ZN EVENTS
ActiveThe computed 12-month bankruptcy probability of ZN EVENTS is 1.8% (moderate). The 2025 annual accounts show equity of €81k and a net result of €20k. Equity is growing by ~18.9% per year across the filed fiscal years. Its solvency ranks better than 72% of 18207 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+14
Solvency85▲+5
Growth52=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 0.96 in 2024; short-term debt: 39.9% and cash: 43.2% of total assets), and 39.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.1%
Return on assets
15%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
18 d late
2023
30 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€81k▲ 33.2%
2024 · €60k
2022: €46k
2023: €52k
2024: €60k
2022 → 2025
Total assets
€134k▲ 21.9%
2024 · €110k
2022: €107k
2023: €141k
2024: €110k
2022 → 2025
Net result
€20k▲ 127%
2024 · €9k
2022: €41k
2023: €6k
2024: €9k
2022 → 2025
Working capital
€30k
2024 · €-2k
2022: €3k
2023: €-8k
2024: €-2k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€46k-€52k▲ 12.5%€60k▲ 17.1%€81k▲ 33.2%
Operating result€59k-€12k▼ 79.3%€19k▲ 55.2%€35k▲ 86.2%
Net result€41k-€6k▼ 86.0%€9k▲ 54.5%€20k▲ 127%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 86% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €134k
Fixed assets
€50k▼ 19.7%
Current assets
€84k▲ 76.9%
Equity and liabilities €134k
Equity
€81k▲ 33.2%
Debt
€53k▲ 8.0%
The debt ratio falls from 45.0% to 39.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€48k▲
2024 · €35k
Cash flow
€33k▲
2024 · €25k
Solvency
60.1%▲
2024 · 55.0%
Current ratio
1.57▲
2024 · 0.96
Quick ratio
1.33▲
2024 · 0.69
Debt / equity
0.66▼
2024 · 0.82
ROE
24.9%▲
2024 · 14.6%
ROA
15.0%▲
2024 · 8.1%
Interest coverage
6.59▲
2024 · 5.28
Debt
€53k▲
2024 · €49k
Debt ≤ 1 year
€53k▲
2024 · €49k
Income taxes
€8k▲
2024 · €3k
Staff costs
€107k▼
2024 · €118k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€110k€134k▲
Fixed assets21/28€63k€50k▼
Tangible fixed assets22/27€33k€22k▼
Plant, machinery and equipment23€16k€12k▼
Furniture and vehicles24€16k€9k▼
Other tangible fixed assets26€1k€820▼
Financial fixed assets28€30k€28k▼
Current assets29/58€47k€84k▲
Stocks and contracts in progress3€13k€13k▼
Stocks30/36€13k€13k▼
Amounts receivable within one year40/41€7k€13k▲
Trade receivables40€5k€1k▼
Other amounts receivable41€2k€12k▲
Cash at bank and in hand54/58€26k€58k▲
Deferred charges and accrued income490/1€1k€0▼
Equity and liabilities
Total equity and liabilities10/49€110k€134k▲
Equity10/15€60k€81k▲
Contributions10/11€5k€5k=
Reserves13€49k€69k▲
Distributable reserves133€49k€69k▲
Profit (loss) carried forward14€7k€7k▲
Amounts payable17/49€49k€53k▲
Amounts payable within one year42/48€49k€53k▲
Trade debts44€5k€11k▲
Suppliers440/4€5k€11k▲
Taxes, remuneration and social security45€31k€42k▲
Taxes450/3€13k€16k▲
Remuneration and social security454/9€18k€26k▲
Other amounts payable47/48€13k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€118k€107k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€13k▼
Other operating charges640/8-€632
Gross operating margin9900€153k€156k▲
Operating profit (loss)9901€19k€35k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€7k€7k▲
Recurring financial charges65€7k€7k▲
Profit (loss) for the period before taxes9903€12k€28k▲
Income taxes67/77€3k€8k▲
Profit (loss) for the period9904€9k€20k▲
Profit (loss) for the period to be appropriated9905€9k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€27k▲
Profit (loss) brought forward from the previous period14P€7k€7k▲
Transfer to equity691/2€9k€20k▲
To other reserves6921€9k€20k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €6k ▼86%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand'rue 1436000 CharleroiGround area
1,734 m²
Parcel 52302A1138/00X000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ZN EVENTS
since 20222.329.033.049
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52302A1138/00X000 | Wallonia | 1,734 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SOGILIS
BE 0835.037.465
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DI MONACO
BE 0827.585.588
Sint-Niklaas · Eq €81k
JBMATIC
BE 0465.315.334
Dour · Eq €80k
PLOG
BE 0473.067.911
Watermaal-Bosvoorde · Eq €81k
PROXI-NAT
BE 0808.320.497
Yvoir · Eq €80k
Of 3,227 companies in sector 47400 we hold annual accounts for 1,806. 1,455 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-03-2022
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47420Retail trade
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.