ZUID-IMMO
ActiveZUID-IMMO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €190k and a net result of €-2k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 95% of 13898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
13 d early
2022
32 d early
2021
17 d early
2020
9 d early
2019
117 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€190k▼ 0.9%
2024 · €192k
2018: €199k
2019: €197k
2020: €196k
2021: €195k
2022: €194k
2023: €193k
2024: €192k
2018 → 2025
Total assets
€190k▼ 1.0%
2024 · €192k
2018: €269k
2019: €264k
2020: €196k
2021: €195k
2022: €194k
2023: €193k
2024: €192k
2018 → 2025
Net result
€-2k▼ 76.1%
2024 · €-1k
2018: €109k
2019: €-2k
2020: €-1k
2021: €-975
2022: €-820
2023: €-1k
2024: €-1k
2018 → 2025
Working capital
€190k▼ 0.9%
2024 · €192k
2018: €199k
2019: €197k
2021: €195k
2022: €194k
2023: €193k
2024: €192k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€195k-€194k▼ 0.4%€193k▼ 0.6%€192k▼ 0.5%€190k▼ 0.9%
Operating result€-856-€-760▲ 11.3%€-1k▼ 39.4%€-1k▲ 5.1%€-2k▼ 76.0%
Net result€-975-€-820▲ 15.9%€-1k▼ 47.8%€-1k▲ 17.1%€-2k▼ 76.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €1k in 2024; the loss grows and 2025 is the lowest year so far.
Key figures and ratios
Solvency
100.0%=
2024 · 100.0%
Debt / equity
0.00▼
2024 · 0.00
ROE
-0.9%▼
2024 · -0.5%
ROA
-0.9%▼
2024 · -0.5%
Debt
€0▼
2024 · €60
Debt ≤ 1 year
€0▼
2024 · €60
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€192k€190k▼
Current assets29/58€192k€190k▼
Amounts receivable within one year40/41€192k€190k▼
Other amounts receivable41€192k€190k▼
Equity and liabilities
Total equity and liabilities10/49€192k€190k▼
Equity10/15€192k€190k▼
Contributions10/11€19k€19k=
Reserves13€173k€171k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€171k€170k▼
Amounts payable17/49€60€0▼
Amounts payable within one year42/48€60€0▼
Financial debts43€60€0▼
Credit institutions430/8€60€0▼
Income statement
Code20242025
Other operating charges640/8€513€528▲
Gross operating margin9900€-491€-1k▼
Operating profit (loss)9901€-1k€-2k▼
Financial charges65/66B€0€2▲
Recurring financial charges65€0€2▲
Profit (loss) for the period before taxes9903€-1k€-2k▼
Profit (loss) for the period9904€-1k€-2k▼
Profit (loss) for the period to be appropriated9905€-1k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€-2k▼
Transfer from equity791/2€1k€2k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity times 10current ratio 3190.32
Current ratio from 314.96 to 3190.32; short-term debt falls from €614 to €60.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 117 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guldenbergplantsoen(Kor) 48500 KortrijkGround area
2,603 m²
Building footprint
465 m²
Volume, LiDAR
5,644 m³
2 parcels, Flanders · tallest building 18.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ZUID IMMO BVBA
since 19902.048.983.458
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34353H0634/00R000 | Flanders | 2,240 m² | 1 · 306 m² | 18.4 m · 5 fl. |
| 34354D0012/00A004 | Flanders | 364 m² | 1 · 160 m² | 11.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Vastgoed Schilde
BE 0457.263.938
Schilde · Eq €190k
O.T. PROJECTS
BE 0859.855.906
Sint-Jans-Molenbeek · Eq €190k
IMMOO
BE 0467.267.905
Kampenhout · Eq €190k
P.E.B.A. INVESTERINGSMAATSCHAPPIJ
BE 0426.630.150
Zuienkerke · Eq €190k
VILLA VERDE GENERATIES
BE 0449.851.752
Antwerpen · Eq €190k
Of 11,700 companies in sector 68310 we hold annual accounts for 6,875. 5,179 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-06-1990
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.