ZURDAL
ActiveSummary
ZURDAL has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116,620 and a net result of €16,045. Equity remains stable across the filed fiscal years (±2.4% per year). The computed 12-month bankruptcy probability is 1.0% (low).
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Signals
This company filed its last 7 accounts on average 1 day before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €7,977 | - | €5,218 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,477 | €18,793 | €13,043 | €10,760 | €6,326 | ▼ 41.2% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €3,000 | - | - | - | - | - |
| Other operating charges640/8 | €4,280 | €4,754 | €4,601 | €4,971 | €4,925 | ▼ 0.9% |
| Non-recurring operating charges66A | - | - | €600 | - | - | - |
| Gross operating margin9900 | €10,083 | €16,887 | €22,171 | €21,059 | €27,416 | ▲ 30.2% |
| Operating profit (loss)9901 | -€13,674 | -€6,661 | €3,928 | €5,328 | €16,165 | ▲ 203% |
| Financial income75/76B | €0 | - | - | €5 | €15 | ▲ 206% |
| Recurring financial income75 | €0 | - | - | €5 | €15 | ▲ 206% |
| Financial charges65/66B | €122 | €114 | €120 | €119 | €131 | ▲ 9.8% |
| Recurring financial charges65 | €122 | €114 | €120 | €119 | €131 | ▲ 9.8% |
| Profit (loss) for the period before taxes9903 | -€13,796 | -€6,776 | €3,809 | €5,214 | €16,049 | ▲ 208% |
| Income taxes67/77 | - | - | - | - | €5 | - |
| Profit (loss) for the period9904 | -€13,796 | -€6,776 | €3,809 | €5,214 | €16,045 | ▲ 208% |
| Profit (loss) for the period to be appropriated9905 | -€13,796 | -€6,776 | €3,809 | €5,214 | €16,045 | ▲ 208% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €247,720 | €226,479 | €228,944 | €230,039 | €245,512 | ▲ 6.7% |
| Fixed assets21/28 | €172,424 | €176,795 | €163,753 | €156,752 | €150,426 | ▼ 4.0% |
| Tangible fixed assets22/27 | €172,424 | €176,795 | €163,753 | €156,752 | €150,426 | ▼ 4.0% |
| Land and buildings22 | €171,225 | €175,896 | €163,153 | €156,452 | €150,426 | ▼ 3.9% |
| Plant, machinery and equipment23 | €1,199 | €899 | €600 | €300 | - | - |
| Current assets29/58 | €75,296 | €49,684 | €65,191 | €73,287 | €95,086 | ▲ 29.7% |
| Amounts receivable within one year40/41 | €269 | - | - | - | - | - |
| Other amounts receivable41 | €269 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €74,427 | €49,084 | €65,191 | €73,287 | €94,017 | ▲ 28.3% |
| Deferred charges and accrued income490/1 | €600 | €600 | - | - | €1,068 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €247,720 | €226,479 | €228,944 | €230,039 | €245,512 | ▲ 6.7% |
| Equity10/15 | €98,328 | €91,552 | €95,361 | €100,575 | €116,620 | ▲ 16.0% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Non-distributable reserves130/1 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | €30,128 | €23,352 | €27,161 | €32,375 | €48,420 | ▲ 49.6% |
| Provisions and deferred taxes16 | €18,218 | €13,218 | €13,218 | €8,000 | €8,000 | = |
| Provisions for liabilities and charges160/5 | €18,218 | €13,218 | €13,218 | €8,000 | €8,000 | = |
| Major repairs and maintenance162 | €18,218 | €13,218 | €13,218 | €8,000 | €8,000 | = |
| Amounts payable17/49 | €131,174 | €121,709 | €120,365 | €121,465 | €120,892 | ▼ 0.5% |
| Amounts payable within one year42/48 | €131,174 | €119,784 | €114,765 | €113,429 | €113,582 | ▲ 0.1% |
| Trade debts44 | - | - | - | €106 | €253 | ▲ 137% |
| Suppliers440/4 | - | - | - | €106 | €253 | ▲ 137% |
| Advances received on contracts in progress46 | €14,813 | - | - | - | - | - |
| Other amounts payable47/48 | €116,361 | €119,784 | €114,765 | €113,323 | €113,330 | = |
| Accrued charges and deferred income492/3 | - | €1,925 | €5,600 | €8,035 | €7,310 | ▼ 9.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€13,796 | -€6,776 | €3,809 | €5,214 | €16,045 | ▲ 208% |
| + Depreciation and write-downs630 | €16,477 | €18,793 | €13,043 | €10,760 | €6,326 | ▼ 41.2% |
| Operating cash flow (approximation) | €2,681 | €12,018 | €16,851 | €15,974 | €22,371 | ▲ 40.0% |
| Investment in fixed assets (approximation) | - | -€23,165 | €0 | -€3,759 | €0 | ▲ 100% |
| Change in cash | - | -€25,343 | €16,108 | €8,096 | €20,730 | ▲ 156% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
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About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332E0854/00_000 | Flanders | 253 m² | 1 · 253 m² | 9.5 m · 2 fl. |
| 21444B0055/00D002 | Brussels | 143 m² | 1 · 84 m² | 17.5 m · 4 fl. |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.