Checked.be · Company dossierhttps://checked.be/en/c/zmb-0521973529 · as of 09-10-2026
ZMB
Active
Private limited company · founded 2013 · 13 years activeKBO/BCE: BE 0521.973.529
Summary
The computed 12-month bankruptcy probability of ZMB is 14.5% (high). For ZMB, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €10,387 and a net result of -€2,378. Equity is growing by about 6.7% per year across the filed fiscal years. The company has been active since 2013 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Signalsraises riskFigures for FY 2022 (filed 05-09-2023)Ex-officio strike-off in the KBO3 financial years not filed after the legal deadline; latest accounts 31 days late; 3 of the last 3 lateNo main activity registeredTwo or more financial years not filedAdministrative warnings in the KBO publicationsneutralFiled after the deadlineShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2022 · tick = 2021
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Average
Solvency100=
equity 97.0% of total assets
Liquidity54+17
short-term debt 3.0% · cash 3.3%
Profitability0=
return on assets -22.2%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
14.5%High
0%0.5%1.5%4%10%≥ 25%
About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months11-2024: 9.3%lowest value12-2024: 9.6%▲ +0.3 percentage points vs 11-202401-2025: 11.5%▲ +1.9 percentage points vs 12-202402-2025: 11.5%● unchanged vs 01-202503-2025: 20.0%▲ +8.5 percentage points vs 02-202504-2025: 19.5%▼ -0.5 percentage points vs 03-202505-2025: 19.5%● unchanged vs 04-202506-2025: 19.5%● unchanged vs 05-202507-2025: 19.5%● unchanged vs 06-202508-2025: 20.7%▲ +1.2 percentage points vs 07-2025highest value09-2025: 20.7%● unchanged vs 08-2025highest value10-2025: 16.0%▼ -4.7 percentage points vs 09-202511-2025: 16.0%● unchanged vs 10-202512-2025: 15.2%▼ -0.8 percentage points vs 11-202501-2026: 15.2%● unchanged vs 12-202502-2026: 15.2%● unchanged vs 01-202603-2026: 15.2%● unchanged vs 02-202604-2026: 15.2%● unchanged vs 03-202605-2026: 15.2%● unchanged vs 04-202606-2026: 15.2%● unchanged vs 05-202607-2026: 14.9%▼ -0.3 percentage points vs 06-202608-2026: 14.4%▼ -0.5 percentage points vs 07-202609-2026: 14.4%● unchanged vs 08-202610-2026: 14.5%▲ +0.1 percentage points vs 09-2026
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2023 year end31-07-2024 deadline09-10-2026 today
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neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 31-08-2023, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
This company filed its last 4 accounts on average 55 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
+
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.