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ZN PROJECTS

Active
Private limited companyfounded 20242 yrs activeVerenigingstraat 48, 1000 Brussel, BelgiumKBO/BCE: BE 1008.786.439

ZN PROJECTS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €45k. Its solvency ranks better than 79% of 13755 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
93 / 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+3
Growth78
Stability82
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 3.44 against 2.26 in 2024), and 29.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
70.9%
Return on assets
47.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
26 d late
2024
12 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€68k▲ 203%
2024 · €22k
2024: €22k
2024 → 2025
Total assets
€95k▲ 138%
2024 · €40k
2024: €40k
2024 → 2025
Net result
€45k▲ 147%
2024 · €18k
2024: €18k
2024 → 2025
Working capital
€68k▲ 203%
2024 · €22k
2024: €22k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20242025Trend
Equity€22k-€68k▲ 203%
Operating result€23k-€57k▲ 147%
Net result€18k-€45k▲ 147%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2024: €23k€23kNet result 2024: €18k€18kOperating result 2025: €57k€57kNet result 2025: €45k€45k20242025
The operating result rises in 2025; 2025 is 147% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €95k
Equity €68k▲ 203%
Debt €28k▲ 56.5%
The debt ratio falls from 44.3% to 29.1%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
Solvency
70.9%
2024 · 55.7%
Current ratio
3.44
2024 · 2.26
Quick ratio
3.44
2024 · 2.26
Debt / equity
0.41
2024 · 0.79
ROE
67.0%
2024 · 82.1%
ROA
47.5%
2024 · 45.8%
Debt
€28k
2024 · €18k
Debt ≤ 1 year
€28k
2024 · €18k
Income taxes
€12k
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€40k€95k
Current assets29/58€40k€95k
Amounts receivable within one year40/41€8k€38k
Trade receivables40€8k€38k
Cash at bank and in hand54/58€31k€56k
Deferred charges and accrued income490/1€837€1k
Equity and liabilities
Total equity and liabilities10/49€40k€95k
Equity10/15€22k€68k
Contributions10/11€4k€4k=
Profit (loss) carried forward14€18k€64k
Amounts payable17/49€18k€28k
Amounts payable within one year42/48€18k€28k
Trade debts44€90-
Suppliers440/4€90-
Taxes, remuneration and social security45€17k€26k
Taxes450/3€14k€26k
Remuneration and social security454/9€3k-
Other amounts payable47/48€551€1k
Income statement Code20242025
Other operating charges640/8€456€198
Gross operating margin9900€24k€57k
Operating profit (loss)9901€23k€57k
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€53€114
Recurring financial charges65€53€114
Profit (loss) for the period before taxes9903€23k€57k
Income taxes67/77€5k€12k
Profit (loss) for the period9904€18k€45k
Profit (loss) for the period to be appropriated9905€18k€45k
Appropriation of the result
Profit (loss) to be appropriated9906€18k€64k
Profit (loss) brought forward from the previous period14P-€18k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
12-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
exact location from the address register On OpenStreetMap
Ground area
77 m²
Building footprint
59 m²
Volume, LiDAR
872 m³
Parcel 21803C0309/00L002, Brussels · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ZN PROJECTS
Verenigingstraat 48, 1000 BrusselReal estate development
since 20242.359.142.740
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21803C0309/00L002 Brussels 77 m² 1 · 59 m² 16.9 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,640 companies in sector 68121 we hold annual accounts for 7,324. 5,130 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded25-04-2024
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.