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ZUNIGA & CHICHERI

Active
Private limited companyfounded 2024active for 2 yearsKBO/BCE: BE 1004.823.889
Summary

The computed 12-month bankruptcy probability of ZUNIGA & CHICHERI is 6.8% (elevated). The 2025 annual accounts show equity of €30,791 and a net result of -€12,918. The company has been active since 2024 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry.

Overview

Official details

Source: KBO
Status
Active since 17-01-2024 Normal situation
Legal form
Private limited company
Activity
“Toute activité de conseils en gestion, de gestion administrative, de gestion de clientèle, de…” (deed in French)From the articles, 11 activitiesNo NACE code in the KBO yet
Establishment unit
2.354.391.621 since 17-01-2024
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

34 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
6.8%
Annual accounts 2025
Gross margin
-€11,376
Loss
€12,918
Equity
€30,791
▼ 29.6%
Total assets
€45,613
▼ 30.7%
  • 2025 accounts filed 40 days after the deadline
Turnover not published (micro format)
Filed on 09-09-2026
Score breakdownraises riskEx-officio strike-off in the KBOFounded in 2024Last filed accounts filed 40 days late; 1 of the last 3 accounts latelowers riskSize: total assets €45,613Show the evidence

Checked score

Score 2025
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 24% of micro companies without a NACE code
Financial strength · tick: 2024
Weak
Solvency 93+2
equity 67.5% of total assets
Liquidity 38-47
short-term debt 32.5% · cash 1.8%
Profitability 0-100
return on assets -28.3%
Bankruptcy probability within 12 months
6.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 02-2025: 2.5% 03-2025: 2.5%● unchanged vs 02-2025 04-2025: 2.6%▲ +0.1 percentage points vs 03-2025 05-2025: 3.0%▲ +0.4 percentage points vs 04-2025 06-2025: 3.2%▲ +0.2 percentage points vs 05-2025 07-2025: 0.5%▼ -2.7 percentage points vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.6%▲ +0.1 percentage points vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.7%▲ +0.1 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 1.4%▲ +0.7 percentage points vs 06-2026 08-2026: 2.5%▲ +1.1 percentage points vs 07-2026 09-2026: 3.0%▲ +0.5 percentage points vs 08-2026 10-2026: 6.8%▲ +3.8 percentage points vs 09-2026highest value 11-2026: 6.8%● unchanged vs 10-2026highest value
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 3.08 (2.98 in 2024), above the usual 1.5. Short-term debt is 32.5% and cash 1.8% of total assets. 32.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 56% of them on solvency, 21% on liquidity, 4% on profitability and 14% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 40 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €45,613
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 40 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
40 days late
2024
34 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 2 accounts on average 3 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline

Key points

  • Caution: From profit to loss in 2025after a profit of €41,708 in 2024 -€12,918 View

Recent changes

  1. · KBO administration Address struckevent 01-04-2026
  2. · Gazette deed IncorporationStarting capital €2,000 · Appointment: ORTIZ DE ZUÑIGA LOPEZ CHICHERI Tania Inmaculada (director)
All 4 events

Key facts about ZUNIGA & CHICHERI

What is the company number of ZUNIGA & CHICHERI?
The company number of ZUNIGA & CHICHERI is 1004.823.889. The VAT number is the same number with BE in front: BE 1004.823.889.
What is the legal form of ZUNIGA & CHICHERI?
The legal form of ZUNIGA & CHICHERI is Private limited company (BV).
When was ZUNIGA & CHICHERI founded?
ZUNIGA & CHICHERI was founded on 17-01-2024.
Is ZUNIGA & CHICHERI still active?
Yes, ZUNIGA & CHICHERI is an active enterprise in the KBO register.Company details
What is the turnover of ZUNIGA & CHICHERI?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is ZUNIGA & CHICHERI profitable?
In financial year 2025, ZUNIGA & CHICHERI made a loss of €12,918.
Where can I find the annual accounts of ZUNIGA & CHICHERI?
ZUNIGA & CHICHERI filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ZUNIGA & CHICHERI due?
ZUNIGA & CHICHERI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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