ZOMERLOOS
ActiveZOMERLOOS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €674k and a net result of €35k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 70% of 180 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability26▲+26
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 2.99 against 5.58 in 2024), and 23.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.6%
Return on assets
4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
26 d late
2023
29 d late
2022
29 d late
2021
8 d late
2020
1 d early
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€674k▲ 5.5%
2024 · €638k
2018: €472k
2019: €513k
2020: €543k
2021: €551k
2022: €670k
2023: €714k
2024: €638k
2018 → 2025
Total assets
€880k▲ 14.6%
2024 · €768k
2018: €584k
2019: €620k
2020: €910k
2021: €818k
2022: €940k
2023: €886k
2024: €768k
2018 → 2025
Net result
€35k
2024 · €-76k
2018: €29k
2019: €42k
2020: €32k
2021: €9k
2022: €120k
2023: €46k
2024: €-76k
2018 → 2025
Working capital
€263k▲ 76.8%
2024 · €149k
2018: €52k
2019: €90k
2020: €-44k
2021: €16k
2022: €-82k
2023: €83k
2024: €149k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€551k-€670k▲ 21.5%€714k▲ 6.6%€638k▼ 10.6%€674k▲ 5.5%
Operating result€16k-€155k▲ 847%€69k▼ 55.2%€-75k€53k
Net result€9k-€120k▲ 1,183%€46k▼ 62.1%€-76k€35k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €53k after a loss of €75k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €880k
Fixed assets
€485k▼ 17.3%
Current assets
€395k▲ 118%
Equity and liabilities €880k
Equity
€674k▲ 5.5%
Debt
€206k▲ 59.6%
The debt ratio rises from 16.8% to 23.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€186k▲
2024 · €67k
Cash flow
€169k▲
2024 · €67k
Solvency
76.6%▼
2024 · 83.2%
Current ratio
2.99▼
2024 · 5.58
Quick ratio
2.99▼
2024 · 5.58
Debt / equity
0.31▲
2024 · 0.20
ROE
5.2%▲
2024 · -11.8%
ROA
4.0%▲
2024 · -9.8%
Interest coverage
259.29▲
2024 · 88.60
Debt
€206k▲
2024 · €129k
Debt ≤ 1 year
€132k▲
2024 · €32k
Debt > 1 year
€74k▼
2024 · €97k
Income taxes
€17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€768k€880k▲
Fixed assets21/28€586k€485k▼
Tangible fixed assets22/27€586k€485k▼
Land and buildings22€298k€284k▼
Plant, machinery and equipment23€272k€167k▼
Furniture and vehicles24€17k€34k▲
Current assets29/58€181k€395k▲
Amounts receivable within one year40/41€57k€138k▲
Trade receivables40€37k€111k▲
Other amounts receivable41€20k€27k▲
Cash at bank and in hand54/58€114k€220k▲
Deferred charges and accrued income490/1€11k€37k▲
Equity and liabilities
Total equity and liabilities10/49€768k€880k▲
Equity10/15€638k€674k▲
Contributions10/11€30k€30k=
Reserves13€684k€644k▼
Non-distributable reserves130/1€3k€0▼
Reserves not available under the articles1311€3k€0▼
Distributable reserves133€681k€644k▼
Profit (loss) carried forward14€-76k€0▲
Amounts payable17/49€129k€206k▲
Amounts payable after more than one year17€97k€74k▼
Financial debts170/4€97k€74k▼
Amounts payable within one year42/48€32k€132k▲
Current portion of amounts payable after more than one year42€6k€14k▲
Trade debts44€18k€105k▲
Suppliers440/4€18k€105k▲
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€4k€7k▲
Other amounts payable47/48€4k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€142k€133k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€71k€190k▲
Operating profit (loss)9901€-75k€53k▲
Financial income75/76B€148€19▼
Recurring financial income75€148€19▼
Financial charges65/66B€761€718▼
Recurring financial charges65€761€718▼
Profit (loss) for the period before taxes9903€-76k€52k▲
Income taxes67/77-€17k
Profit (loss) for the period9904€-76k€35k▲
Profit (loss) for the period to be appropriated9905€-76k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-76k€-40k▲
Profit (loss) brought forward from the previous period14P-€-76k
Transfer from equity791/2-€76k
Transfer to equity691/2-€35k
To other reserves6921-€35k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €-76k ▼266%
Net result drops to €-76k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 5.58
Current ratio from 2.12 to 5.58; short-term debt falls from €75k to €32k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Liquidity quadruplescurrent ratio 2.12
Current ratio from 0.48 to 2.12; short-term debt falls from €157k to €75k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Highest result since 2018net €120k ▲1183%
Operating result €155k, net result €120k, both a record.
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
31-12
Financial
Equity above €500kEq €513k ▲8.6%
2 profitable years in a row build equity to €513k.
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gistel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zomerloosstraat 438470 GistelGround area
2.5 ha
Building footprint
419 m²
Volume, LiDAR
1,876 m³
Parcel 35005A1125/00R002, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Zomerloos
since 20072.160.305.113
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35005A1125/00R002 | Flanders | 2.5 ha | 1 · 419 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 30,000 EUR awarded · 30,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 30,000 EUR |
| 2022 | 1 | 30,000 EUR | 0 EUR |
Schemes
Procedure groene warmte, restwarmte en energie-efficiënte stadsverwarming
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Of 608 companies in sector 01471 we hold annual accounts for 216. 174 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2007
Fiscal year end31-12
Activities, NACEBEL
01471Crop and animal production, hunting and related service activities
35110Production of electricity from non-renewable sources
35130Electricity, gas, steam and air conditioning supply
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:059/278075