Financials
- Financial year
- 2024
- Total assets
- €205,642
- Profit
- €2,667
- Solvency
- 17.2%
Total assets▲ 4.0%
Net result
20192024
ZRTD OPTIQUE
ActiveSummary
The computed 12-month bankruptcy probability of ZRTD OPTIQUE is 6.4% (elevated). The 2024 annual accounts show equity of €35,389 and a net result of €2,667. Equity is growing by about 8.7% per year across the filed financial years. Its solvency ranks better than 36% of 25,567 sector peers (NACE 47, financial year 2024). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of prescription glasses, lenses and sunglasses
NACE 47742
2 sites
Size
€205,642total assets 2024
- Equity
- €35,389
- Profit
- €2,667
Turnover not published (micro format)
Structure
2025 accounts not filed, 88 days past the deadline1 deed in the Belgian Official Gazette
Why 36raises riskFigures for financial year 2024 (filed 07-01-2026)1 financial year not filed after the legal deadline; last filed accounts filed 153 days late; 3 of the last 3 lateFounded in 20182 establishment unitsShow the evidence
Checked score
Score 2024
36
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 39% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Weak
Solvency
42=
equity 17.2% of total assets
Liquidity
39+2
short-term debt 82.8% · cash 27.4%
Profitability
41-28
return on assets 1.3%
Bankruptcy probability, 12 months
6.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.7%
12-2024: 1.6%▼ -0.1 percentage points vs 11-2024
01-2025: 1.6%● unchanged vs 12-2024
02-2025: 1.6%● unchanged vs 01-2025
03-2025: 1.6%● unchanged vs 02-2025lowest value
04-2025: 1.8%▲ +0.2 percentage points vs 03-2025
05-2025: 1.8%● unchanged vs 04-2025
06-2025: 1.8%● unchanged vs 05-2025
07-2025: 1.8%● unchanged vs 06-2025
08-2025: 2.5%▲ +0.7 percentage points vs 07-2025
09-2025: 2.7%▲ +0.2 percentage points vs 08-2025
10-2025: 4.1%▲ +1.4 percentage points vs 09-2025
11-2025: 4.3%▲ +0.2 percentage points vs 10-2025
12-2025: 5.4%▲ +1.1 percentage points vs 11-2025
01-2026: 7.6%▲ +2.2 percentage points vs 12-2025highest value
02-2026: 3.5%▼ -4.1 percentage points vs 01-2026
03-2026: 3.5%● unchanged vs 02-2026
04-2026: 3.5%● unchanged vs 03-2026
05-2026: 3.3%▼ -0.2 percentage points vs 04-2026
06-2026: 3.2%▼ -0.1 percentage points vs 05-2026
07-2026: 3.1%▼ -0.1 percentage points vs 06-2026
08-2026: 3.8%▲ +0.7 percentage points vs 07-2026
09-2026: 4.0%▲ +0.2 percentage points vs 08-2026
10-2026: 6.4%▲ +2.4 percentage points vs 09-2026
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity tight (current ratio 1.0, compared with 0.98 in 2023, below the usual 1.5; short-term debt: 82.8% and cash: 27.4% of total assets), and 82.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 33% on solvency, 36% on liquidity, 31% on profitability and 58% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
raises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 88 days later.
NBB · 6 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline27-10-2026 today
raises risk · 2024 accounts filed 153 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 6 filingsDeviation from the deadline
2025
not filed
2024
153 days late
2023
31 days late
2022
153 days late
2021
285 days late
2020
349 days late
2019
714 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 281 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- Weakest financial yearnet €2,667 ▼89.4%
- Annual accounts filedfinancial year 2023 · micro…
Key points
By topic
Timeline
- Events
- 8
- Since
- 2021
- 31-12-2023Annual accounts filed
- 12-05-2023Annual accounts filed
- 15-07-2022Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company (pre-2019)
- Activity
- Retail sale of prescription glasses, lenses and sunglassesNACE 47742
- Founded
- 30-07-2018
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about ZRTD OPTIQUE
- What is the company number of ZRTD OPTIQUE?
- 0700.494.507. In Belgium the VAT number is the company number with BE in front: BE 0700.494.507.
- Where is ZRTD OPTIQUE based?
- The registered office is at Leopold III-laan 43, 1030 Schaarbeek.Company details
- What does ZRTD OPTIQUE do?
- According to the KBO register, the main activity is retail sale of prescription glasses, lenses and sunglasses (NACE 47742).
- What is the legal form of ZRTD OPTIQUE?
- Private limited company (pre-2019) (BVBA).
- When was ZRTD OPTIQUE founded?
- On 30-07-2018.
- Is ZRTD OPTIQUE still active?
- Yes, ZRTD OPTIQUE is an active enterprise in the KBO register.
- How many employees does ZRTD OPTIQUE have?
- On average 0.9 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- What is the turnover of ZRTD OPTIQUE?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is ZRTD OPTIQUE profitable?
- In financial year 2024, ZRTD OPTIQUE made a profit of €2,667.
- Where can I find the annual accounts of ZRTD OPTIQUE?
- ZRTD OPTIQUE filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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