BOUWONDERNEMING MILLIAU
ActiveBOUWONDERNEMING MILLIAU has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €660k and a net result of €64k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 67% of 7692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-9
Solvency84▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.0 against 1.89 in 2024; short-term debt: 36.4% and cash: 16.7% of total assets), and 41.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.6%
Return on assets
5.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-03-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
43 d early
2023
33 d early
2022
45 d early
2021
39 d early
2020
36 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€660k▲ 10.7%
2024 · €596k
2018: €402k
2019: €417k
2020: €414k
2021: €444k
2022: €492k
2023: €541k
2024: €596k
2018 → 2025
Total assets
€1.13M▼ 4.9%
2024 · €1.18M
2018: €792k
2019: €727k
2020: €681k
2021: €808k
2022: €997k
2023: €933k
2024: €1.18M
2018 → 2025
Net result
€64k▼ 59.1%
2024 · €156k
2018: €62k
2019: €15k
2020: €-3k
2021: €30k
2022: €47k
2023: €50k
2024: €156k
2018 → 2025
Working capital
€411k▼ 12.8%
2024 · €472k
2018: €292k
2019: €264k
2020: €291k
2021: €345k
2022: €367k
2023: €432k
2024: €472k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€444k-€492k▲ 10.6%€541k▲ 10.1%€596k▲ 10.1%€660k▲ 10.7%
Operating result€48k-€59k▲ 22.0%€74k▲ 25.5%€236k▲ 220%€105k▼ 55.7%
Net result€30k-€47k▲ 55.3%€50k▲ 5.3%€156k▲ 215%€64k▼ 59.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 56% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€305k▲ 64.7%
Current assets
€821k▼ 17.9%
Equity and liabilities €1.13M
Equity
€660k▲ 10.7%
Debt
€466k▼ 20.8%
The debt ratio falls from 49.7% to 41.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€221k▼
2024 · €316k
Cash flow
€181k▼
2024 · €236k
Solvency
58.6%▲
2024 · 50.3%
Current ratio
2.00▲
2024 · 1.89
Quick ratio
1.88▲
2024 · 1.72
Debt / equity
0.71▼
2024 · 0.99
ROE
9.7%▼
2024 · 26.2%
ROA
5.7%▼
2024 · 13.2%
Interest coverage
10.34▼
2024 · 28.64
Debt
€466k▼
2024 · €589k
Debt ≤ 1 year
€410k▼
2024 · €527k
Debt > 1 year
€56k▼
2024 · €61k
Income taxes
€22k▼
2024 · €71k
Staff costs
€397k▼
2024 · €444k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.18M€1.13M▼
Fixed assets21/28€185k€305k▲
Tangible fixed assets22/27€180k€299k▲
Land and buildings22€30k€12k▼
Plant, machinery and equipment23€50k€154k▲
Furniture and vehicles24€101k€134k▲
Financial fixed assets28€6k€6k=
Current assets29/58€1,000k€821k▼
Stocks and contracts in progress3€90k€50k▼
Contracts in progress37€90k€50k▼
Amounts receivable within one year40/41€525k€434k▼
Trade receivables40€116k€23k▼
Other amounts receivable41€409k€411k▲
Current investments50/53€264k€150k▼
Cash at bank and in hand54/58€121k€188k▲
Equity and liabilities
Total equity and liabilities10/49€1.18M€1.13M▼
Equity10/15€596k€660k▲
Contributions10/11€19k€19k=
Reserves13€415k€479k▲
Tax-exempt reserves132€52k€52k=
Distributable reserves133€364k€428k▲
Profit (loss) carried forward14€162k€162k=
Amounts payable17/49€589k€466k▼
Amounts payable after more than one year17€61k€56k▼
Financial debts170/4€61k€56k▼
Amounts payable within one year42/48€527k€410k▼
Current portion of amounts payable after more than one year42€53k€68k▲
Financial debts43€100k€100k=
Credit institutions430/8€100k€100k=
Trade debts44€121k€99k▼
Suppliers440/4€121k€99k▼
Taxes, remuneration and social security45€99k€24k▼
Taxes450/3€66k€8k▼
Remuneration and social security454/9€34k€16k▼
Other amounts payable47/48€155k€119k▼
Accrued charges and deferred income492/3€652€657▲
Income statement
Code20242025
Non-recurring operating income76A-€32k
Remuneration, social security and pensions62€444k€397k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€79k€117k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€764k€620k▼
Operating profit (loss)9901€236k€105k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€11k€21k▲
Recurring financial charges65€11k€21k▲
Profit (loss) for the period before taxes9903€228k€86k▼
Income taxes67/77€71k€22k▼
Profit (loss) for the period9904€156k€64k▼
Profit (loss) for the period to be appropriated9905€156k€64k▼
Appropriation of the result
Profit (loss) to be appropriated9906€316k€226k▼
Profit (loss) brought forward from the previous period14P€160k€162k▲
Transfer from equity791/2€103k-
Transfer to equity691/2€156k€64k▼
To other reserves6921€156k€64k▼
Profit to be distributed694/7€101k-
Return on contributions (dividend)694€101k-
Social balance
Average headcount (FTE)90877.36.3▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2018net €156k ▲215%
Operating result €236k, net result €156k, both a record.
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Equity above €500kEq €541k ▲10.1%
3 profitable years in a row build equity to €541k.
16-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
25-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet €-3k ▼121%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doornstraat 67/A9140 TemseGround area
2,663 m²
Building footprint
255 m²
Volume, LiDAR
1,543 m³
Parcel 46302C0919/00D000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BOUWONDERNEMING MILLIAU
since 20042.142.530.654
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46302C0919/00D000 | Flanders | 2,663 m² | 1 · 255 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 4,618 EUR awarded · 4,713 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 395 EUR | 395 EUR |
| 2024 | 1 | 344 EUR | 298 EUR |
| 2023 | 1 | 154 EUR | 295 EUR |
| 2022 | 2 | 3,725 EUR | 3,725 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
4 live approvalsMedewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Metselaar (vwo)
Ruwbouw duaal (so)
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Of 15,542 companies in sector 43990 we hold annual accounts for 7,421. 4,036 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-11-2004
Fiscal year end30-09
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@milliau.be