Zone
ActiveSummary
Zone is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of Zone were filed more than 90 days after the deadline. The 2024 annual accounts show equity of €13,389 and a net result of -€6,611. Its solvency ranks better than 11% of 6,070 sector peers (NACE 64, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of holding companies
NACE 64210
1 site
Size
€161,491total assets 2024
- Equity
- €13,389
- Loss
- -€6,611
Turnover not published (abbreviated format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Parent
- Panach Invest · 100%
- Panach InvestDirector · permanent representative JANSEN Nadia
Auditor: EY Bedrijfsrevisoren2024 accounts filed 174 days late
Signalsraises riskWeak solvency vs sectorYoung company2024 accounts filed 174 days lateShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: Filed more than 90 days late
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Three signals.
raises risk
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 6070 sector peers (2024).
NBB · sector comparisonPosition among 6070 sector peers
Solvency
better than 11%
← weakest
strongest →
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2024 accounts filed 174 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-01-2026, 174 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 1 filingDeviation from the deadline
2024
174 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 174 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · abbreviated…
- Appointment: EY Bedrijfsrevisoren (statutory auditor)Permanent representative: Nadia Jansen
- IncorporationAppointment: PANACH INVEST (director) ·…
Financials · financial year 2024, abbreviated format
2024 annual accounts filed late (174 days) Filed on 21 January 2026, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2026-00012589.
Equity
€13,389
Net result
-€6,611
Total assets
€161,491
Solvency
8.3%
Turnover and EBIT margin not published: the abbreviated format does not require them.
Balance-sheet composition
Assets €161,491
Fixed assets
€51,565
Current assets
€109,926
Equity and liabilities €161,491
Equity
€13,389
Debt
€148,101
Debt finances 91.7% of the balance-sheet total.
Key figures and ratios
ROE
-49.4%
ROA
-4.1%
Debt ≤ 1 year
€65,601
Debt > 1 year
€82,500
Annual accounts
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €448 |
| Other operating charges640/8 | €387 |
| Gross operating margin9900 | -€5,636 |
| Operating profit (loss)9901 | -€6,472 |
| Financial income75/76B | €125 |
| Recurring financial income75 | €125 |
| Financial charges65/66B | €264 |
| Recurring financial charges65 | €264 |
| Profit (loss) for the period before taxes9903 | -€6,611 |
| Profit (loss) for the period9904 | -€6,611 |
| Profit (loss) for the period to be appropriated9905 | -€6,611 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €161,491 | |
| Fixed assets21/28 | €51,565 | |
| Intangible fixed assets21 | €51,565 | |
| Current assets29/58 | €109,926 | |
| Amounts receivable within one year40/41 | €26,997 | |
| Other amounts receivable41 | €26,997 | |
| Cash at bank and in hand54/58 | €82,929 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €161,491 | |
| Equity10/15 | €13,389 | |
| Contributions10/11 | €20,000 | |
| Profit (loss) carried forward14 | -€6,611 | |
| Amounts payable17/49 | €148,101 | |
| Amounts payable after more than one year17 | €82,500 | |
| Financial debts170/4 | €82,500 | |
| Amounts payable within one year42/48 | €65,601 | |
| Trade debts44 | €65,601 | |
| Suppliers440/4 | €65,601 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | -€6,611 |
| + Depreciation and write-downs630 | €448 |
| Operating cash flow (approximation) | -€6,162 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | abbreviated format | 21-01-2026 | 2026-00012589 |
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Of the 24,455 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 20,128. 6,286 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
1 director, no change since 2024
Board 1
Panach Invest
CurrentDirector (not named in the articles) · since 04-09-2024 · Private limited company · permanent representative: JANSEN Nadia
Permanent representatives 1
JANSEN Nadia
CurrentPermanent representative · since 04-09-2024 · for Panach Invest
Statutory auditor 1
EY Bedrijfsrevisoren
CurrentStatutory auditor · since 07-11-2024 · permanent representative: Olaf Janssen
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Mandate history
2 people since 2024, 2 in office
- Board
- Statutory auditor
| Name | Functions and periods |
|---|---|
| Panach Invest |
|
| EY Bedrijfsrevisoren |
|
Owners and capital
Owners
2 ownersChain of control
- Panach Invest BV
- Panach Invest
- Zone
Highest known parent: Panach Invest BV. The sources do not say who stands above it.
