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ZONCOLAN

Active
Private limited companyfounded 20233 yrs activeAquaductstraat 36, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0798.599.515

ZONCOLAN has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €5k. Equity is growing by ~36.3% per year across the filed fiscal years. Its solvency ranks better than 55% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
82 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-6
Solvency86▼-3
Growth52=
Track record94
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.84 against 2.44 in 2024; short-term debt: 38.6% and cash: 70.8% of total assets), and 38.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
61.4%
Return on assets
17%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
31 d early
2024
6 d early
2023
6 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€17k▲ 38.2%
2024 · €12k
2023: €8k 2024: €12k
2023 → 2025
Total assets
€28k▲ 43.6%
2024 · €19k
2023: €16k 2024: €19k
2023 → 2025
Net result
€5k▲ 11.0%
2024 · €4k
2023: €6k 2024: €4k
2023 → 2025
Working capital
€9k▼ 11.3%
2024 · €10k
2023: €8k 2024: €10k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€8k-€12k▲ 52.4%€17k▲ 38.2%
Operating result€8k-€6k▼ 23.4%€7k▲ 13.5%
Net result€6k-€4k▼ 30.3%€5k▲ 11.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€3k€5k€8kOperating result 2023: €8k€8kNet result 2023: €6k€6kOperating result 2024: €6k€6kNet result 2024: €4k€4kOperating result 2025: €7k€7kNet result 2025: €5k€5k202320242025
The operating result recovers in 2025; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28k
Fixed assets €8k▲ 260%
Current assets €20k▲ 15.1%
Equity and liabilities €28k
Equity €17k▲ 38.2%
Debt €11k▲ 53.3%
The debt ratio rises from 36.2% to 38.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€9k
2024 · €7k
Cash flow
€6k
2024 · €5k
Solvency
61.4%
2024 · 63.8%
Current ratio
1.84
2024 · 2.44
Quick ratio
1.84
2024 · 2.44
Debt / equity
0.63
2024 · 0.57
ROE
27.6%
2024 · 34.4%
ROA
17.0%
2024 · 22.0%
Interest coverage
19.98
2024 · 40.34
Debt
€11k
2024 · €7k
Debt ≤ 1 year
€11k
2024 · €7k
Income taxes
€2k
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€19k€28k
Fixed assets21/28€2k€8k
Tangible fixed assets22/27€2k€8k
Furniture and vehicles24€2k€8k
Current assets29/58€17k€20k
Amounts receivable within one year40/41€10k-
Trade receivables40€10k-
Cash at bank and in hand54/58€7k€20k
Equity and liabilities
Total equity and liabilities10/49€19k€28k
Equity10/15€12k€17k
Contributions10/11€2k€2k=
Profit (loss) carried forward14€10k€15k
Amounts payable17/49€7k€11k
Amounts payable within one year42/48€7k€11k
Trade debts44€2k€1k
Suppliers440/4€2k€1k
Taxes, remuneration and social security45€4k€8k
Taxes450/3€4k€8k
Other amounts payable47/48€862€918
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€449€2k
Gross operating margin9900€7k€9k
Operating profit (loss)9901€6k€7k
Financial income75/76B€22€15
Recurring financial income75€22€15
Financial charges65/66B€164€438
Recurring financial charges65€164€438
Profit (loss) for the period before taxes9903€6k€7k
Income taxes67/77€2k€2k
Profit (loss) for the period9904€4k€5k
Profit (loss) for the period to be appropriated9905€4k€5k
Appropriation of the result
Profit (loss) to be appropriated9906€10k€15k
Profit (loss) brought forward from the previous period14P€6k€10k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
30-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
24-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Weakest financial yearnet €4k ▼30.3%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
06-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Aquaductstraat 361060 Sint-Gillis (bij-Brussel)
Ground area
184 m²
Building footprint
123 m²
Volume, LiDAR
1,437 m³
Parcel 21013B0358/00Y003, Brussels · tallest building 24.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ZONCOLAN
Aquaductstraat 36, 1060 Sint-Gillis (bij-Brussel)Business consulting
since 20232.343.391.722
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21013B0358/00Y003 Brussels 184 m² 1 · 123 m² 24.4 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 28,819 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded17-02-2023
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.