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ZOLFGAR

Active
Private limited companyfounded 199036 yrs activeKolomstraat 1A, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0440.225.095
Summary

ZOLFGAR has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€10,898) and a net result of €2,002. Its solvency ranks better than 10% of 5584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisWatch ReportCompare
ZOLFGARActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Scheduled passenger transport by road
NACE 49310Non-scheduled passenger transport by road NACE 49320On-demand passenger transport by chauffeured vehicle NACE 49330
1 site
Size
€86,334turnover 2025
Equity
-€10,898
Profit
€2,002
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
1.0%
Structure
Accounts 137 d early0 of 6 deeds read
Why 54Capped at 59: negative equity- Sector Land transport and transport via pipelines (NACE 49)- Negative equity -€10,898+ Size: turnover €86,334, total assets €42,834+ Founded in 1990Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 28% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -25.4% of total assets
Liquidity 9-5
short-term debt 125.4% · cash 7.6%
Profitability 67+67
return on assets 4.7%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (8,995 companies)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● 0.0% vs 11-2024 01-2025: 1.3%● 0.0% vs 12-2024 02-2025: 1.3%● 0.0% vs 01-2025 03-2025: 0.6%▼ -56.3% vs 02-2025lowest value 04-2025: 0.6%● 0.0% vs 03-2025lowest value 05-2025: 0.6%● 0.0% vs 04-2025lowest value 06-2025: 0.6%● 0.0% vs 05-2025lowest value 07-2025: 2.2%▲ +266% vs 06-2025highest value 08-2025: 2.2%● 0.0% vs 07-2025highest value 09-2025: 2.2%● 0.0% vs 08-2025highest value 10-2025: 2.2%● 0.0% vs 09-2025highest value 11-2025: 2.2%● 0.0% vs 10-2025highest value 12-2025: 2.2%● 0.0% vs 11-2025highest value 01-2026: 2.1%▼ -0.9% vs 12-2025 02-2026: 2.1%● 0.0% vs 01-2026 03-2026: 2.1%▼ -1.4% vs 02-2026 04-2026: 1.0%▼ -53.2% vs 03-2026 05-2026: 1.0%● 0.0% vs 04-2026 06-2026: 1.0%● 0.0% vs 05-2026 07-2026: 1.0%● 0.0% vs 06-2026 08-2026: 1.0%● 0.0% vs 07-2026 09-2026: 1.0%● 0.0% vs 08-2026 10-2026: 1.0%● 0.0% vs 09-2026
  • Sector Land transport and transport via pipelines (NACE 49) raises the probability
  • Size: turnover €86,334, total assets €42,834 lowers the probability for this profile
  • Founded in 1990 lowers the probability for this profile
  • Negative equity -€10,898 raises the probability
No credit on open account
Liquidity short (current ratio 0.25 against 0.29 in 2024; short-term debt: 125.4% and cash: 7.6% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 5%, liquidity 9%, profitability 38%, growth against the median 62%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Land transport and transport via pipelines (NACE 49)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Size: turnover €86,334, total assets €42,834
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1990
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Negative equity -€10,898
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 5584 sector peers (2025).
NBB · sector comparison
Position among 5584 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-03-2026, 137 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
137 d early
2024
42 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 90 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €2,002
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€10,898 View
  • Caution: Among the weakest 10% on equitysector median €35,447 · 5,594 companies -€10,898 View
  • Active since 1990founded 23-02-1990 36 years View

By topic

Financials

Fiscal year
2025
Turnover
€86,334
Profit
€2,002
Solvency
-25.4%
Go to Financials

Timeline

Events
3
Since
2025
Next accounts
by 31-07-2027
  1. 16-03-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 19-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Scheduled passenger transport by roadNACE 49310
Founded
23-02-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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