Financials
- Fiscal year
- 2025
- Total assets
- €268,809
- Profit
- €34,448
- Solvency
- 38.2%
Total assets▲ 67.8%
Net result
20202025
Zus & Co
ActiveSummary
The computed 12-month bankruptcy probability of Zus & Co is 3.3% (moderate). The 2025 annual accounts show equity of €102,589 and a net result of €34,448. Equity is growing by ~46.6% per year across the filed fiscal years. Its solvency ranks better than 57% of 14676 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Cafés and bars
NACE 56301Full-service restaurants NACE 56101Full-service restaurants NACE 56111
1 site
Size
€268,809total assets 2025
- Staff
- 4.6 FTE
- Equity
- €102,589
- Profit
- €34,448
Turnover not published (abridged schema)
Structure
Accounts filed 297 d late0 of 3 deeds read
Why 52- Latest accounts 297 days late; 1 of the last 3 late- Sector Food and beverage service activities (NACE 56)- Size: total assets €268,809+ Liquidity: current ratio 1.34, cash €73,684Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 69% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
63-5
equity 38.2% of total assets
Liquidity
62-9
short-term debt 45.5% · cash 27.4%
Profitability
85=
return on assets 12.8%
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 10 months
01-2026: 2.6%lowest value
02-2026: 2.6%▲ +1.5% vs 01-2026
03-2026: 3.5%▲ +32.9% vs 02-2026
04-2026: 4.8%▲ +37.3% vs 03-2026highest value
05-2026: 4.8%● 0.0% vs 04-2026highest value
06-2026: 4.5%▼ -5.4% vs 05-2026
07-2026: 4.0%▼ -12.6% vs 06-2026
08-2026: 4.0%● 0.0% vs 07-2026
09-2026: 3.5%▼ -12.2% vs 08-2026
10-2026: 3.3%▼ -4.3% vs 09-2026
- Latest accounts 297 days late; 1 of the last 3 late raises the probability
- Sector Food and beverage service activities (NACE 56) raises the probability
- Size: total assets €268,809 raises the probability for this profile
- Liquidity: current ratio 1.34, cash €73,684 lowers the probability
Credit up to €5,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.34 against 1.56 in 2024; short-term debt: 45.5% and cash: 27.4% of total assets), and 61.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 57%, liquidity 66%, profitability 72%, growth against the median 81%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-08-2026, 297 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 6 filingsDeviation from the deadline
2025
297 d late
2024
29 d late
2023
30 d late
2022
57 d late
2021
92 d late
2020
120 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 104 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 27 December (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close02-10-2026 today31-10-2026 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Equity above €100,000Eq €102,589 ▲50.6%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 10
- Since
- 2021
- Next accounts
- by 31-10-2026
- 24-08-2026Annual accounts filed
- 31-03-2025Equity above €100,000
- 29-11-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Cafés and barsNACE 56301
- Founded
- 28-05-2018
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
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