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ZOSCA

Active
Private limited companyfounded 2023active for 2 yearsLt. Graffplein 15, 1780 Wemmel, Belgium471 active companies are registered at this addressKBO/BCE: BE 1003.238.039
Summary

ZOSCA has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30,040 and a net result of €27,838. Its solvency ranks better than 75% of 22,260 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Financials · financial year 2025, micro format

Equity
€30,040▲ 1,264%
2024 · €2,202
Total assets
€47,134▲ 2,039%
2024 · €2,203
Net result
€27,838▲ 13,669%
2024 · €202
Working capital
€23,429▲ 964%
2024 · €2,202
Trend over the years

2024 to 2025, 2 financial years

The operating result rises in 2025; 2025 is 16,132% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€34,882 2025 Net result€27,838 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€215-€34,882▲ 16,132%
Net result€202within the sector's middle half-€27,838above the sector's middle half▲ 13,669%
Equity€2,202below the sector's middle half-€30,040within the sector's middle half▲ 1,264%
Total assets€2,203below the sector's middle half-€47,134below the sector's middle half▲ 2,039%
Debt€1-€17,094▲ 1,709,261%
Working capital€2,202within the sector's middle half-€23,429within the sector's middle half▲ 964%
Solvency63.7%above the sector's middle half
Current ratio2.37within the sector's middle half
Return on assets (ROA)59.1%above the sector's middle half
above within below the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47,134
Fixed assets €6,612
Current assets €40,522
Equity and liabilities €47,134
Equity €30,040 ▲ 1,264%
Debt €17,094 ▲ 1,709,261%
Debt's share of the balance-sheet total rises from 0.0% to 36.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€38,187
Cash flow
€31,144
Quick ratio
1.55
Debt to equity
0.57
ROE
92.7%
Interest coverage
over 100
Debt ≤ 1 year
€17,094▲
2024 · €1
Income taxes
€7,455
Staff costs
€928
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€2,203€47,134▲
Fixed assets21/28-€6,612
Tangible fixed assets22/27-€6,612
Plant, machinery and equipment23-€6,612
Current assets29/58€2,203€40,522▲
Stocks and contracts in progress3-€14,019
Stocks30/36-€14,019
Amounts receivable within one year40/41-€13,570
Trade receivables40-€1,949
Other amounts receivable41-€11,621
Cash at bank and in hand54/58€2,203€12,934▲
Equity and liabilities
Total equity and liabilities10/49€2,203€47,134▲
Equity10/15€2,202€30,040▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€202€28,040▲
Amounts payable17/49€1€17,094▲
Amounts payable within one year42/48€1€17,094▲
Trade debts44€1€9,053▲
Suppliers440/4-€9,053
Bills of exchange payable441€1-
Taxes, remuneration and social security45-€8,004
Taxes450/3-€7,506
Remuneration and social security454/9-€498
Other amounts payable47/48-€37
Income statement Code20242025
Remuneration, social security and pensions62-€928
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3,306
Other operating charges640/8-€187
Gross operating margin9900€215€39,302▲
Operating profit (loss)9901€215€34,882▲
Financial income75/76B-€450
Recurring financial income75-€279
Non-recurring financial income76B-€172
Financial charges65/66B€13€39▲
Recurring financial charges65€13€39▲
Profit (loss) for the period before taxes9903€202€35,293▲
Income taxes67/77-€7,455
Profit (loss) for the period9904€202€27,838▲
Profit (loss) for the period to be appropriated9905€202€27,838▲
Appropriation of the result
Profit (loss) to be appropriated9906€202€28,040▲
Profit (loss) brought forward from the previous period14P-€202

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62-€928-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3,306-
Other operating charges640/8-€187-
Gross operating margin9900€215€39,302▲ 18,189%
Operating profit (loss)9901€215€34,882▲ 16,132%
Financial income75/76B-€450-
Recurring financial income75-€279-
Non-recurring financial income76B-€172-
Financial charges65/66B€13€39▲ 208%
Recurring financial charges65€13€39▲ 208%
Profit (loss) for the period before taxes9903€202€35,293▲ 17,356%
Income taxes67/77-€7,455-
Profit (loss) for the period9904€202€27,838▲ 13,669%
Profit (loss) for the period to be appropriated9905€202€27,838▲ 13,669%
Line20242025Change
Assets
Total assets20/58€2,203€47,134▲ 2,039%
Fixed assets21/28-€6,612-
Tangible fixed assets22/27-€6,612-
Plant, machinery and equipment23-€6,612-
Current assets29/58€2,203€40,522▲ 1,739%
Stocks and contracts in progress3-€14,019-
Stocks30/36-€14,019-
Amounts receivable within one year40/41-€13,570-
Trade receivables40-€1,949-
Other amounts receivable41-€11,621-
Cash at bank and in hand54/58€2,203€12,934▲ 487%
Equity and liabilities
Total equity and liabilities10/49€2,203€47,134▲ 2,039%
Equity10/15€2,202€30,040▲ 1,264%
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€202€28,040▲ 13,769%
Amounts payable17/49€1€17,094▲ 1,709,261%
Amounts payable within one year42/48€1€17,094▲ 1,709,261%
Trade debts44€1€9,053▲ 905,165%
Suppliers440/4-€9,053-
Bills of exchange payable441€1--
Taxes, remuneration and social security45-€8,004-
Taxes450/3-€7,506-
Remuneration and social security454/9-€498-
Other amounts payable47/48-€37-
Line20242025Change
Profit (loss) for the period9904€202€27,838▲ 13,669%
+ Depreciation and write-downs630-€3,306-
Operating cash flow (approximation)€202€31,144▲ 15,304%
Change in cash-€10,730-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 18-06-2026 2026-00195551
31-12-2024 micro format 14-07-2025 2025-00264224

Similar companies · same sector, comparable size

Of the 10,316 active companies whose main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110), figures are known for 5,852. 4,405 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.