Financials
- Fiscal year
- 2025
- Total assets
- €492,267
- Loss
- -€57,175
- Solvency
- 0.6%
ZML
ActiveSummary
ZML has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,825 and a net result of -€57,175. Its solvency ranks better than 10% of 36981 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€492,267total assets 2025
- Staff
- 0.9 FTE
- Equity
- €2,825
- Loss
- -€57,175
Turnover not published (abridged schema)
Structure
Accounts on time0 of 1 deed read
Why 78- Liquidity: current ratio 0.17, cash €3,609- Loss of €57,175 (FY 2025)+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €492,267Show the evidence
Checked score
Score 2025
78
/ 100
Excellent
Probability in this band: under 0.55%
Better than 14% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
26
equity 0.6% of total assets
Liquidity
38
short-term debt 30.9% · cash 0.7%
Profitability
21
return on assets -11.6%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.4%lowest value
12-2024: 0.4%▲ +2.2% vs 11-2024
01-2025: 0.4%▲ +1.6% vs 12-2024
02-2025: 0.4%▲ +2.4% vs 01-2025
03-2025: 0.4%▲ +11.4% vs 02-2025
04-2025: 0.5%▲ +14.4% vs 03-2025
05-2025: 0.5%▲ +0.8% vs 04-2025
06-2025: 0.5%▲ +3.0% vs 05-2025
07-2025: 0.5%▼ -1.4% vs 06-2025
08-2025: 0.6%▲ +11.3% vs 07-2025
09-2025: 0.6%▲ +5.5% vs 08-2025
10-2025: 0.6%▲ +1.5% vs 09-2025highest value
11-2025: 0.6%● 0.0% vs 10-2025highest value
12-2025: 0.4%▼ -35.4% vs 11-2025
01-2026: 0.4%▲ +2.1% vs 12-2025
02-2026: 0.4%● 0.0% vs 01-2026
03-2026: 0.4%● 0.0% vs 02-2026
04-2026: 0.4%● 0.0% vs 03-2026
05-2026: 0.4%● 0.0% vs 04-2026
06-2026: 0.4%▲ +0.8% vs 05-2026
07-2026: 0.4%▲ +8.3% vs 06-2026
08-2026: 0.4%▲ +0.7% vs 07-2026
09-2026: 0.4%▲ +0.9% vs 08-2026
10-2026: 0.4%▲ +0.7% vs 09-2026
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Size: total assets €492,267 lowers the probability for this profile
- Liquidity: current ratio 0.17, cash €3,609 raises the probability
- Loss of €57,175 (FY 2025) raises the probability
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 9%, liquidity 18%, profitability 14%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 36981 sector peers (2025).
NBB · sector comparisonPosition among 36981 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
- Share issue · Other statementPower of attorney · Incorporation
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
- 25-06-2026Share issue · Other statement
- 31-10-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 19-09-2023
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
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