ZME
ActiveZME has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €12k. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 61% of 1043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency71▲+40
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.46 against 0.81 in 2024; short-term debt: 54.1% and cash: 50.9% of total assets), and 54.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.9%
Return on assets
39.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
22 d late
2023
15 d early
2022
88 d early
2021
30 d late
2020
31 d late
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€14k▲ 671%
2024 · €2k
2018: €18k
2019: €14k
2020: €18k
2021: €40k
2022: €26k
2023: €13k
2024: €2k
2018 → 2025
Total assets
€31k▲ 5.0%
2024 · €29k
2018: €46k
2019: €48k
2020: €39k
2021: €82k
2022: €58k
2023: €33k
2024: €29k
2018 → 2025
Net result
€12k
2024 · €-11k
2018: €2k
2019: €-4k
2020: €4k
2021: €21k
2022: €-13k
2023: €-13k
2024: €-11k
2018 → 2025
Working capital
€8k
2024 · €-5k
2018: €-4k
2019: €-4k
2020: €5k
2021: €28k
2022: €18k
2023: €5k
2024: €-5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€26k▼ 33.1%€13k▼ 50.5%€2k▼ 86.1%€14k▲ 671%
Operating result€23k-€-13k€-14k▼ 4.4%€-11k▲ 17.7%€12k
Net result€21k-€-13k€-13k▼ 1.9%€-11k▲ 15.5%€12k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €12k after a loss of €11k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31k
Fixed assets
€6k▼ 9.2%
Current assets
€24k▲ 9.6%
Equity and liabilities €31k
Equity
€14k▲ 671%
Debt
€17k▼ 39.4%
The debt ratio falls from 93.8% to 54.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▲
2024 · €-10k
Cash flow
€13k▲
2024 · €-10k
Solvency
45.9%▲
2024 · 6.2%
Current ratio
1.46▲
2024 · 0.81
Quick ratio
1.13▲
2024 · 0.60
Debt / equity
1.18▼
2024 · 15.00
ROE
87.0%▲
2024 · -619.4%
ROA
39.9%▲
2024 · -38.7%
Interest coverage
117.30▲
2024 · -402.98
Debt
€17k▼
2024 · €27k
Debt ≤ 1 year
€17k▼
2024 · €27k
Staff costs
€109k▼
2024 · €117k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€31k▲
Fixed assets21/28€7k€6k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€728€571▼
Furniture and vehicles24€576€424▼
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€4k€4k=
Current assets29/58€22k€24k▲
Stocks and contracts in progress3€6k€5k▼
Stocks30/36€6k€5k▼
Amounts receivable within one year40/41€662€2k▲
Trade receivables40€662€2k▲
Other amounts receivable41-€64
Cash at bank and in hand54/58€14k€16k▲
Deferred charges and accrued income490/1€2k€722▼
Equity and liabilities
Total equity and liabilities10/49€29k€31k▲
Equity10/15€2k€14k▲
Contributions10/11€16k€16k=
Capital10€16k€16k=
Issued capital100€19k€19k=
Uncalled capital101€3k€3k=
Reserves13€426€426=
Non-distributable reserves130/1€426€426=
Legal reserve130€426€426=
Profit (loss) carried forward14€-15k€-2k▲
Amounts payable17/49€27k€17k▼
Amounts payable within one year42/48€27k€17k▼
Trade debts44€5k€276▼
Suppliers440/4€5k€276▼
Taxes, remuneration and social security45€22k€16k▼
Taxes450/3€5k€5k▼
Remuneration and social security454/9€18k€12k▼
Other amounts payable47/48€141-
Income statement
Code20242025
Remuneration, social security and pensions62€117k€109k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€650▼
Other operating charges640/8€467€480▲
Gross operating margin9900€108k€123k▲
Operating profit (loss)9901€-11k€12k▲
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€25€111▲
Recurring financial charges65€25€111▲
Profit (loss) for the period before taxes9903€-11k€12k▲
Profit (loss) for the period9904€-11k€12k▲
Profit (loss) for the period to be appropriated9905€-11k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-2k▲
Profit (loss) brought forward from the previous period14P€-3k€-15k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
31-12
Financial
Back to profitnet €12k
Net result €12k after 3 loss-making years.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
04-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €21k ▲382%
Operating result €23k, net result €21k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
21-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Lambert Fortune 1001300 WavreGround area
194 m²
Building footprint
188 m²
Volume, LiDAR
2,031 m³
Parcel 25112M0281/00K000, Wallonia · tallest building 12.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ZME
since 20132.220.913.879
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112M0281/00K000 | Wallonia | 194 m² | 1 · 188 m² | 12.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,751 companies in sector 96210 we hold annual accounts for 2,832. 2,351 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-07-2013
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.