Zuiderpershuis
ActiveZuiderpershuis has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €657k and a net result of €76k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+31
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 9.16 against 2.34 in 2024), and 2.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.2%
Return on assets
11.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
70 d early
2024
41 d early
2021
29 d late
2020
11 d late
2015
3 d late
2014
31 d late
2013
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€657k▲ 9.2%
2024 · €602k
2020: €364k
2021: €389k
2024: €602k
2020 → 2025
Total assets
€676k▲ 3.9%
2024 · €650k
2020: €375k
2021: €406k
2024: €650k
2020 → 2025
Net result
€76k▲ 138%
2024 · €32k
2020: €48k
2021: €40k
2024: €32k
2020 → 2025
Working capital
€157k▲ 140%
2024 · €65k
2020: €115k
2021: €139k
2024: €65k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2020202120242025Trend
Equity€364k-€389k▲ 6.8%€602k▲ 54.7%€657k▲ 9.2%
Operating result€60k-€52k▼ 12.3%€13k▼ 75.1%€43k▲ 227%
Net result€48k-€40k▼ 15.9%€32k▼ 19.7%€76k▲ 138%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 227% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €676k
Fixed assets
€500k▼ 6.8%
Current assets
€176k▲ 54.5%
Equity and liabilities €676k
Equity
€657k▲ 9.2%
Debt
€19k▼ 60.5%
The debt ratio falls from 7.5% to 2.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€128k▲
2024 · €91k
Cash flow
€162k▲
2024 · €110k
Solvency
97.2%▲
2024 · 92.5%
Current ratio
9.16▲
2024 · 2.34
Quick ratio
9.16▲
2024 · 2.34
Debt / equity
0.03▼
2024 · 0.08
ROE
11.6%▲
2024 · 5.3%
ROA
11.3%▲
2024 · 4.9%
Interest coverage
107.08▲
2024 · 53.33
Debt
€19k▼
2024 · €49k
Debt ≤ 1 year
€19k▼
2024 · €49k
Income taxes
€1k▲
2024 · €958
Staff costs
€146k▼
2024 · €164k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€650k€676k▲
Fixed assets21/28€536k€500k▼
Tangible fixed assets22/27€536k€499k▼
Land and buildings22€356k€347k▼
Plant, machinery and equipment23€180k€149k▼
Furniture and vehicles24-€3k
Financial fixed assets28€506€506=
Current assets29/58€114k€176k▲
Amounts receivable within one year40/41€29k€20k▼
Trade receivables40€6k€20k▲
Other amounts receivable41€22k€372▼
Cash at bank and in hand54/58€85k€155k▲
Deferred charges and accrued income490/1-€595
Equity and liabilities
Total equity and liabilities10/49€650k€676k▲
Equity10/15€602k€657k▲
Profit (loss) carried forward14€464k€540k▲
Investment grants15€137k€116k▼
Amounts payable17/49€49k€19k▼
Amounts payable within one year42/48€49k€19k▼
Trade debts44€21k€2k▼
Suppliers440/4€21k€2k▼
Taxes, remuneration and social security45€27k€17k▼
Taxes450/3€10k€4k▼
Remuneration and social security454/9€17k€13k▼
Income statement
Code20242025
Non-recurring operating income76A-€15k
Remuneration, social security and pensions62€164k€146k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78k€86k▲
Other operating charges640/8€14k€15k▲
Gross operating margin9900€268k€289k▲
Operating profit (loss)9901€13k€43k▲
Financial income75/76B€22k€36k▲
Recurring financial income75€22k€36k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€33k€77k▲
Income taxes67/77€958€1k▲
Profit (loss) for the period9904€32k€76k▲
Profit (loss) for the period to be appropriated9905€32k€76k▲
Appropriation of the result
Profit (loss) to be appropriated9906€464k€540k▲
Profit (loss) brought forward from the previous period14P€432k€464k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €76k ▲138%
Net result €76k, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 9.16
Current ratio from 2.34 to 9.16; short-term debt falls from €49k to €19k.
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €32k ▼19.7%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €602k ▲54.7%
3 profitable years in a row build equity to €602k.
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 11 days late
2016
03-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 3 days late
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 31 days late
2014
20-06
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema
2007
31-08
NBB filing
Annual accounts filed
fiscal year 2006 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Timmerwerfstraat 402000 AntwerpenGround area
3,696 m²
Building footprint
1,365 m²
Volume, LiDAR
12,558 m³
Parcel 11811L3972/00Z000, Flanders · tallest building 24.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Zuiderpershuis
since 20122.213.735.681
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3972/00Z000 | Flanders | 3,696 m² | 1 · 1,365 m² | 24.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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BOUWONDERNEMING MILLIAU
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SCHEPERS
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Of 15,435 companies in sector 43990 we hold annual accounts for 7,353. 4,005 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded17-08-1984
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
45250
90312Arts creation and performing arts activities
74878
74901Other professional, scientific and technical activities
74991Agents and managers of artists, athletes and other public figures
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.