Zonklaar
ActiveZonklaar has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €385k and a net result of €-36k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 95% of 6159 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
62
/ 100
Healthy▼ -38 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-66
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 22.83 against 5.57 in 2023), and 3.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
96.1%
Return on assets
-9.1%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
70 d late
2023
65 d late
2022
31 d late
2021
23 d early
2020
59 d late
2019
36 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€385k▼ 8.7%
2023 · €422k
2018: €284k
2019: €308k
2020: €310k
2021: €312k
2022: €366k
2023: €422k
2018 → 2024
Total assets
€401k▼ 20.7%
2023 · €506k
2018: €359k
2019: €356k
2020: €375k
2021: €363k
2022: €406k
2023: €506k
2018 → 2024
Net result
€-36k
2023 · €55k
2018: €4k
2019: €24k
2020: €2k
2021: €2k
2022: €54k
2023: €55k
2018 → 2024
Working capital
€344k▼ 9.7%
2023 · €381k
2018: €247k
2019: €284k
2020: €251k
2021: €269k
2022: €329k
2023: €381k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€310k-€312k▲ 0.8%€366k▲ 17.3%€422k▲ 15.1%€385k▼ 8.7%
Operating result€3k-€3k▼ 1.7%€64k▲ 2,440%€73k▲ 13.5%€-39k
Net result€2k-€2k▲ 21.6%€54k▲ 2,093%€55k▲ 2.7%€-36k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €39k after €73k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €401k
Fixed assets
€41k=
Current assets
€360k▼ 22.5%
Equity and liabilities €401k
Equity
€385k▼ 8.7%
Debt
€16k▼ 81.2%
The debt ratio falls from 16.6% to 3.9%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
96.1%▲
2023 · 83.4%
Current ratio
22.83▲
2023 · 5.57
Quick ratio
22.83▲
2023 · 5.57
Debt / equity
0.04▼
2023 · 0.20
ROE
-9.5%▼
2023 · 13.1%
ROA
-9.1%▼
2023 · 11.0%
Debt
€16k▼
2023 · €84k
Debt ≤ 1 year
€16k▼
2023 · €83k
Income taxes
€159▼
2023 · €15k
Staff costs
€3k▼
2023 · €241k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€506k€401k▼
Fixed assets21/28€41k€41k=
Tangible fixed assets22/27€41k€41k=
Plant, machinery and equipment23€32k€32k=
Furniture and vehicles24€9k€9k=
Financial fixed assets28€397€397=
Current assets29/58€465k€360k▼
Amounts receivable within one year40/41€125k€93k▼
Trade receivables40€124k€80k▼
Other amounts receivable41€1k€13k▲
Current investments50/53€275k€250k▼
Cash at bank and in hand54/58€64k€16k▼
Deferred charges and accrued income490/1€197€1k▲
Equity and liabilities
Total equity and liabilities10/49€506k€401k▼
Equity10/15€422k€385k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€403k€403k=
Non-distributable reserves130/1€26k€26k=
Reserves not available under the articles1311€26k€26k=
Tax-exempt reserves132€26k€26k=
Distributable reserves133€351k€351k=
Profit (loss) carried forward14-€-36k
Amounts payable17/49€84k€16k▼
Amounts payable within one year42/48€83k€16k▼
Trade debts44€7k-
Suppliers440/4€7k-
Advances received on contracts in progress46€1k-
Taxes, remuneration and social security45€74k€16k▼
Taxes450/3€18k€5k▼
Remuneration and social security454/9€56k€11k▼
Other amounts payable47/48€692-
Accrued charges and deferred income492/3€526-
Income statement
Code20232024
Remuneration, social security and pensions62€241k€3k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k-
Other operating charges640/8€6k€3k▼
Non-recurring operating charges66A€10k€509▼
Gross operating margin9900€340k€-32k▼
Operating profit (loss)9901€73k€-39k▼
Financial income75/76B€498€3k▲
Recurring financial income75€498€3k▲
Financial charges65/66B€2k€343▼
Recurring financial charges65€2k€343▼
Profit (loss) for the period before taxes9903€71k€-36k▼
Income taxes67/77€15k€159▼
Profit (loss) for the period9904€55k€-36k▼
Profit (loss) for the period to be appropriated9905€55k€-36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€109k€-36k▼
Profit (loss) brought forward from the previous period14P€54k-
Transfer to equity691/2€109k-
To other reserves6921€109k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
31-12
Financial
Weakest financial yearnet €-36k ▼166%
Net result drops to €-36k, the lowest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 22.83
Current ratio from 5.57 to 22.83; short-term debt falls from €83k to €16k.
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
31-12
Financial
Highest result since 2018net €55k ▲2.7%
Operating result €73k, net result €55k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 59 days late
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Affligem · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselbaan 1121790 AffligemGround area
87 m²
Building footprint
119 m²
Volume, LiDAR
866 m³
Parcel 23030D0108/00X002, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ZONKLAAR
since 19822.020.431.608
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23030D0108/00X002 | Flanders | 87 m² | 1 · 119 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 994 companies in sector 96102 we hold annual accounts for 455. 246 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-1981
Fiscal year end31-12
Activities, NACEBEL
93012
96102Launderettes and laundries for private customers
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.