ZK 25
ActiveSummary
ZK 25 has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €8k. Its solvency ranks better than 67% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency80
Growth-
Track record67
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.21; short-term debt: 45.3% and cash: 13.8% of total assets), and 45.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.7%
Return on assets
36.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Turnover
€146k
EBIT margin
7.9%
Net result
€8k
Working capital
€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €22k
Equity
€12k
Debt
€10k
Debt finances 45.3% of the balance-sheet total.
Key figures and ratios
Current ratio
2.21
Quick ratio
0.81
Debt to equity
0.83
ROE
66.5%
ROA
36.4%
Debt ≤ 1 year
€10k
Income taxes
€2k
Filed annual accounts As filed with the NBB · 2025 · 30 lines
Balance sheet
Code2025
Assets
Total assets20/58€22k
Current assets29/58€22k
Stocks and contracts in progress3€14k
Stocks30/36€14k
Amounts receivable within one year40/41€5k
Trade receivables40€4k
Other amounts receivable41€886
Cash at bank and in hand54/58€3k
Equity and liabilities
Total equity and liabilities10/49€22k
Equity10/15€12k
Contributions10/11€4k
Profit (loss) carried forward14€8k
Amounts payable17/49€10k
Amounts payable within one year42/48€10k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€6k
Taxes450/3€2k
Remuneration and social security454/9€5k
Income statement
Code2025
Turnover70€146k
Goods, raw materials, services and sundry goods60/61€135k
Gross operating margin9900€12k
Operating profit (loss)9901€12k
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€10k
Income taxes67/77€2k
Profit (loss) for the period9904€8k
Profit (loss) for the period to be appropriated9905€8k
Appropriation of the result
Profit (loss) to be appropriated9906€8k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Cimetière(H-G) 67110 La LouvièreGround area
229 m²
Building footprint
85 m²
Volume, LiDAR
601 m³
Parcel 55020C0336/00S000, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ZK 25
since 20252.373.386.595
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55020C0336/00S000 | Wallonia | 229 m² | 1 · 85 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLa Louvière2.373.386.595
Similar companies · same sector, comparable size
KHAN SONS ENTERPRISE
BE 0774.456.809
Mons · Eq €11,910
GONSPIRJI
BE 0879.273.029
Namur · Eq €11,965
NAWID
BE 0642.982.712
Ganshoren · Eq €11,972
D.P. PRODUCTIONS
BE 0478.350.649
La Louvière · Eq €11,890
YZOLAM
BE 0761.660.232
Halle · Eq €11,880
Of 10,519 companies in sector 47110 we hold annual accounts for 5,857. 3,654 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2025
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.