ZT CONSULT
ActiveSummary
ZT CONSULT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€23,259) and a net result of -€8,251. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 13% of 1542 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability9▲+9
Solvency2▲+2
Growth22▼-13
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02; short-term debt: 123.1% and cash: 0.9% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 59
Relative position
BE, all sectors
reference
Motion picture, video and television programme production, sound recording and music publishing activities (NACE 59)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-23.1%
Return on assets
-8.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€23,259
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
29 d late
2023
92 d late
2022
92 d late
2021
106 d late
2020
91 d late
2019
116 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 78 days after the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 41% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 October (4 of the last 5 filed years within 63 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
€4,820▼ 17.5%
2019 · €5,840
EBIT margin
87.0%▼ 60.2pp
2019 · 147.2%
Net result
-€8,251▼ 9.1%
2024 · -€7,560
Working capital
-€121,101▼ 707%
2024 · -€15,009
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 59, Motion picture, video and television programme production, sound recording and music publishing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€4,820
Operating result€69▼ 98.4%-€585€4,194-€7,513-€8,181▼ 8.9%
Net result€8within the sector's middle half▼ 99.8%-€633within the sector's middle half€4,149within the sector's middle half-€7,560below the sector's middle half-€8,251below the sector's middle half▼ 9.1%
EBIT margin87.0%
Equity-€10,965below the sector's middle half▲ 0.1%-€11,598below the sector's middle half▼ 5.8%-€7,449below the sector's middle half▲ 35.8%-€15,009below the sector's middle half▼ 101%-€23,259below the sector's middle half▼ 55.0%
Total assets€924below the sector's middle half▼ 54.6%€291below the sector's middle half▼ 68.5%€4,440below the sector's middle half▲ 1,427%€19below the sector's middle half▼ 99.6%€100,738within the sector's middle half▲ 531,498%
Debt€11,889▼ 8.6%€11,889=€11,889=€15,028▲ 26.4%€123,997▲ 725%
Working capital-€10,965below the sector's middle half▲ 0.1%-€11,598below the sector's middle half▼ 5.8%-€7,449below the sector's middle half▲ 35.8%-€15,009below the sector's middle half▼ 101%-€121,101below the sector's middle half▼ 707%
Solvency-23.1%below the sector's middle half
Current ratio0.02below the sector's middle half
Return on assets (ROA)-8.2%below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 59, Motion picture, video and television programme production, sound recording and music publishing activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8,181 in 2025 against €7,513 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
Assets €100,738
Fixed assets
€97,841
Current assets
€2,896
Key figures and ratios
EBITDA
-€5,897
Cash flow
-€5,967
Debt to equity
-5.33
Interest coverage
-84.55
Debt ≤ 1 year
€123,997▲
2024 · €15,028
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,332 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a small loss
2.8%
went bankrupt
5.8%
stopped otherwise
91%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,332 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | €4,820 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €237 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,485 | - | - | - | €2,284 | - |
| Other operating charges640/8 | €348 | €348 | €384 | - | €799 | - |
| Gross operating margin9900 | €2,902 | -€237 | €4,578 | -€7,513 | -€5,098 | ▲ 32.1% |
| Operating profit (loss)9901 | €69 | -€585 | €4,194 | -€7,513 | -€8,181 | ▼ 8.9% |
| Financial charges65/66B | €61 | €49 | €45 | €47 | €70 | ▲ 49.0% |
| Recurring financial charges65 | €61 | €49 | €45 | €47 | €70 | ▲ 49.0% |