Owners 2
- Panach Investparent100%
- Panach Invest BVconsolidating parentconsolidates
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Capital and shareholders
Shareholders according to the deeds
At incorporation
act of 04-09-2024 ↗
- PANACH INVEST (BE 0656.706.925) 100 shares (100%) · €20,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 04-09-2024 Incorporation · €20,000 · 100 shares
Group and network
Connections & network
6 connected companiesThis company
Company
Director
Shareholding
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Linked via shared directors
FENIX REAL ESTATE DEVELOPMENT
Shared corporate director
→
Hemeldonk
Shared corporate director
→
JANSEN FENIX
Shared corporate director
→
Online Tools for Human Organizations
Shared corporate director
→
History
Acts, filings and financial milestones
2026
21-01
NBB filing
Annual accounts filed
financial year 2024 · abbreviated format · 174 days late
2024
07-11
Gazette deed
Appointment: EY Bedrijfsrevisoren (statutory auditor)Permanent representative: Nadia Jansen4 facts ▸
Gazette deed
Appointment: EY Bedrijfsrevisoren (statutory auditor)
Permanent representative: Nadia Jansen4 facts ▸
- General meeting, 17-10-2024
- Auditor appointment, EY Bedrijfsrevisoren (statutory auditor)
- Director in office, Panach Invest BV (director)
- Permanent representative, Nadia Jansen
04-09
Gazette deed
IncorporationAppointment: PANACH INVEST (director) · Permanent representative: JANSEN Nadia · Founder9 facts ▸
Gazette deed
Incorporation
Appointment: PANACH INVEST (director) · Permanent representative: JANSEN Nadia · Founder9 facts ▸
- Incorporation, “Zone” (deed in Dutch)
- Founder, PANACH INVEST (comparant)
- Founding capital, €20,000
- Bank account, “BE17 7380 4415 4321, bijzondere rekening namens vennootschap in oprichting” (deed in Dutch)
- Registered office clause, “3520 Zonhoven,Eikenenweg 58/1-2” (deed in Dutch)
- Board rule, 1
- Director appointment, PANACH INVEST (director (not named in the articles))
- Permanent representative, JANSEN Nadia
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten ondernomen voor heden door comparanten in naam en voor rekening van vennootschap in opricht…” (deed in Dutch)
Gazette deedNBB filing
2 of 2 deeds read
Register details
Identification
Legal formPrivate limited company
Founded02-09-2024
Financial year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
E-mail
info@groupjansen.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:1013052756
Registered
21-10-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 31 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2024
Ground area
4,440 m²
Building footprint
581 m²
Building volume
5,038 m³
Parcel 71066B0016/00F000, Flanders · tallest building 13.2 m. Linked by address, not a title deed.
21
companies at this address
See who is registered here
1 establishment unit
Zone
since 2024unit no. 2.363.864.066
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71066B0016/00F000 | Flanders | 4,440 m² | 1 · 581 m² | 13.2 m · 3 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het leveren van medische zorg- en gezondheidsdiensten patiënten,inclusief diagnostiek,behandeling en nazorg; Verstrekken van medische…” (deed in Dutch)
19 activities (deed in Dutch)
- Het leveren van medische zorg- en gezondheidsdiensten patiënten,inclusief diagnostiek,behandeling en nazorg
- Verstrekken van medische diensten door gekwalificeerde artsen en specialisten,inclusief diagnose,behandeling en preventie van ziekten en aandoeningen
- Uitvoeren van medische onderzoeken en tests,zoals bloedtesten,radiologie,en andere diagnostische procedures
- Verrichten van chirurgische ingrepen en operaties,zowel poliklinisch als in een ziekenhuissetting
- Aanbieden van paramedische zorg,zoals fysiotherapie,ergotherapie,logopedie,en voedingsadvies
- Levering van tandheelkundige diensten,waaronder algemene tandheelkunde,orthodontie,en kaakchirurgie
- Verstrekken van verpleegkundige zorg en ondersteuning aan patiënten,zowel in de kliniek als eventueel bij patiënten thuis
- Aanbieden van spoedeisende medische hulp voor acute medische aandoeningen en verwondingen
- Verstrekken van geestelijke gezondheidszorg,inclusief psychotherapie,counseling en psychiatrische behandeling
- Uitvoeren en ondersteunen van medisch onderzoek en klinische studies om de gezondheidszorg te verbeteren
- Organiseren van gezondheidseducatie en voorlichtingsprogramma’s voor patiënten en de gemeenschap
- Implementeren van programma’s voor preventieve zorg,zoals vaccinaties,screenings en gezondheidscontroles
- Exploitatie van een apotheek voor de verstrekking van voorgeschreven medicijnen en gezondheidsproducten
- Aanbieden van revalidatiediensten voor patiënten na operaties,ziekten of verwondingen
- Samenwerken met andere medische instellingen,ziekenhuizen,en gezondheidszorgaanbieders om uitgebreide zorg te bieden
- Aangaan van partnerschappen met onderzoeksinstellingen en universiteiten voor medisch onderzoek en onderwijs
- Implementeren van strikte kwaliteitscontrole- en veiligheidsmaatregelen om de hoogste standaard van patiëntenzorg te waarborgen
- Beheer van financiële aspecten zoals het aanbieden van verzekeringsdiensten,betalingsregelingen en financieringsopties voor patiënten
- Gebruik en ontwikkeling van medische technologie en informatiesystemen om de efficiëntie en kwaliteit van de zorg te verbeteren
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Zone
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Één of meer, algemene vergadering” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Gelijk recht in winstverdeling, 100” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Wednesday of June at 18:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, op elk moment” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Één of meerdere vereffenaars aanduiden,bevoegdheden omlijnen,vergoeding bepalen, bestuurder(s) in functie krachtens statuten indien geen…” (deed in Dutch)