Zozan
ActiveFor Zozan, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €67k and a net result of €-9k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 53% of 15227 sector peers (fiscal year 2023). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability12▼-74
Solvency67▼-5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
41.8%
Return on assets
-5.6%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline19-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 03-08-2024, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
3 d late
2022
31 d late
2021
99 d late
2020
60 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€67k▼ 11.8%
2022 · €76k
2018: €55k
2019: €56k
2020: €71k
2021: €73k
2022: €76k
2018 → 2023
Total assets
€160k▼ 1.6%
2022 · €162k
2018: €134k
2019: €150k
2020: €166k
2021: €194k
2022: €162k
2018 → 2023
Net result
€-9k
2022 · €23k
2018: €3k
2019: €11k
2020: €21k
2021: €2k
2022: €23k
2018 → 2023
Working capital
€111k▲ 1.3%
2022 · €109k
2018: €93k
2019: €91k
2020: €105k
2021: €107k
2022: €109k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€56k-€71k▲ 28.7%€73k▲ 2.2%€76k▲ 3.5%€67k▼ 11.8%
Operating result€13k-€23k▲ 70.3%€453▼ 98.0%€24k▲ 5,226%€-8k
Net result€11k-€21k▲ 92.6%€2k▼ 92.4%€23k▲ 1,320%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €8k after €24k in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €160k
Fixed assets
€2k▼ 50.4%
Current assets
€158k▼ 0.6%
Equity and liabilities €160k
Equity
€67k▼ 11.8%
Debt
€93k▲ 7.3%
The debt ratio rises from 53.4% to 58.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-7k▼
2022 · €26k
Cash flow
€-7k▼
2022 · €25k
Solvency
41.8%▼
2022 · 46.6%
Current ratio
3.36▲
2022 · 3.21
Quick ratio
1.02▼
2022 · 1.22
Debt / equity
1.39▲
2022 · 1.15
ROE
-13.3%▼
2022 · 29.8%
ROA
-5.6%▼
2022 · 13.9%
Interest coverage
-16.37▼
2022 · 1166.56
Debt
€93k▲
2022 · €87k
Debt ≤ 1 year
€47k▼
2022 · €50k
Debt > 1 year
€46k▲
2022 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€162k€160k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€312€208▼
Furniture and vehicles24€3k€1k▼
Current assets29/58€159k€158k▼
Stocks and contracts in progress3€98k€110k▲
Stocks30/36€98k€110k▲
Amounts receivable within one year40/41€34k€36k▲
Other amounts receivable41€34k€36k▲
Cash at bank and in hand54/58€27k€8k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€162k€160k▼
Equity10/15€76k€67k▼
Contributions10/11€19k€19k=
Capital10€19k-
Issued capital100€19k-
Outside capital11-€19k
Other1109/19-€19k
Reserves13€57k€57k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k-
Reserves not available under the articles1311-€2k
Tax-exempt reserves132€20k€20k=
Distributable reserves133€35k€35k=
Profit (loss) carried forward14-€-9k
Amounts payable17/49€87k€93k▲
Amounts payable after more than one year17€37k€46k▲
Financial debts170/4€37k€46k▲
Amounts payable within one year42/48€50k€47k▼
Current portion of amounts payable after more than one year42-€5k
Trade debts44€4k€22k▲
Suppliers440/4€4k€22k▲
Advances received on contracts in progress46€14k€12k▼
Taxes, remuneration and social security45€12k€8k▼
Taxes450/3€12k€8k▼
Other amounts payable47/48€20k-
Income statement
Code20222023
Remuneration, social security and pensions62€-91-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€1k€109▼
Gross operating margin9900€27k€-6k▼
Operating profit (loss)9901€24k€-8k▼
Financial income75/76B€126-
Recurring financial income75€126-
Financial charges65/66B€23€399▲
Recurring financial charges65€23€399▲
Profit (loss) for the period before taxes9903€24k€-9k▼
Income taxes67/77€2k-
Profit (loss) for the period9904€23k€-9k▼
Profit (loss) for the period to be appropriated9905€23k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€-9k▼
Transfer to equity691/2€3k-
To other reserves6921€3k-
Profit to be distributed694/7€20k-
Directors or managers695€20k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
03-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 3 days late
2023
31-12
Financial
Weakest financial yearnet €-9k ▼139%
Net result drops to €-9k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €23k ▲1320%
Operating result €24k, net result €23k, both a record.
07-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 99 days late
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 60 days late
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 425 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
2014
29-08
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat 442000 AntwerpenGround area
259 m²
Building footprint
263 m²
Volume, LiDAR
4,264 m³
2 parcels, Flanders · tallest building 20.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
TRIBAL KILIM GALLERY
since 19932.064.632.231
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D3476/00E002 | Flanders | 212 m² | 1 · 216 m² | 20.0 m · 6 fl. |
| 11002A0967/00_000 | Flanders | 46 m² | 1 · 46 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TEXIDES
BE 0436.881.268
Zottegem · Eq €67k
MARVI
BE 0472.509.071
Opwijk · Eq €66k
Rebo Home
BE 0744.733.930
Tielt · Eq €66k
SERATEX
BE 0459.229.276
Heist-op-den-Berg · Eq €66k
IMAGO TEXTIEL
BE 0464.455.596
Hasselt · Eq €65k
Of 687 companies in sector 46412 we hold annual accounts for 517. 366 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-11-1993
Fiscal year end31-12
Activities, NACEBEL
46412Wholesale of household textiles and bedding
51410
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.