ZorgAThuis
ActiveZorgAThuis has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €8k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 33% of 16424 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent▼ -11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency70▼-5
Growth52=
Stability94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.38 in 2024), and 58.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.8%
Return on assets
10.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
27 d late
2024
12 d late
2023
27 d late
2022
22 d late
2021
80 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▼ 5.6%
2024 · €35k
2021: €17k
2022: €31k
2023: €34k
2024: €35k
2021 → 2025
Total assets
€79k▼ 0.4%
2024 · €80k
2021: €32k
2022: €86k
2023: €84k
2024: €80k
2021 → 2025
Net result
€8k▼ 7.7%
2024 · €9k
2021: €14k
2022: €14k
2023: €4k
2024: €9k
2021 → 2025
Working capital
€13k▲ 2.5%
2024 · €12k
2021: €15k
2022: €21k
2023: €9k
2024: €12k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€31k▲ 82.2%€34k▲ 12.3%€35k▲ 2.1%€33k▼ 5.6%
Operating result€20k-€17k▼ 14.5%€5k▼ 68.5%€10k▲ 95.9%€9k▼ 12.0%
Net result€14k-€14k▲ 0.1%€4k▼ 72.7%€9k▲ 132%€8k▼ 7.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€23k▼ 33.6%
Current assets
€56k▲ 25.8%
Equity and liabilities €79k
Equity
€33k▼ 5.6%
Debt
€46k▲ 3.6%
The debt ratio rises from 56.0% to 58.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€21k▼
2024 · €22k
Cash flow
€20k▼
2024 · €21k
Solvency
41.8%▼
2024 · 44.0%
Current ratio
1.29▼
2024 · 1.38
Quick ratio
1.29▼
2024 · 1.38
Debt / equity
1.40▲
2024 · 1.27
ROE
24.3%▼
2024 · 24.9%
ROA
10.2%▼
2024 · 11.0%
Interest coverage
21.68▼
2024 · 34.93
Debt
€46k▲
2024 · €45k
Debt ≤ 1 year
€43k▲
2024 · €32k
Debt > 1 year
€3k▼
2024 · €12k
Income taxes
€3k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€79k▼
Fixed assets21/28€35k€23k▼
Tangible fixed assets22/27€35k€23k▼
Plant, machinery and equipment23€661€265▼
Furniture and vehicles24€4k€2k▼
Leasing and similar rights25€31k€21k▼
Current assets29/58€44k€56k▲
Amounts receivable within one year40/41€41k€56k▲
Trade receivables40€8k-
Other amounts receivable41€33k€56k▲
Cash at bank and in hand54/58€4k€296▼
Equity and liabilities
Total equity and liabilities10/49€80k€79k▼
Equity10/15€35k€33k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€32k€30k▼
Amounts payable17/49€45k€46k▲
Amounts payable after more than one year17€12k€3k▼
Financial debts170/4€12k€3k▼
Amounts payable within one year42/48€32k€43k▲
Current portion of amounts payable after more than one year42€9k€14k▲
Financial debts43€79€5k▲
Credit institutions430/8€79€5k▲
Trade debts44€8k€12k▲
Suppliers440/4€8k€12k▲
Taxes, remuneration and social security45€7k€3k▼
Taxes450/3€7k€3k▼
Other amounts payable47/48€8k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▼
Other operating charges640/8€194€1k▲
Gross operating margin9900€23k€22k▼
Operating profit (loss)9901€10k€9k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€641€970▲
Recurring financial charges65€641€970▲
Profit (loss) for the period before taxes9903€12k€11k▼
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€9k€8k▼
Profit (loss) for the period to be appropriated9905€9k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€40k▲
Profit (loss) brought forward from the previous period14P€31k€32k▲
Profit to be distributed694/7€8k€10k▲
Return on contributions (dividend)694€8k€10k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €4k ▼72.7%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Highest result since 2021net €14k ▲0.1%
Net result €14k, the highest in the series.
19-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 80 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hogenakkerstraat 1949140 TemseGround area
147 m²
Building footprint
102 m²
Parcel 46026B0594/00N000, Flanders. Linked by address, not a title deed.
1 establishment unit
ZorgAThuis
since 20202.311.086.168
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46026B0594/00N000 | Flanders | 147 m² | 1 · 102 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,971 companies in sector 86940 we hold annual accounts for 1,797. 1,543 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2020
Fiscal year end31-12
Activities, NACEBEL
86906Human health activities
86940Nursing and midwifery
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.