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Zwartzusters van Brugge

Active
Non-profit associationfounded 1928active for 98 yearsOosterlingenplein 5, 8000 Brugge, BelgiumKBO/BCE: BE 0408.641.895
Summary

Zwartzusters van Brugge has been active since 1928 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.7m and a net result of €205,394, of which €647,650 non-recurring income. Equity is shrinking by about 3.2% per year across the filed financial years. Its solvency ranks better than 42% of 318 sector peers (NACE 94, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
Zwartzusters van BruggeActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Activities of religious organisations
NACE 94910
5th oldest company in Bruges, Other services sector1 site
Size
€8.7mtotal assets 2025
Staff
1 FTE
Equity
€4.7m
Surplus
€205,394
Turnover not published (abbreviated format)
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Board
10 members
2025 accounts 65 days early3 of 6 deeds summarised
Why 92raises riskLiquidity: current ratio 352.99, cash €58,890lowers riskLegal form: non-profit associationSize: 1 FTE, total assets €8.7mFounded in 1928Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 35% of its sector peers (NACE 94, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 79+1
equity 54.0% of total assets
Liquidity 51=
short-term debt 0.2% · cash 0.7%
Profitability 22+6
return on assets 2.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,216 companies, NACE 94, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025highest value 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026highest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €430,000 on 30-day terms is acceptable
short-term debt: 0.2% and cash: 0.7% of total assets, and 46% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 94, micro): better than 38% on solvency, 16% on liquidity, 31% on profitability and 56% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
raises risk · Liquidity: current ratio 352.99, cash €58,890
NBB · annual accounts
lowers risk · Size: 1 FTE, total assets €8.7m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1928
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
65 days early
2024
69 days early
2023
61 days early
2022
66 days early
2021
72 days early
2020
71 days early
2019
70 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 68 days before the deadline; the sector median (NACE 94) for financial year 2024 is 29 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Appointment: Zuster Claudia Carvalho dos Santos…Resignation: Zuster Iraci Silva de…
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Back to profitnet €205,394

Key points

  • Positive: Back in profit in 2025after -€156,389 in 2024 €205,394 View
  • Positive: 5th oldest company in Bruges, Other services sectorin the Checked rankings No. 5 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Active since 1928founded 26-05-1928 98 years View
  • Board changedlatest change 06-10-2026 · 10 in office 1 joined · 1 left View

By topic

Financials

Financial year
2025
Total assets
€8.7m
Profit
€205,394
Solvency
54.0%
Total assets▲ 2.4%
Net result
20182025
Go to Financials

Board & ownership

Board
10 members
  • Despierre AliceDirector
  • Zr. Joemia Santos da PurificaçãoDirector
  • Zuster Claudia Carvalho dos SantosDirector
  • Everaere Marie-ChristineDirector
  • Joemia Santos da PurificaçãoDirector

and 5 other directors

Go to Board & ownership

Timeline

Events
25
Since
2008
Next accounts
by 31-07-2027
  1. 23-05-2025Annual accounts filed
  2. 07-10-2024Reappointments: Zr. Marie-Christine Everaere, Zr. Alice Despierre…
  3. 31-05-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Activities of religious organisationsNACE 94910
Founded
26-05-1928
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Zwartzusters van Brugge

What is the company number of Zwartzusters van Brugge?
0408.641.895. In Belgium the VAT number is the company number with BE in front: BE 0408.641.895.
Where is Zwartzusters van Brugge based?
The registered office is at Oosterlingenplein 5, 8000 Brugge.Company details
What does Zwartzusters van Brugge do?
According to the KBO register, the main activity is activities of religious organisations (NACE 94910).
What is the legal form of Zwartzusters van Brugge?
Non-profit association (VZW).
When was Zwartzusters van Brugge founded?
On 26-05-1928.
Is Zwartzusters van Brugge still active?
Yes, Zwartzusters van Brugge is an active enterprise in the KBO register.
How many employees does Zwartzusters van Brugge have?
On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Zwartzusters van Brugge?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Zwartzusters van Brugge profitable?
In financial year 2025, Zwartzusters van Brugge made a profit of €205,394.
Where can I find the annual accounts of Zwartzusters van Brugge?
Zwartzusters van Brugge filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Zwartzusters van Brugge due?
By 31-07-2027, for financial year 2026.Timeline

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