Equity
-€5,099
Debts exceed assets in financial year 2024.
ZORGAN COUTURE
Lifetime
4 annual accounts with figures on one time axispeak €254 (2024)
€254▲ €566
lowest -€3,939 (2021)
-€610▼ €93
peak -€1,939 (2021)
-€5,099▼ €610
€6,715▼ 6.0%
Board2 names since 2020
-
Documentsfilings and deeds
29-08-202529 days late
2024micro format
Gross margin from -€313 to €254Loss of €610Equity from -€4,488 to -€5,099Cash from €1,896 to €855
Key points
from the 2024 annual accountsLosses
-€7,099 in four years
Every financial year from 2021 to 2024 closed with a loss. 2021 was the heaviest.
Turnover
≈ €930 estimated
The micro format states no turnover.
Filings
4 annual accounts 102 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Starting capital
€2,000 100 shares
Position in the sector
-315.4%
Lower solvency than 95% of companies in education. Sector median 45.5% · 2,521 companies.
Checked score
53
Fair
Financially stronger than 18% of micro companies in education (NACE 85)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,825 companies (NACE 85, micro).
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.3%▲ +0.1 percentage points vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.5%▲ +0.2 percentage points vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.2%▼ -0.3 percentage points vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025lowest value
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.3%▲ +0.1 percentage points vs 06-2026
08-2026: 0.4%▲ +0.1 percentage points vs 07-2026
09-2026: 0.5%▲ +0.1 percentage points vs 08-2026
10-2026: 0.8%▲ +0.3 percentage points vs 09-2026highest value
11-2026: 0.8%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Figures for financial year 2024 (filed on 02-09-2025)
Founded in 2020
lowers risk
Sector: Education (NACE 85)
Size: total assets €1,616
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 6% of them on solvency, 33% on liquidity, 6% on profitability and 26% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as ZORGAN COUTURE has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ZORGAN COUTURE itself is lower: 0.8% within 12 months. It rests on far more data about ZORGAN COUTURE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for ZORGAN COUTURE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
21222324
2021 to 2024 · latest year -€5,099
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 4 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
raises risk · 2024 accounts filed 29 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
not filed
2024
29 days late
2023
30 days late
2022
12 days early
2021
59 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 27 days after the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
Board and ownership
last known board- ZORGANI Mohammed Said 100 sharesdeed of 08-09-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0753714447
Incorporation
Founding capital of €2,000, 100 shares · Founder: ZORGANI Mohammed Said (comparant fondateur) · Appointments: ZORGANI Mohammed Said (director) and ZORGANI Abdelali (director) · published on 08-09-2020 · Gazette deed
First establishment
Steenweg op Merchtem 47, Molenbeek-Saint-Jean
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ZORGAN COUTURE Molenbeek-Saint-Jean | €1,616 | €254 | -315.4% | - |
| Mindsetgo Kalmthout | €1,742 | €1,148 | -1221.8% | - |
| EgoMorphose Perwez | €2,735 | €1,063 | -66.8% | - |
| EQUANIME Namur | €2,979 | -€1,144 | -148.4% | - |
| A BEAUTYLAB Grimbergen | €1,926 | -€3,020 | -354.7% | - |
| DAEVA Schoten | €724 | €176 | -4877.0% | - |
| Katal Defense Security Tubize | €3,532 | -€11,094 | -1063.2% | - |
These companies have the same main activity as ZORGAN COUTURE: vocational training (NACE 85592). They are comparable in size and age: total assets between €724 and €3,530, founded between 2018 and 2023.
Official details
Source: KBO- Status
- Active since 04-09-2020Normal situation
- Activity
- Vocational trainingNACE 85592and 1 other
- Establishment unit
- 2.311.351.4341080 Molenbeek-Saint-Jean, since 04-09-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 11-06-2026
Insights on ZORGAN COUTURE
ZORGAN COUTURE files the micro format. That format states no turnover. The gross margin rose from -€3,504 in 2021 to €254 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ZORGAN COUTURE
- What is the company number of ZORGAN COUTURE?
- The company number of ZORGAN COUTURE is 0753.714.447. The VAT number is the same number with BE in front: BE 0753.714.447.
- Where is ZORGAN COUTURE based?
- The registered office is at Steenweg op Merchtem 47, 1080 Molenbeek-Saint-Jean.Company details
- What does ZORGAN COUTURE do?
- According to the KBO register, the main activity is vocational training (NACE 85592).
- What is the legal form of ZORGAN COUTURE?
- ZORGAN COUTURE is a private limited company (BV).
- When was ZORGAN COUTURE founded?
- ZORGAN COUTURE was founded on 04-09-2020.
- Is ZORGAN COUTURE still active?
- Yes, ZORGAN COUTURE is an active enterprise in the KBO register.
- What is the turnover of ZORGAN COUTURE?
- The turnover in financial year 2024 is ≈ €930. This figure is estimated from the gross margin of €254 and 42 comparable companies (NACE 855). It probably lies between €620 and €1,900. It is a rough estimate.Financials
- Is ZORGAN COUTURE profitable?
- In financial year 2024, ZORGAN COUTURE made a loss of €610.
- Where can I find the annual accounts of ZORGAN COUTURE?
- ZORGAN COUTURE filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.