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ZORNIK

Active
Private limited companyfounded 200125 yrs activeOude Baan 68, 3580 Beringen, BelgiumKBO/BCE: BE 0474.466.491

ZORNIK has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €211k and a net result of €84k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 33% of 531 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
84 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+10
Solvency50▲+8
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 3.39 against 2.61 in 2024; short-term debt: 14.1% and cash: 39.8% of total assets), but 74.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 25 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
25.5%
Return on assets
10.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
59 d early
2024
20 d early
2023
50 d early
2022
41 d early
2021
3 d early
2020
61 d early
2019
58 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€211k▲ 66.8%
2024 · €126k
2018: €187k 2019: €129k 2020: €71k 2021: €101k 2022: €108k 2023: €112k 2024: €126k
2018 → 2025
Total assets
€827k▲ 12.4%
2024 · €736k
2018: €778k 2019: €725k 2020: €704k 2021: €718k 2022: €717k 2023: €717k 2024: €736k
2018 → 2025
Net result
€84k▲ 495%
2024 · €14k
2018: €2k 2019: €-58k 2020: €-58k 2021: €30k 2022: €7k 2023: €4k 2024: €14k
2018 → 2025
Working capital
€278k▲ 58.4%
2024 · €175k
2018: €-179k 2019: €-209k 2020: €-22k 2021: €55k 2022: €111k 2023: €149k 2024: €175k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€101k-€108k▲ 6.8%€112k▲ 4.1%€126k▲ 12.7%€211k▲ 66.8%
Operating result€37k-€61k▲ 63.5%€6k▼ 89.4%€15k▲ 137%€85k▲ 452%
Net result€30k-€7k▼ 77.1%€4k▼ 36.0%€14k▲ 225%€84k▲ 495%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2021: €37k€37kNet result 2021: €30k€30kOperating result 2022: €61k€61kNet result 2022: €7k€7kOperating result 2023: €6k€6kNet result 2023: €4k€4kOperating result 2024: €15k€15kNet result 2024: €14k€14kOperating result 2025: €85k€85kNet result 2025: €84k€84k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 452% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €827k
Fixed assets €433k▼ 4.1%
Current assets €394k▲ 38.5%
Equity and liabilities €827k
Equity €211k▲ 66.8%
Debt €616k▲ 1.1%
The debt ratio falls from 82.8% to 74.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€120k
2024 · €47k
Cash flow
€119k
2024 · €46k
Solvency
25.5%
2024 · 17.2%
Current ratio
3.39
2024 · 2.61
Quick ratio
3.39
2024 · 2.61
Debt / equity
2.93
2024 · 4.83
ROE
40.0%
2024 · 11.2%
ROA
10.2%
2024 · 1.9%
Interest coverage
89.36
2024 · 23.93
Debt
€616k
2024 · €609k
Debt ≤ 1 year
€116k
2024 · €109k
Debt > 1 year
€500k=
2024 · €500k
Income taxes
€176
2024 · €116
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€736k€827k
Fixed assets21/28€451k€433k
Tangible fixed assets22/27€300k€281k
Land and buildings22€271k€249k
Plant, machinery and equipment23€22k€27k
Furniture and vehicles24€7k€5k
Financial fixed assets28€152k€152k=
Current assets29/58€284k€394k
Amounts receivable after more than one year29€34k€34k=
Other amounts receivable291€34k€34k=
Amounts receivable within one year40/41€17k€20k
Trade receivables40€36€3k
Other amounts receivable41€17k€17k=
Cash at bank and in hand54/58€228k€329k
Deferred charges and accrued income490/1€5k€11k
Equity and liabilities
Total equity and liabilities10/49€736k€827k
Equity10/15€126k€211k
Contributions10/11€320k€320k=
Reserves13€23k€23k=
Distributable reserves133€23k€23k=
Profit (loss) carried forward14€-217k€-133k
Amounts payable17/49€609k€616k
Amounts payable after more than one year17€500k€500k=
Financial debts170/4€500k€500k=
Amounts payable within one year42/48€109k€116k
Trade debts44€7k€14k
Suppliers440/4€7k€14k
Taxes, remuneration and social security45€257€320
Taxes450/3€257€320
Other amounts payable47/48€102k€102k
Accrued charges and deferred income492/3€315€16
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€35k
Other operating charges640/8€3k€3k
Non-recurring operating charges66A-€126
Gross operating margin9900€50k€123k
Operating profit (loss)9901€15k€85k
Financial income75/76B€902€906
Recurring financial income75€902€906
Financial charges65/66B€2k€1k
Recurring financial charges65€2k€1k
Profit (loss) for the period before taxes9903€14k€85k
Income taxes67/77€116€176
Profit (loss) for the period9904€14k€84k
Profit (loss) for the period to be appropriated9905€14k€84k
Appropriation of the result
Profit (loss) to be appropriated9906€-217k€-133k
Profit (loss) brought forward from the previous period14P€-232k€-217k

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2018net €84k ▲495%
Operating result €85k, net result €84k, both a record.
31-12
Financial Equity above €200kEq €211k ▲66.8%
5 profitable years in a row build equity to €211k.
11-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €30k
Net result €30k after 2 loss-making years.
31-12
Financial Equity above €100kEq €101k ▲42%
Equity rises from €71k to €101k.
31-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
03-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Weakest financial yearnet €-58k ▼2569%
Net result drops to €-58k, the lowest in the series; recovery starts the following year.
29-05
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
15-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2001
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oude Baan 683580 Beringen
Ground area
2,797 m²
Building footprint
240 m²
Volume, LiDAR
1,300 m³
Parcel 71004B0609/02P000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ZORNIK BVBA
Oude Baan 68, 3580 BeringenNACE 5274007
since 20012.093.131.128
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71004B0609/02P000 Flanders 2,796 m² 1 · 240 m² 7.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 8,304 companies in sector 90201 we hold annual accounts for 601. 450 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded03-04-2001
Fiscal year end31-12
Activities, NACEBEL
90201Performing arts by independent artists
92311
59130Motion picture, video and television programme production, sound recording and music publishing activities
59201Sound recording
74901Other professional, scientific and technical activities
74991Agents and managers of artists, athletes and other public figures
90393Specialised image, lighting and sound technical services
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.