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ZorgPlus

Active Private limited company (pre-2019)founded 2008active for 17 yearsSint-Truidersteenweg 125, 3500 HasseltKBO/BCE: BE 0808.628.622

Lifetime

17 annual accounts with figures on one time axis
peak €495,912 (2017)
€310,799▼ 4.3%
lowest -€57,317 (2024)
€43,676▲ €100,992
peak €232,872 (2023)
€219,231▲ 24.9%
€115,217▼ 22.6%
peak 9.8 FTE (2017)
-not published
Board1 name since 2008
1 directorRutten Katrien
Documentsfilings and deeds
11-08-202611 days late
2025micro format
Back to profit: €43,676Equity from €175,555 to €219,231Debts from €148,821 to €115,217Cash from €105,081 to €203,961

Key points

from the 2025 annual accounts

Result

€43,676 €43,676
-€57,3002024€43,7002025

Back in profit in 2025, after a loss of €57,317 in 2024.

Turnover

≈ €460,000 estimated

The micro format states no turnover.

Staff

5 FTE from 9.8 in 2017

Between 2017 and 2025, 49% of the full-time equivalents disappeared.

Liquidity

7.60 was 2.96 in 2024

Short-term debts fell from €106,661 to €43,285.

Filings

17 annual accounts since 2009
AprilJune31 JulyOctober2010201520202025

Eight of the last ten came late. The 2018 accounts came latest: 131 days after the end of the period.

Position in the sector

€310,799

Higher gross margin than 86% of companies in human health. Sector median €112,945 · 20,771 companies.

Checked score

95
Excellent
Financially stronger than 60% of micro companies in human health (NACE 86)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 24,192 companies (NACE 86, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.2%▲ +0.1 percentage points vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.1%▼ -0.1 percentage points vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026highest value 09-2026: < 0.1%▼ -0.2 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

91+12equity 65.6% of total assets
98+22short-term debt 12.9% · cash 61.0%
83+83return on assets 13.1%

Score breakdown

raises risk
Last filed accounts filed 11 days late; 2 of the last 3 accounts late
lowers risk
Sector: Human health activities (NACE 86)
Liquidity: current ratio 7.60, cash €203,961
Equity €219,231 (65.6% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 53% of them on solvency, 87% on liquidity, 32% on profitability and 68% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as ZorgPlus has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of ZorgPlus itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for ZorgPlus. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €20,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 7.6 (2.96 in 2024), above the usual 1.5. Short-term debt is 12.9% and cash 61% of total assets. 34.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Liquidity: current ratio 7.60, cash €203,961
NBB · annual accounts
raises risk · Last filed accounts filed 11 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Equity €219,231 (65.6% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 11 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
11 days late
2024
36 days late
2023
126 days late
2022
on the day
2021
61 days late
2020
61 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 55 days after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 September (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

RK
Rutten Katrien
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0808628622
Registered office moved within Hasselt New registered office: Sint-Truidersteenweg 125, 3500 Hasselt · Previous registered office: Hassaluthdreef 2a, 3500 Hasselt · Gazette deed
Incorporation published on 24-12-2008 · Gazette deed
First establishment Sint-Truidersteenweg 125, Hasselt
All 29 events

Comparable companies

same main activity, similar in size and age
Company
ZorgPlus Hasselt €334,448 €310,799 65.6% -
PATTE Virginie Infirmière Péruwelz €328,317 €260,855 50.0% 6
THUISVERPLEGING PINCET Maasmechelen €273,918 €289,033 51.9% -
CABINET INFIRMIER DU TOURNAISIS Beloeil €317,494 €264,060 22.7% -
DABEE Claude-Soins Nandrin €388,007 €289,662 57.6% -
Verpleegkunde Isabel Blyau Kluisbergen €308,575 €264,667 58.9% -
Devlieghere-Dusart Geetbets €385,507 €248,125 33.8% -

These companies have the same main activity as ZorgPlus: nursing and midwifery (NACE 86940). They are comparable in size and age: total assets between €274,000 and €388,000, founded between 2004 and 2012.

Official details

Source: KBO
Status
Active since 22-12-2008Normal situation
Activity
Nursing and midwiferyNACE 86940and 2 others
Establishment unit
2.175.325.7603500 Hasselt, since 22-12-2008
Financial year end
31 December
Peppol
Reachable since 12-09-2025
Company details

Annual accounts 2025

€334,448▲ 3.1%
Employeeson 31-12-2025
5=
Filing
Filed on 11-08-2026
Financials

Insights on ZorgPlus

ZorgPlus files the micro format. That format states no turnover. The gross margin rose from €111,576 in 2009 to €310,799 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ZorgPlus

What is the company number of ZorgPlus?
The company number of ZorgPlus is 0808.628.622. The VAT number is the same number with BE in front: BE 0808.628.622.
Where is ZorgPlus based?
The registered office is at Sint-Truidersteenweg 125, 3500 Hasselt.Company details
What does ZorgPlus do?
According to the KBO register, the main activity is nursing and midwifery (NACE 86940).
What is the legal form of ZorgPlus?
ZorgPlus is a private limited company (pre-2019) (BVBA).
When was ZorgPlus founded?
ZorgPlus was founded on 22-12-2008.
Is ZorgPlus still active?
Yes, ZorgPlus is an active enterprise in the KBO register.
How many employees does ZorgPlus have?
ZorgPlus had an average of 5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ZorgPlus?
The turnover in financial year 2025 is ≈ €460,000. This figure is estimated from the gross margin of €310,799 and 45 comparable companies (NACE 86). It probably lies between €390,000 and €590,000.
Is ZorgPlus profitable?
In financial year 2025, ZorgPlus made a profit of €43,676.
Where can I find the annual accounts of ZorgPlus?
ZorgPlus filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ZorgPlus due?
ZorgPlus must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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