls from €136k to €35k.
31-12
Financial
Equity above €150kEq €176k ▲23.4%
Equity rises from €143k to €176k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-11k ▼219%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €153k ▲6.1%
5 profitable years in a row build equity to €153k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €117k ▲21.3%
3 profitable years in a row build equity to €117k.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alveringem · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindestraat 328691 AlveringemGround area
1.3 ha
Building footprint
398 m²
Volume, LiDAR
1,222 m³
2 parcels, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lange Molenstraat 3, 8920 Langemark-Poelkapelle
since 19862.033.197.895
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38004A0125/00D000 | Flanders | 1.2 ha | 1 · 260 m² | 7.1 m · 2 fl. |
| 33020E0543/00V004 | Flanders | 610 m² | 1 · 138 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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HOSTYN
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Qu'ALU
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Of 20,025 companies in sector 43320 we hold annual accounts for 9,135. 7,372 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-1985
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.