Zoli 99

Active

Private limited companyfounded 2019active for 6 yearsIndustrielaan 9, 1070 Anderlecht, Belgium220 active companies are registered at this addressKBO/BCE: BE 0738.589.771

Summary

The computed 12-month bankruptcy probability of Zoli 99 is 5.6% (elevated). The 2025 annual accounts show equity of €344,797 and a net result of €270, of which €340 non-recurring income. Equity is growing by about 59% per year across the filed financial years. Its solvency ranks better than 17% of 12,672 sector peers (NACE 47, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

Zoli 99ActiveChecked score 35/100

Risk analysis Report Compare

Activity

Retail sale of household furniture

NACE 47551

7 sites

Size

€6.3mtotal assets 2025

Staff: 24 FTE
Equity: €344,797
Profit: €270

Net result -100%: other schema

Financial health

35 Weak Checked score 2025

Bankruptcy probabilitywithin 12 months: 5.6%

Structure

Oussama Adel CHERKIDirector

2025 accounts filed 63 days late4 of 7 deeds summarised

Why 35raises riskLiquidity: current ratio 0.99, cash €76,569, halvedLast filed accounts filed 63 days late; 2 of the last 3 lateEquity €344,797 (5.4% of total assets)lowers riskFigures for financial year 2025 (filed 02-10-2026)Show the evidence

Checked score

Score 2025

35 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 22% of its sector peers (NACE 47, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 30-11

equity 5.4% of total assets

Liquidity 2-15

short-term debt 94.5% · cash 1.2%

Profitability 48-29

return on assets 0.0%

Bankruptcy probability, 12 months

5.6% Elevated

0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,693 companies, NACE 47, small)

Last 24 months 11-2024: 6.5%highest value 12-2024: 6.5%● unchanged vs 11-2024highest value 01-2025: 6.5%● unchanged vs 12-2024highest value 02-2025: 6.5%● unchanged vs 01-2025highest value 03-2025: 6.3%▼ -0.2 percentage points vs 02-2025 04-2025: 4.7%▼ -1.6 percentage points vs 03-2025 05-2025: 4.5%▼ -0.2 percentage points vs 04-2025 06-2025: 4.4%▼ -0.1 percentage points vs 05-2025 07-2025: 4.5%▲ +0.1 percentage points vs 06-2025 08-2025: 5.2%▲ +0.7 percentage points vs 07-2025 09-2025: 5.4%▲ +0.2 percentage points vs 08-2025 10-2025: 3.1%▼ -2.3 percentage points vs 09-2025 11-2025: 3.0%▼ -0.1 percentage points vs 10-2025 12-2025: 3.0%● unchanged vs 11-2025 01-2026: 3.0%● unchanged vs 12-2025 02-2026: 3.0%● unchanged vs 01-2026 03-2026: 2.5%▼ -0.5 percentage points vs 02-2026lowest value 04-2026: 2.6%▲ +0.1 percentage points vs 03-2026 05-2026: 3.2%▲ +0.6 percentage points vs 04-2026 06-2026: 3.2%● unchanged vs 05-2026 07-2026: 3.5%▲ +0.3 percentage points vs 06-2026 08-2026: 4.6%▲ +1.1 percentage points vs 07-2026 09-2026: 5.3%▲ +0.7 percentage points vs 08-2026 10-2026: 5.6%▲ +0.3 percentage points vs 09-2026

Credit of up to €12,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity insufficient (current ratio 0.99, compared with 1.0 in 2024, below 1; short-term debt: 94.5% and cash: 1.2% of total assets), and 94.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 16% on solvency, 2% on liquidity, 31% on profitability and 36% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Liquidity: current ratio 0.99, cash €76,569, halved

NBB · annual accounts

Last filed accounts filed 63 days late; 2 of the last 3 late

NBB · filings

Equity €344,797 (5.4% of total assets)

NBB · annual accounts

Figures for financial year 2025 (filed 02-10-2026)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 12672 sector peers (2025).

NBB · sector comparison

Position among 12672 sector peers

Solvency

better than 17%

← weakest strongest →

2025 accounts filed 63 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-10-2026, 63 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 6 filings

Deviation from the deadline

2025

63 days late

2024

36 days late

2023

on the day

2022

64 days late

2021

40 days late

2020

37 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 40 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 September (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

02-10-2026 Annual accounts filedfinancial year 2025 · abbreviated…
07-10-2025 Amendment of the articlesCapital
05-09-2025 Annual accounts filedfinancial year 2024 · full…

Key points

Caution: Result fell in 2025different schema filed ▼ 99.8% View
Caution: Among the weakest 17% on solvencysector median 36.7% · 12,672 companies 5.4% View
Caution: Latest accounts filed lateafter the legal deadline 63 days View

By topic

Financials

Financial year: 2025
Total assets: €6.3m
Profit: €270
Solvency: 5.4%

Total assets▲ 192%

Net result

20202025

Go to Financials

Board & ownership

Board: 1 member

Oussama Adel CHERKIDirector

Go to Board & ownership

Timeline

Events: 14
Since: 2021
Next accounts: by 31-07-2027

03-09-2025Registered office · Amendment of the articles…
31-12-2024Equity above €200,000
26-11-2024Appointment: Oussama Adel CHERKI (director)

Go to Timeline

Company details

Sites: 7

Legal form: Private limited company
Activity: Retail sale of household furnitureNACE 47551
Founded: 29-11-2019
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 18

Annual meeting: Third Saturday of June at 10:00
Purpose: “Le commerce de gros et de détail,l'importation et l'exportation,l'achat et la vente,la…” (deed in French)

Go to Articles of association

Key facts about Zoli 99

What is the company number of Zoli 99?: 0738.589.771. In Belgium the VAT number is the company number with BE in front: BE 0738.589.771.
Where is Zoli 99 based?: The registered office is at Industrielaan 9, 1070 Anderlecht.Company details
What does Zoli 99 do?: According to the KBO register, the main activity is retail sale of household furniture (NACE 47551).
What is the legal form of Zoli 99?: Private limited company (BV).
When was Zoli 99 founded?: On 29-11-2019.
Is Zoli 99 still active?: Yes, Zoli 99 is an active enterprise in the KBO register.
How many employees does Zoli 99 have?: On average 24 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Zoli 99?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Zoli 99 profitable?: In financial year 2025, Zoli 99 made a profit of €270.
Where can I find the annual accounts of Zoli 99?: Zoli 99 filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Zoli 99 due?: By 31-07-2027, for financial year 2026.Timeline