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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Age4 yrs
Real estate1 parcel · 1,880 m²
Summary
Conclusion
the dossier summarised in one paragraphThe file of Zwembad Construct contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 4.1% (elevated). The 2022 annual accounts show equity of €3k and a net result of €-378. Its solvency ranks better than 10% of 293 sector peers (fiscal year 2022).
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone4.1%
Elevated
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile
+Young company
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
2 events08-06-2026
Bankruptcy
Bankruptcy closure (insufficient assets)
05-06-2024
Bankruptcy
Opening
Signals
Insufficient current data: the most recent filed accounts (financial year 2022) are too old to derive current signals.
Trust signals
1 signalPrior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Administrative Flags
0 events
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-378
Working capital€-3k
Directors2
Annual accounts & ratios
Source: NBB · 2022Annual accounts filed on 30-08-2023 with the NBB · fiscal year 2022 · micro
Sector comparison
Fiscal year 2022 · NACE 42 · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 2.9% | 38.0% | |
| Net result | €-378 | €15k | |
| Equity | €3k | €31k | |
| Gross operating margin | €8k | €37k | |
| Total assets | €89k | €93k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2022 |
|---|---|
| Revenue | - |
| EBITDA | €4k |
| Net profit | €-378 |
| Cash flow | €3k |
| Staff costs | - |
| Income taxes | €192 |
| Dividends | - |
| Total assets | €89k |
| Equity | €3k |
| Debt | €87k |
| of which ≤ 1y | €65k |
| of which > 1y | €21k |
| Working capital | €-3k |
| Employees (FTE) | - |
Ratios (computed)
| 2022 | |
|---|---|
| Current ratio | 0.95 |
| Quick ratio | 0.95 |
| Working capital ratio | -3.7% |
| Solvency | 2.9% |
| Debt / equity | 33.01 |
| Long-term debt ratio | 8.12 |
| Interest coverage | 5.12 |
| Gross margin | - |
| Net margin | - |
| ROA | -0.4% |
| ROE | -14.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2022 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €89k |
| Fixed assets | 21/28 | €27k |
| Tangible fixed assets | 22/27 | €27k |
| Current assets | 29/58 | €62k |
| Amounts receivable within one year | 40/41 | €55k |
| Cash & bank | 54/58 | €6k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €89k |
| Equity | 10/15 | €3k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €-378 |
| Amounts payable | 17/49 | €87k |
| Amounts payable after one year | 17 | €21k |
| Amounts payable within one year | 42/48 | €65k |
| Trade debts payable within one year | 44 | €56k |
| Income statement | ||
| Gross operating margin | 9900 | €8k |
| Operating result | 9901 | €640 |
| Financial income | 75 | €4 |
| Financial charges | 65 | €831 |
| Result before taxes | 9903 | €-186 |
| Income taxes | 67/77 | €192 |
| Net result for the period | 9904 | €-378 |
| Result to be appropriated | 9905 | €-378 |
Ratios computed by Checked.
Health barometer
FY 2022 · computed28
/ 100
Weak
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Directors
Directors & mandates
indexingNo directors on record yet
Directors and mandates usually appear here within 24 hours of publication in the Belgian State Gazette.
Insolvency mandates
2 mandates| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | JEF SCHEEPERS WIJNGAARDSTRAAT 6,
3700 TONGEREN |
30-05-2024 → present | Belgian State Gazette |
| Curator | ELKE NATENS WIJNGAARD-
STRAAT 6, 3700 TONGEREN |
30-05-2024 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Bouw van andere civieltechnische werken, neg(42990) |
| Legal form | Private limited company(610) |
| Incorporation | 20-10-2021 |
| Status | Active |
| Postal code | 3600 |
| First BS signal | 05-06-2024 |
| Latest BS signal | 08-06-2026 |
Structure & network
Company structure: linked entities
2 linked entitiesMandates
↔
2
of these mandate-holders are active on other cases, click any red card to open that KBO.
Locations & real estate
Registered office
on the map · from the address register
seat.Municipality
exact location from the address register
Parcels1
Ground area1,880 m²
Buildings1
Building footprint808 m²
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71306G0215/00C132 | Flanders | 1,880 m² | 1 · 808 m² | - |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
2 events from the State Gazette08-06-2026
Bankruptcy
Bankruptcy closure (insufficient assets)
05-06-2024
Bankruptcy
Opening
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
1 acts Address history · 1
22-04-2022
Registered-office move
All acts · 1
updated 4 years ago
2022
22-04-2022 Registered office moved within Genk
- Vaartstraat 30, 3600 Genk → Hasseltweg 157 bus 1 te 3600 Genk
Analysis
Snowflake analysis
financial profile on 5 axes31
/ 100
Fragile profile, watch profitability in particular.
Health
28
Profitability
0
Solvency
12
Growth
50
Stability
64
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Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Bouw van andere civieltechnische werken, n.e.g.42990Bouw van andere civieltechnische werken, neg42990Schrijnwerk43320Schrijnwerk43320Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999Detailhandel in drogisterijartikelen en onderhoudsproducten47783Detailhandel in drogisterijartikelen en onderhoudsproducten in gespecialiseerde winkels47784Andere reinigingsactiviteiten81230Andere reinigingsactiviteiten81290Landschapsverzorging81300Landschapsverzorging81300
Primary activity highlighted.
Names & trade names
| Legal nameNL | Zwembad Construct |
Registered office
Hasseltweg 157 bus 1
3600 Genk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.