ZOOZ
ActiveZOOZ has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €565k and a net result of €389k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 50% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+37
Solvency55▲+21
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.03 in 2024; short-term debt: 27.4% and cash: 0.8% of total assets), and 69.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.1%
Return on assets
20.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €565k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-04-2026, 107 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
107 d early
2024
69 d early
2023
5 d late
2022
38 d early
2021
40 d early
2020
30 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€565k▲ 204%
2024 · €186k
2018: €-307k
2019: €-357k
2020: €-377k
2021: €-403k
2022: €-219k
2023: €169k
2024: €186k
2018 → 2025
Total assets
€1.88M▼ 9.9%
2024 · €2.08M
2018: €1.67M
2019: €873k
2020: €818k
2021: €1.03M
2022: €1.64M
2023: €2.01M
2024: €2.08M
2018 → 2025
Net result
€389k▲ 1,718%
2024 · €21k
2018: €-242k
2019: €-35k
2020: €-6k
2021: €-12k
2022: €209k
2023: €419k
2024: €21k
2018 → 2025
Working capital
€-487k▲ 49.6%
2024 · €-966k
2018: €633k
2019: €-403k
2020: €-450k
2021: €-623k
2022: €-1.38M
2023: €-783k
2024: €-966k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-403k-€-219k▲ 45.8%€169k€186k▲ 10.1%€565k▲ 204%
Operating result€5k-€231k▲ 4,154%€456k▲ 97.3%€53k▼ 88.4%€522k▲ 889%
Net result€-12k-€209k€419k▲ 100%€21k▼ 94.9%€389k▲ 1,718%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 889% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.88M
Fixed assets
€1.85M▼ 9.9%
Current assets
€26k▼ 10.5%
Equity and liabilities €1.88M
Equity
€565k▲ 204%
Debt
€1.31M▼ 30.9%
The debt ratio falls from 91.1% to 69.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€623k▲
2024 · €161k
Cash flow
€489k▲
2024 · €130k
Solvency
30.1%▲
2024 · 8.9%
Current ratio
0.05▲
2024 · 0.03
Quick ratio
0.05▲
2024 · 0.03
Debt / equity
2.32▼
2024 · 10.19
ROE
68.8%▲
2024 · 11.5%
ROA
20.7%▲
2024 · 1.0%
Interest coverage
27.27▲
2024 · 4.60
Debt
€1.31M▼
2024 · €1.90M
Debt ≤ 1 year
€513k▼
2024 · €995k
Debt > 1 year
€796k▼
2024 · €897k
Income taxes
€126k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.08M€1.88M▼
Fixed assets21/28€2.05M€1.85M▼
Tangible fixed assets22/27€2.05M€1.85M▼
Land and buildings22€2.05M€1.85M▼
Financial fixed assets28€500€500=
Current assets29/58€29k€26k▼
Amounts receivable within one year40/41€8k€8k▲
Other amounts receivable41€8k€8k▲
Cash at bank and in hand54/58€18k€14k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€2.08M€1.88M▼
Equity10/15€186k€565k▲
Contributions10/11€6k€6k=
Reserves13€170k€559k▲
Distributable reserves133€170k€559k▲
Investment grants15€10k€0▼
Amounts payable17/49€1.90M€1.31M▼
Amounts payable after more than one year17€897k€796k▼
Financial debts170/4€897k€796k▼
Amounts payable within one year42/48€995k€513k▼
Current portion of amounts payable after more than one year42€315k€72k▼
Trade debts44€2k€205▼
Suppliers440/4€2k€205▼
Taxes, remuneration and social security45€15k€1k▼
Taxes450/3€15k€1k▼
Other amounts payable47/48€664k€439k▼
Accrued charges and deferred income492/3€4k€1k▼
Income statement
Code20242025
Non-recurring operating income76A€0€492k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€108k€100k▼
Other operating charges640/8€9k€11k▲
Non-recurring operating charges66A€750€0▼
Gross operating margin9900€171k€634k▲
Operating profit (loss)9901€53k€522k▲
Financial income75/76B€6k€16k▲
Recurring financial income75€6k€16k▲
Financial charges65/66B€35k€23k▼
Recurring financial charges65€35k€23k▼
Profit (loss) for the period before taxes9903€24k€515k▲
Income taxes67/77€2k€126k▲
Profit (loss) for the period9904€21k€389k▲
Profit (loss) for the period to be appropriated9905€21k€389k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€389k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€21k€389k▲
To other reserves6921€21k€389k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €565k ▲204%
4 profitable years in a row build equity to €565k.
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-12
Financial
Highest result since 2018net €419k ▲100%
Net result €419k, the highest in the series.
31-12
Financial
Equity above €150kEq €169k
2 profitable years in a row build equity to €169k.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €209k
Net result €209k after 4 loss-making years.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Katelijnestraat 162800 MechelenGround area
529 m²
Building footprint
556 m²
Volume, LiDAR
5,945 m³
Parcel 12025A0744/00N000, Flanders · tallest building 15.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ZOOZ
since 20072.168.516.360
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025A0744/00N000 | Flanders | 529 m² | 1 · 556 m² | 15.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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ISLOIS
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DESIGN AND MANAGEMENT BVBA
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Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 4,390 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-2007
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.