Financials
- Financial year
- 2025
- Total assets
- €5.7m
- Solvency
- 0.3%
- Liquidity
- 1.13
Total assets▲ 27.0%
20222025
Summary
ZMACK has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,000. Equity is growing by about 8% per year across the filed financial years. Its solvency ranks better than 8% of 776 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Specialist medical practice
NACE 86220
6 sites
Size
€5.7mtotal assets 2025
- Staff
- 34.2 FTE
- Equity
- €15,000
Financial health
- Bankruptcy probabilitywithin 12 months
- 0.1%
Too few figures to score
Structure
- Largest shareholder
- M.K.A. Dr. WINDERICKX - Dr. VANHOVE · 16.66%
- Holdings
- 1
- BILA Michel Dominique FrancisDirector
- CORTHOUTS PaqsuierDirector
Accounts 50 days early1 of 3 deeds read
Signalsraises riskEquity €15,000 (0.3% of total assets)Weak solvency vs sectorlowers riskSector: Human health activities (NACE 86)Figures for financial year 2025 (filed 11-06-2026)Size: 34.2 FTE, total assets €5.7mneutralLatest accounts filed on timeShow the evidence
Bankruptcy probability
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%lowest value
12-2024: 0.1%● unchanged vs 11-2024lowest value
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025lowest value
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.3 percentage points vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.5%▲ +0.1 percentage points vs 06-2026
08-2026: 0.6%▲ +0.1 percentage points vs 07-2026
09-2026: 0.7%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.1%▼ -0.6 percentage points vs 09-2026
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 776 sector peers (2025).
NBB · sector comparisonPosition among 776 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
50 days early
2024
42 days early
2023
48 days early
2022
52 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 48 days before the deadline; the sector median (NACE 86) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 June (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
13-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · full…
- Appointments: BILA Michel Dominique Francis (bijkomende…Capital increase · Capital contribution…
- Annual accounts filedfinancial year 2024 · abbreviated…
Key points
By topic
Board & ownership
- Board
- 2 members
- Largest shareholder
- M.K.A. Dr. WINDERICKX -… · 16.66%
- BILA Michel Dominique FrancisDirector
- CORTHOUTS PaqsuierDirector
Network & group
- Subsidiaries
- 1
1 subsidiary
Timeline
- Events
- 5
- Since
- 2023
- Next accounts
- by 31-07-2027
- 13-06-2024Annual accounts filed
- 09-06-2023Annual accounts filed
Company details
- Sites
- 6
- Legal form
- Private limited company
- Activity
- Specialist medical practiceNACE 86220
- Founded
- 30-06-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.