Staff
2.1 FTE from 5.3 in 2013
Between 2013 and 2024, 60% of the full-time equivalents disappeared.
ZORA OPTIC
Lifetime
17 annual accounts with figures on one time axispeak €161,956 (2009)
€60,254▲ 10.1%
lowest -€25,810 (2022)
€9,733▲ €30,462
peak €116,360 (2021)
€79,555▲ 13.9%
€24,583▲ 44.2%
peak 5.3 FTE (2013)
-not published
Board1 name since 2008
1 directorHASSAINI Hafid
Documentsfilings and deeds
15-10-202576 days late
2024micro format
Back to profit: €9,733Equity from €69,821 to €79,555Debts from €17,053 to €24,583Cash from €2,377 to €10,666
Key points
from the 2024 annual accountsFilings
17 annual accounts 101 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Position in the sector
76.4%
Higher solvency than 85% of companies in retail trade. Sector median 32.2% · 25,553 companies.
Checked score
57
Fair
Financially stronger than 66% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
A confirmed filing finding caps the score at 59.
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,271 companies (NACE 47, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.3%
01-2025: 1.3%● unchanged vs 12-2024
02-2025: 1.3%● unchanged vs 01-2025
03-2025: 1.2%▼ -0.1 percentage points vs 02-2025
04-2025: 1.3%▲ +0.1 percentage points vs 03-2025
05-2025: 1.2%▼ -0.1 percentage points vs 04-2025
06-2025: 1.2%● unchanged vs 05-2025
07-2025: 1.4%▲ +0.2 percentage points vs 06-2025
08-2025: 1.6%▲ +0.2 percentage points vs 07-2025
09-2025: 1.5%▼ -0.1 percentage points vs 08-2025
10-2025: 1.9%▲ +0.4 percentage points vs 09-2025highest value
11-2025: 0.6%▼ -1.3 percentage points vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.5%▼ -0.1 percentage points vs 02-2026lowest value
04-2026: 0.6%▲ +0.1 percentage points vs 03-2026
05-2026: 0.5%▼ -0.1 percentage points vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.6%▲ +0.1 percentage points vs 06-2026
08-2026: 0.9%▲ +0.3 percentage points vs 07-2026
09-2026: 1.0%▲ +0.1 percentage points vs 08-2026
10-2026: 1.3%▲ +0.3 percentage points vs 09-2026
11-2026: 1.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Capped at 59: a confirmed filing finding
Figures for financial year 2024 (filed on 15-10-2025)
Size: total assets €104,138
1 financial year not filed after the legal deadline; last filed accounts filed 76 days late; 2 of the last 3 accounts late
lowers risk
Founded in 2008
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 60% on liquidity, 48% on profitability and 66% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as ZORA OPTIC has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of ZORA OPTIC itself is higher: 1.3% within 12 months. It rests on far more data about ZORA OPTIC than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for ZORA OPTIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 4.15 (4.93 in 2023), above the usual 1.5. Short-term debt is 23.6% and cash 10.2% of total assets. 23.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 101 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline09-11-2026 today
raises risk · 2024 accounts filed 76 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-10-2025, 76 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
76 days late
2023
6 days late
2022
50 days late
2021
47 days late
2020
221 days late
2019
17 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 70 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Recent changes
Change of role: HASSAINI Hafid, from manager to director
Director discharge: HASSAINI Hafid · General meeting of 20-09-2023 · Gazette deed
Incorporation
published on 19-02-2008 · Gazette deed
First establishment
Chaussée de Charleroi 579, Waterloo
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ZORA OPTIC Rixensart | €104,138 | €60,254 | 76.4% | - |
| COSE OPTIQUE Seraing | €118,341 | €51,370 | 23.0% | - |
| WILLY SIMENS Liège | €87,347 | €45,356 | 71.9% | - |
| STEF OPTIEK Zemst | €142,490 | €56,841 | 91.7% | - |
| LOOK@U Ternat | €145,371 | €53,375 | 62.6% | - |
| FOTO VIDEO BERT Huldenberg | €89,736 | €58,846 | 46.4% | - |
| OPTISQUARE Lasne | €138,444 | €39,342 | 55.0% | - |
These companies have the same main activity as ZORA OPTIC: retail sale of prescription glasses, lenses and sunglasses (NACE 47742). They are comparable in size and age: total assets between €87,300 and €145,000, founded between 2000 and 2011.
Official details
Source: KBO- Status
- Active since 08-02-2008Normal situation
- Activity
- Retail sale of prescription glasses, lenses and sunglassesNACE 47742
- Establishment unit
- 2.169.030.4601410 Waterloo, since 08-02-2008
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on ZORA OPTIC
ZORA OPTIC files the micro format. That format states no turnover. The gross margin fell from €148,073 in 2008 to €60,254 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ZORA OPTIC
- What is the company number of ZORA OPTIC?
- The company number of ZORA OPTIC is 0895.582.687. The VAT number is the same number with BE in front: BE 0895.582.687.
- Where is ZORA OPTIC based?
- The registered office is at Rue de la Bruyère 111, 1332 Rixensart.Company details
- What does ZORA OPTIC do?
- According to the KBO register, the main activity is retail sale of prescription glasses, lenses and sunglasses (NACE 47742).
- What is the legal form of ZORA OPTIC?
- ZORA OPTIC is a private limited company (BV).
- When was ZORA OPTIC founded?
- ZORA OPTIC was founded on 08-02-2008.
- Is ZORA OPTIC still active?
- Yes, ZORA OPTIC is an active enterprise in the KBO register.
- How many employees does ZORA OPTIC have?
- ZORA OPTIC had an average of 2.1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of ZORA OPTIC?
- The turnover in financial year 2024 is ≈ €290,000. This figure is estimated from the gross margin of €60,254 and 45 comparable companies (NACE 477). It probably lies between €150,000 and €390,000. In financial year 2018 turnover was €124,415.
- Is ZORA OPTIC profitable?
- In financial year 2024, ZORA OPTIC made a profit of €9,733.
- Where can I find the annual accounts of ZORA OPTIC?
- ZORA OPTIC filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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