ZWEKO OPTICS
ActiveZWEKO OPTICS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €898k and a net result of €118k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 31% of 157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+2
Solvency55▲+6
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.25 in 2024; short-term debt: 68.4% and cash: 22.6% of total assets), and 70% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 22
Relative position
BE, all sectors
reference
Sector 22
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30%
Return on assets
3.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
15 d early
2023
2 d early
2022
14 d early
2021
26 d early
2020
25 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€898k▲ 15.2%
2024 · €780k
2018: €888k
2019: €1.08M
2020: €1.22M
2021: €1.22M
2022: €1.22M
2023: €1.23M
2024: €780k
2018 → 2025
Total assets
€3.00M▼ 7.3%
2024 · €3.23M
2018: €2.23M
2019: €1.96M
2020: €2.46M
2021: €3.03M
2022: €4.13M
2023: €3.07M
2024: €3.23M
2018 → 2025
Net result
€118k▲ 26.0%
2024 · €94k
2018: €319k
2019: €197k
2020: €458k
2021: €3k
2022: €1k
2023: €10k
2024: €94k
2018 → 2025
Working capital
€700k▲ 20.8%
2024 · €579k
2018: €824k
2019: €900k
2020: €1.12M
2021: €1.09M
2022: €1.04M
2023: €1.01M
2024: €579k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.22M-€1.22M▲ 0.1%€1.23M▲ 0.8%€780k▼ 36.8%€898k▲ 15.2%
Operating result€46k-€53k▲ 17.3%€46k▼ 13.0%€159k▲ 243%€179k▲ 12.4%
Net result€3k-€1k▼ 61.3%€10k▲ 745%€94k▲ 810%€118k▲ 26.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.00M
Fixed assets
€248k▼ 18.4%
Current assets
€2.75M▼ 6.1%
Equity and liabilities €3.00M
Equity
€898k▲ 15.2%
Debt
€2.10M▼ 14.4%
The debt ratio falls from 75.9% to 70.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€299k▲
2024 · €293k
Cash flow
€238k▲
2024 · €227k
Solvency
30.0%▲
2024 · 24.1%
Current ratio
1.34▲
2024 · 1.25
Quick ratio
0.98▲
2024 · 0.81
Debt / equity
2.34▼
2024 · 3.14
ROE
13.2%▲
2024 · 12.0%
ROA
3.9%▲
2024 · 2.9%
Interest coverage
15.49▲
2024 · 13.58
Debt
€2.10M▼
2024 · €2.45M
Debt ≤ 1 year
€2.05M▼
2024 · €2.35M
Debt > 1 year
€50k▼
2024 · €104k
Income taxes
€47k▼
2024 · €53k
Staff costs
€1.88M▲
2024 · €1.76M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.23M€3.00M▼
Fixed assets21/28€304k€248k▼
Intangible fixed assets21€25k€20k▼
Tangible fixed assets22/27€280k€228k▼
Plant, machinery and equipment23€278k€216k▼
Furniture and vehicles24€392€11k▲
Other tangible fixed assets26€1k€937▼
Current assets29/58€2.93M€2.75M▼
Stocks and contracts in progress3€1.03M€739k▼
Stocks30/36€923k€560k▼
Contracts in progress37€107k€179k▲
Amounts receivable within one year40/41€1.48M€1.30M▼
Trade receivables40€966k€1.21M▲
Other amounts receivable41€511k€96k▼
Cash at bank and in hand54/58€403k€678k▲
Deferred charges and accrued income490/1€16k€26k▲
Equity and liabilities
Total equity and liabilities10/49€3.23M€3.00M▼
Equity10/15€780k€898k▲
Contributions10/11€740k€740k=
Reserves13€40k€158k▲
Distributable reserves133€40k€158k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€2.45M€2.10M▼
Amounts payable after more than one year17€104k€50k▼
Financial debts170/4€104k€50k▼
Amounts payable within one year42/48€2.35M€2.05M▼
Current portion of amounts payable after more than one year42€65k€54k▼
Financial debts43€151k€231k▲
Credit institutions430/8€151k€231k▲
Trade debts44€1.18M€1.31M▲
Suppliers440/4€1.18M€1.31M▲
Taxes, remuneration and social security45€300k€321k▲
Taxes450/3€35k€33k▼
Remuneration and social security454/9€264k€288k▲
Other amounts payable47/48€647k€129k▼
Income statement
Code20242025
Non-recurring operating income76A€5k€0▼
Remuneration, social security and pensions62€1.76M€1.88M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€134k€120k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€32k€-9k▼
Other operating charges640/8€45k€23k▼
Non-recurring operating charges66A-€250
Gross operating margin9900€2.13M€2.20M▲
Operating profit (loss)9901€159k€179k▲
Financial income75/76B€9k€6k▼
Recurring financial income75€9k€6k▼
Financial charges65/66B€22k€19k▼
Recurring financial charges65€22k€19k▼
Profit (loss) for the period before taxes9903€146k€165k▲
Income taxes67/77€53k€47k▼
Profit (loss) for the period9904€94k€118k▲
Profit (loss) for the period to be appropriated9905€94k€118k▲
Appropriation of the result
Profit (loss) to be appropriated9906€94k€118k▲
Transfer from equity791/2€453k€0▼
Transfer to equity691/2€0€118k▲
To other reserves6921€0€118k▲
Profit to be distributed694/7€547k€0▼
Return on contributions (dividend)694€547k€0▼
Social balance
Average headcount (FTE)908728.731.2▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €1k ▼61.3%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €458k ▲132%
Operating result €578k, net result €458k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €1MEq €1.08M ▲22.2%
2 profitable years in a row build equity to €1.08M.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
23-12-2022
PHANTICA: Resigned as Director
23-12-2022
Praescia B.V.: Resigned as Director
17-12-2020
SALVEX: Resigned as Director
28-02-2018
Paul Lipkens: Resigned as Manager
23-11-2017
Herman De Boer: Resigned as Permanent representative
24-08-2016
LIPKENS P. CONSULTANCY: Resigned as Manager
28-02-2013
BVBA Zweko Holding: Resigned as Manager
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Goolderheideweg 113950 BocholtGround area
8,735 m²
Building footprint
4,714 m²
Parcel 72003C1151/00S000, Flanders. Linked by address, not a title deed.
1 establishment unit
ZWEKO OPTICS
since 20112.204.037.760
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72003C1151/00S000 | Flanders | 8,735 m² | 1 · 4,714 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| BV VAN HAVERMAET BEDRIJFSREVISOREN Statutory auditor · represented by Ira NICOLAIJ | - → 08-12-2025 |
Public money · subsidies and aid
Flemish government
2022 to 2025 · 11 entries · 349,361 EUR awarded · 349,297 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 4 | 50,764 EUR | 110,295 EUR |
| 2024 | 2 | 200 EUR | 117,561 EUR |
| 2023 | 3 | 296,354 EUR | 119,398 EUR |
| 2022 | 2 | 2,043 EUR | 2,043 EUR |
Schemes
Ontwikkelingsproject
O&O-haalbaarheidsstudie
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Subsidies voor internationaal ondernemen
Recognitions · licences · registrations
Dual-learning approval
5 live approvalsLogistiek duaal (so)
Magazijnmedewerker (vwo)
Magazijnmedewerker duaal (so)
Productie-industrie duaal (so)
Productiemedewerker industrie duaal (so)
Legal Entity Identifier
549300Q7RPAFIHFU7491
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Of 602 companies in sector 22260 we hold annual accounts for 282. 186 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2011
Fiscal year end31-12
Activities, NACEBEL
22260Manufacture of rubber and plastic products
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:089/469330