| Profit (loss) for the period before taxes9903 | €8 | -€633 | €4,149 | -€7,560 | -€8,251 | ▼ 9.1% |
| Profit (loss) for the period9904 | €8 | -€633 | €4,149 | -€7,560 | -€8,251 | ▼ 9.1% |
| Profit (loss) for the period to be appropriated9905 | €8 | -€633 | €4,149 | -€7,560 | -€8,251 | ▼ 9.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €924 | €291 | €4,440 | €19 | €100,738 | ▲ 531,498% |
| Fixed assets21/28 | - | - | - | - | €97,841 | - |
| Tangible fixed assets22/27 | - | - | - | - | €97,841 | - |
| Land and buildings22 | - | - | - | - | €97,841 | - |
| Current assets29/58 | €924 | €291 | €4,440 | €19 | €2,896 | ▲ 15,185% |
| Amounts receivable within one year40/41 | - | - | - | - | €2,000 | - |
| Trade receivables40 | - | - | - | - | €2,000 | - |
| Cash at bank and in hand54/58 | €924 | €291 | €4,440 | €19 | €896 | ▲ 4,631% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €924 | €291 | €4,440 | €19 | €100,738 | ▲ 531,498% |
| Equity10/15 | -€10,965 | -€11,598 | -€7,449 | -€15,009 | -€23,259 | ▼ 55.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | €18,600 | €18,600 | €18,600 | - | - |
| Issued capital100 | €18,600 | €18,600 | €18,600 | €18,600 | - | - |
| Profit (loss) carried forward14 | -€29,565 | -€30,198 | -€26,049 | -€33,609 | -€41,859 | ▼ 24.5% |
| Amounts payable17/49 | €11,889 | €11,889 | €11,889 | €15,028 | €123,997 | ▲ 725% |
| Amounts payable within one year42/48 | €11,889 | €11,889 | €11,889 | €15,028 | €123,997 | ▲ 725% |
| Trade debts44 | - | - | - | - | €297 | - |
| Suppliers440/4 | - | - | - | - | €297 | - |
| Taxes, remuneration and social security45 | €161 | €161 | - | - | - | - |
| Taxes450/3 | €161 | €161 | - | - | - | - |
| Other amounts payable47/48 | €11,728 | €11,728 | €11,889 | €15,028 | €123,700 | ▲ 723% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8 | -€633 | €4,149 | -€7,560 | -€8,251 | ▼ 9.1% |
| + Depreciation and write-downs630 | €2,485 | - | - | - | €2,284 | - |
| Operating cash flow (approximation) | €2,493 | -€633 | €4,149 | -€7,560 | -€5,967 | ▲ 21.1% |
| Change in cash | - | -€633 | €4,149 | -€4,421 | €878 | ▲ 120% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Weakest financial yearnet -€8,251
Net result drops to -€8,251, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
31-12
Financial
Back to profitnet €4,149
Net result €4,149 after one loss-making year.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
14-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 106 days late
2021
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 91 days late
2020
24-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 116 days late
2019
31-12
Financial
Highest result since 2018net €8,384 ▲149%
Operating result €8,598, net result €8,384, both a record.
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 48 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 59 days late
2017
11-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lobbes · 1 establishment unit since 2008
Ground area
1,686 m²
Building footprint
1,041 m²
Volume, LiDAR
1,636 m³
2 parcels, Wallonia · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Delta (C.) 3, 7000 Mons
since 20082.174.249.951
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56044A0053/00R002 | Wallonia | 1,070 m² | 1 · 230 m² | 9.4 m · 2 fl. |
| 53019A0097/00X008 | Wallonia | 615 m² | 1 · 810 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
Bouchmal Industries
BE 0731.569.545
Attert
EDITIONS ABINGER
BE 0524.685.866
Bouillon
GAUME CHERIE
BE 0452.976.439
Virton
GMG
BE 0720.606.961
Aiseau-Presles
J’AIME BEAUCOUP CE QUE VOUS FAITES
BE 0668.710.476
Saint-Hubert
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 796 companies in sector 59201 we hold annual accounts for 162. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-11-2008
Fiscal year end31-12
Activities, NACEBEL 2025
59201Sound recording
47690Retail sale of other cultural and recreation goods
E-invoicing
Reachable via Peppol
Peppol ID
0208:0807552120
Registered
06-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.