ZK MARWA

Active

Private limited companyfounded 2024active for 2 yearsSteenbakkersstraat 102, 8400 Oostende, BelgiumKBO/BCE: BE 1009.971.225

Summary

The computed 12-month bankruptcy probability of ZK MARWA is 3.1% (moderate). The 2025 annual accounts show negative equity (-€2,252) and a net result of -€2,930. Its solvency ranks better than 9% of 1,299 sector peers (NACE 95, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

ZK MARWAActiveChecked score 49/100

Risk analysis Report Compare

Activity

Washing and cleaning of motor vehicles

NACE 95316

1 site

Size

€18,209total assets 2025

Equity: -€2,252
Loss: -€2,930

Turnover not published (abbreviated format)

Financial health

49 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 3.1%

Structure

ZADRAN Shahbaz KhanDirector

2025 accounts filed 28 days late

Why 49raises risk1 change of registered office in 24 monthsNegative equity -€2,252lowers riskSize: total assets €18,209Figures for financial year 2025 (filed 28-08-2026)Show the evidence

Checked score

Score 2025

49 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 30% of its sector peers (NACE 95, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 13+13

equity -12.4% of total assets

Liquidity 18-21

short-term debt 112.4% · cash 14.7%

Profitability 0=

return on assets -16.1%

Bankruptcy probability, 12 months

3.1% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,121 companies, NACE 95, micro)

Last 24 months 07-2025: 1.8% 08-2025: 1.9%▲ +0.1 percentage points vs 07-2025 09-2025: 1.5%▼ -0.4 percentage points vs 08-2025lowest value 10-2025: 1.5%● unchanged vs 09-2025 11-2025: 1.6%▲ +0.1 percentage points vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.7%▲ +0.1 percentage points vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 3.5%▲ +1.8 percentage points vs 06-2026 08-2026: 4.5%▲ +1.0 percentage point vs 07-2026highest value 09-2026: 3.1%▼ -1.4 percentage points vs 08-2026 10-2026: 3.1%● unchanged vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.51, below 1; short-term debt: 112.4% and cash: 14.7% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 13% on solvency, 13% on liquidity, 5% on profitability and 86% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises risk

Size: total assets €18,209

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Figures for financial year 2025 (filed 28-08-2026)

NBB · annual accounts

Negative equity -€2,252

NBB · annual accounts

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

2425

2024 to 2025 · latest year -€2,252

Young company

Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.

KBO · incorporation date

Age against the risk zone

2025 accounts filed 28 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 2 filings

Deviation from the deadline

2025

28 days late

2024

29 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 29 days after the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2024.

KBO publications · our coverage

28-08-2026 Annual accounts filedfinancial year 2025 · abbreviated…
11-06-2026 Registered officeRegistered-office move
29-08-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€2,252 View
Caution: Among the weakest 10% on solvencysector median 43.4% · 1,299 companies -12.4% View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Total assets: €18,209
Loss: -€2,930
Solvency: -12.4%

Total assets▲ 471%

Net result

20242025

Go to Financials

Board & ownership

Board: 1 member

ZADRAN Shahbaz KhanDirector

Go to Board & ownership

Timeline

Events: 4
Since: 2024
Next accounts: by 31-07-2027

05-06-2024Incorporation

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Washing and cleaning of motor vehiclesNACE 95316
Founded: 03-06-2024
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 32

Annual meeting: Last Friday of June at 18:00
Purpose: “De uitbating van alle activiteiten van een doe-het-zelf carwash of van geautomatiseerde…” (deed in Dutch)
Statutory auditor: No statutory auditor

Go to Articles of association

Key facts about ZK MARWA

What is the company number of ZK MARWA?: 1009.971.225. In Belgium the VAT number is the company number with BE in front: BE 1009.971.225.
Where is ZK MARWA based?: The registered office is at Steenbakkersstraat 102, 8400 Oostende.Company details
What does ZK MARWA do?: According to the KBO register, the main activity is washing and cleaning of motor vehicles (NACE 95316).
What is the legal form of ZK MARWA?: Private limited company (BV).
When was ZK MARWA founded?: On 03-06-2024.
Is ZK MARWA still active?: Yes, ZK MARWA is an active enterprise in the KBO register.
What is the turnover of ZK MARWA?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is ZK MARWA profitable?: In financial year 2025, ZK MARWA made a loss of €2,930.
Where can I find the annual accounts of ZK MARWA?: ZK MARWA filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ZK MARWA due?: By 31-07-2027, for financial year 2026.Timeline