ZOZ
ActiveSummary
The computed 12-month bankruptcy probability of ZOZ is 1.7% (moderate). The 2025 annual accounts show negative equity (-€407,423) and a net result of -€38,850. Equity is shrinking by ~13% per year across the filed fiscal years. The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-1
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.59 against 0.61 in 2024; short-term debt: 3.4% and cash: 0.1% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-155.3%
Return on assets
-14.8%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€407,423
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
3 d early
2023
1 d early
2022
5 d early
2021
6 d early
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close26-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
-€407,423▼ 10.5%
2024 · -€368,573
Total assets
€262,411▼ 6.0%
2024 · €279,132
Net result
-€38,850▲ 2.4%
2024 · -€39,820
Working capital
-€3,635▼ 7.1%
2024 · -€3,395
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€20,432▼ 0.9%-€20,232▲ 1.0%-€23,454▼ 15.9%-€23,509▼ 0.2%-€22,385▲ 4.8%
Net result-€35,452▼ 3.8%-€35,619▼ 0.5%-€39,567▼ 11.1%-€39,820▼ 0.6%-€38,850▲ 2.4%
Equity-€253,567▼ 16.3%-€289,186▼ 14.0%-€328,753▼ 13.7%-€368,573▼ 12.1%-€407,423▼ 10.5%
Total assets€328,676▼ 5.2%€317,214▼ 3.5%€296,702▼ 6.5%€279,132▼ 5.9%€262,411▼ 6.0%
Debt€582,243▲ 3.1%€606,400▲ 4.1%€625,455▲ 3.1%€647,705▲ 3.6%€669,834▲ 3.4%
Working capital-€66,826▼ 0.3%€3,270-€3,536-€3,395▲ 4.0%-€3,635▼ 7.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22,385 in 2025 against €23,509 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €262,411
Fixed assets
€257,151 ▼ 6.1%
Current assets
€5,260 ▼ 0.9%
Key figures and ratios
EBITDA
-€5,711▲
2024 · -€6,835
Cash flow
-€22,177▲
2024 · -€23,146
Solvency
-155.3%▼
2024 · -132.0%
Current ratio
0.59▼
2024 · 0.61
Debt to equity
-1.64▲
2024 · -1.76
ROA
-14.8%▼
2024 · -14.3%
Interest coverage
-0.35▲
2024 · -0.42
Debt ≤ 1 year
€8,895▲
2024 · €8,703
Debt > 1 year
€507,500▲
2024 · €502,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,674 | €16,674 | €16,674 | €16,674 | €16,674 | = |
| Other operating charges640/8 | - | €2,826 | €3,063 | €3,129 | €3,206 | ▲ 2.5% |
| Gross operating margin9900 | -€1,039 | -€733 | -€3,717 | -€3,706 | -€2,505 | ▲ 32.4% |
| Operating profit (loss)9901 | -€20,432 | -€20,232 | -€23,454 | -€23,509 | -€22,385 | ▲ 4.8% |
| Financial charges65/66B | - | €15,387 | €16,113 | €16,311 | €16,466 | ▲ 0.9% |
| Recurring financial charges65 | €15,020 | €15,387 | €16,113 | €16,311 | €16,466 | ▲ 0.9% |
| Profit (loss) for the period before taxes9903 | -€35,452 | -€35,619 | -€39,567 | -€39,820 | -€38,850 | ▲ 2.4% |
| Profit (loss) for the period9904 | -€35,452 | -€35,619 | -€39,567 | -€39,820 | -€38,850 | ▲ 2.4% |
| Profit (loss) for the period to be appropriated9905 | -€35,452 | -€35,619 | -€39,567 | -€39,820 | -€38,850 | ▲ 2.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €328,676 | €317,214 | €296,702 | €279,132 | €262,411 | ▼ 6.0% |
| Fixed assets21/28 | €323,846 | €307,172 | €290,498 | €273,825 | €257,151 | ▼ 6.1% |
| Tangible fixed assets22/27 | €323,846 | €307,172 | €290,498 | €273,825 | €257,151 | ▼ 6.1% |
| Land and buildings22 | - | €294,479 | €279,479 | €264,479 | €249,479 | ▼ 5.7% |
| Plant, machinery and equipment23 | - | €12,693 | €11,019 | €9,345 | €7,671 | ▼ 17.9% |
| Current assets29/58 | €4,830 | €10,042 | €6,204 | €5,308 | €5,260 | ▼ 0.9% |
| Cash at bank and in hand54/58 | €385 | €5,596 | €1,758 | €268 | €220 | ▼ 17.9% |
| Deferred charges and accrued income490/1 | - | €4,446 | €4,446 | €5,040 | €5,040 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €328,676 | €317,214 | €296,702 | €279,132 | €262,411 | ▼ 6.0% |
| Equity10/15 | -€253,567 | -€289,186 | -€328,753 | -€368,573 | -€407,423 | ▼ 10.5% |
| Contributions10/11 | - | €220,000 | €220,000 | €220,000 | €220,000 | = |
| Profit (loss) carried forward14 | -€473,567 | -€509,186 | -€548,753 | -€588,573 | -€627,423 | ▼ 6.6% |
| Amounts payable17/49 | €582,243 | €606,400 | €625,455 | €647,705 | €669,834 | ▲ 3.4% |
| Amounts payable after more than one year17 | €420,000 | €495,000 | €495,000 | €502,000 | €507,500 | ▲ 1.1% |
| Financial debts170/4 | - | €495,000 | €495,000 | €502,000 | €507,500 | ▲ 1.1% |
| Amounts payable within one year42/48 | €71,656 | €6,772 | €9,740 | €8,703 | €8,895 | ▲ 2.2% |
| Trade debts44 | €6,656 | €6,772 | €9,740 | €8,703 | €8,895 | ▲ 2.2% |
| Suppliers440/4 | - | €6,772 | €9,740 | €8,703 | €8,895 | ▲ 2.2% |
| Accrued charges and deferred income492/3 | - | €104,628 | €120,715 | €137,002 | €153,439 | ▲ 12.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€35,452 | -€35,619 | -€39,567 | -€39,820 | -€38,850 | ▲ 2.4% |
| + Depreciation and write-downs630 | €16,674 | €16,674 | €16,674 | €16,674 | €16,674 | = |
| Operating cash flow (approximation) | -€18,778 | -€18,945 | -€22,894 | -€23,146 | -€22,177 | ▲ 4.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €5,212 | -€3,838 | -€1,490 | -€48 | ▲ 96.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Weakest financial yearnet -€39,820
Net result drops to -€39,820, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Liquidity times 22current ratio 1.48
Current ratio from 0.07 to 1.48; short-term debt falls from €71,656 to €6,772.
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
09-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2008
Ground area
175 m²
Building footprint
175 m²
Volume, LiDAR
2,353 m³
Parcel 31013C0280/00C000, Flanders · tallest building 17.3 m, ±5 floors. Linked by address, not a title deed.
14
companies at this address
See who is registered here
1 establishment unit
ZOZ
since 20082.173.764.456
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013C0280/00C000 | Flanders | 175 m² | 1 · 175 m² | 17.3 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded02-10-2008
Fiscal year end30-06
Scores and ratios are computed by Checked and are not a credit decision.