ZKSERVICES
ActiveThe computed 12-month bankruptcy probability of ZKSERVICES is 7.4% (elevated). The 2024 annual accounts show equity of €885 and a net result of €2k. Its solvency ranks better than 18% of 6714 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability58▲+25
Solvency6▼-27
Growth85
Stability94
Bankruptcy probability, 12 months
7.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.69 against 0.14 in 2023), and 96.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
3.5%
Return on assets
8.6%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 6714 sector peers (2024).
NBB · sector comparisonPosition among 6714 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-09-2025, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
48 d late
2023
365 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€127k▲ 161%
2023 · €49k
2023: €49k
2023 → 2024
EBIT margin
1.7%▲ 10.5pp
2023 · -8.8%
2023: -8.8%
2023 → 2024
Net result
€2k
2023 · €-4k
2023: €-4k
2023 → 2024
Working capital
€-8k▲ 58.3%
2023 · €-18k
2023: €-18k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Turnover€49k-€127k▲ 161%
Equity€-1k-€885
Operating result€-4k-€2k
Net result€-4k-€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €2k after a loss of €4k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €25k
Fixed assets
€9k▼ 50.0%
Current assets
€17k▲ 456%
Equity and liabilities €25k
Equity
€885
Debt
€24k
Debt finances 96.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€11k▲
2023 · €-3k
Cash flow
€11k▲
2023 · €-3k
Solvency
3.5%▲
2023 · -6.4%
Current ratio
0.69▲
2023 · 0.14
Quick ratio
0.69▲
2023 · 0.14
ROA
8.6%▲
2023 · -21.4%
Debt
€24k▲
2023 · €21k
Debt ≤ 1 year
€24k▲
2023 · €21k
Equity ratios withheld: equity of €885 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€20k€25k▲
Fixed assets21/28€17k€9k▼
Tangible fixed assets22/27€17k€9k▼
Furniture and vehicles24€17k€9k▼
Current assets29/58€3k€17k▲
Amounts receivable within one year40/41-€12k
Trade receivables40-€12k
Cash at bank and in hand54/58€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€20k€25k▲
Equity10/15€-1k€885▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-4k€-2k▲
Amounts payable17/49€21k€24k▲
Amounts payable within one year42/48€21k€24k▲
Trade debts44€16k€17k▲
Suppliers440/4€16k€17k▲
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€6k€7k▲
Income statement
Code20232024
Turnover70€49k€127k▲
Goods, raw materials, services and sundry goods60/61€51k€114k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€9k▲
Other operating charges640/8€1k-
Gross operating margin9900€-2k€11k▲
Operating profit (loss)9901€-4k€2k▲
Profit (loss) for the period before taxes9903€-4k€2k▲
Profit (loss) for the period9904€-4k€2k▲
Profit (loss) for the period to be appropriated9905€-4k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-2k▲
Profit (loss) brought forward from the previous period14P-€-4k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 48 days late
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 365 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolomstraat 1A1080 Sint-Jans-MolenbeekGround area
2,442 m²
Building footprint
406 m²
Volume, LiDAR
3,423 m³
Parcel 21522B0623/00L000, Brussels · tallest building 19.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ZKSERVICES
since 20232.340.299.895
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0623/00L000 | Brussels | 2,442 m² | 1 · 406 m² | 19.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
Similar companies · same sector, comparable size
JETHRO HAES
BE 0645.720.486
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ATL COMPANY
BE 0555.654.404
Anderlecht · Eq €877
BUSINESS AB FRET
BE 0542.465.372
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AS
BE 0781.745.863
Mechelen · Eq €868
MAGNUM TRANS
BE 0757.778.153
Watermaal-Bosvoorde · Eq €905
Of 12,446 companies in sector 49410 we hold annual accounts for 8,087. 710 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2023
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47789Other retail sale of new goods
47820Market retail: textiles, clothing, footwear
47890Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.