ZM Consult
ActiveSummary
ZM Consult is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€12,225) and a net result of -€17,225. Its solvency ranks better than 5% of 8102 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8102 sector peers (2025).
NBB · sector comparisonPosition among 8102 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
-€12,225
Net result
-€17,225
Total assets
€5,978
Solvency
-204.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €5,978
Fixed assets
€1,118
Current assets
€4,860
Key figures and ratios
ROA
-288.2%
Debt
€18,203
Debt ≤ 1 year
€18,203
Income taxes
€132
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,219 |
| Other operating charges640/8 | €350 |
| Gross operating margin9900 | -€19,186 |
| Operating profit (loss)9901 | -€20,755 |
| Financial income75/76B | €3,900 |
| Recurring financial income75 | €3,900 |
| Financial charges65/66B | €238 |
| Recurring financial charges65 | €238 |
| Profit (loss) for the period before taxes9903 | -€17,093 |
| Income taxes67/77 | €132 |
| Profit (loss) for the period9904 | -€17,225 |
| Profit (loss) for the period to be appropriated9905 | -€17,225 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €5,978 | |
| Fixed assets21/28 | €1,118 | |
| Tangible fixed assets22/27 | €1,118 | |
| Furniture and vehicles24 | €1,118 | |
| Current assets29/58 | €4,860 | |
| Amounts receivable within one year40/41 | €4,854 | |
| Trade receivables40 | €3,350 | |
| Other amounts receivable41 | €1,504 | |
| Cash at bank and in hand54/58 | €6 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €5,978 | |
| Equity10/15 | -€12,225 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | -€17,225 | |
| Amounts payable17/49 | €18,203 | |
| Amounts payable within one year42/48 | €18,203 | |
| Trade debts44 | €1,282 | |
| Suppliers440/4 | €1,282 | |
| Advances received on contracts in progress46 | €4,054 | |
| Taxes, remuneration and social security45 | €906 | |
| Taxes450/3 | €906 | |
| Other amounts payable47/48 | €11,962 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€17,225 |
| + Depreciation and write-downs630 | €1,219 |
| Operating cash flow (approximation) | -€16,006 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2024
Ground area
1,883 m²
Building footprint
1,790 m²
Volume, LiDAR
12,855 m³
Parcel 11001B0347/00G000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
18
companies at this address
See who is registered here
1 establishment unit
ZM Consult
since 20242.366.584.422
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11001B0347/00G000 | Flanders | 1,883 m² | 1 · 1,790 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:1015907427
Also
9925:BE1015907427
Registered
18-04-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.